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Appliances

  • Original price $925.99 - Original price $925.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Stainless Steel

    Whirlpool

    3rd Rack with Extra Wash ActionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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    Original price $925.99 - Original price $925.99
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  • Original price $694.99 - Original price $694.99
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    NewAir - Freestanding 43 Bottle Dual Zone Compressor Wine Fridge - Stainless Steel

    Newair

    Perfect Wine Every Time With Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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    Original price $694.99 - Original price $694.99
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  • Original price $1,035.99 - Original price $1,035.99
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    KitchenAid - 24" Front Control Built-In Dishwasher with Stainless Steel Tub ProWash Cycle 3rd Rack 39 dBA - Stainless Steel

    Kitchenaid

    39 dBAProvides the quietest cleaning available from KitchenAid Dishwashers so there’s no need to wait to run a wash cycle while entertaining and en...

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    Original price $1,035.99 - Original price $1,035.99
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    $1,035.99
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  • Original price $357.99 - Original price $357.99
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    NewAir - Freestanding 23 Bottle Compressor Wine Fridge Adjustable Racks Exterior Digital Thermostat - Stainless Steel

    Newair

    Perfect Wine Every Time with Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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    Original price $357.99 - Original price $357.99
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  • Original price $837.99 - Original price $837.99
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    Whirlpool - 30" Electric Cooktop - Black

    Whirlpool

    FlexHeat Dual Radiant ElementGet two elements in one with a 6" inner ring that's great for smaller pots and pans and a 10" expandable outer ring th...

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    Original price $837.99 - Original price $837.99
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  • Original price $152.99 - Original price $152.99
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    Cuisinart - Griddler Five - Stainless Steel

    Cuisinart

    GrillContact GrillPressPanini PressGrillFull Grill/Half GrillGriddleFull Griddle/half GriddleDisplayLCD Display shows function temperature and time...

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    Original price $152.99 - Original price $152.99
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  • Original price $566.99 - Original price $566.99
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    Caf - Affetto Automatic Espresso Machine with 20 bars of pressure Milk Frother and Built-In Wi-Fi - Matte White

    GE Cafe

    One Touch BrewWith a single press of a button and in less than 90 seconds this automatic espresso machine dispenses Espresso Americano My Cup or Ho...

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    Original price $566.99 - Original price $566.99
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  • Original price $130.99 - Original price $130.99
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    Cuisinart - 6-Slice Toaster Oven with Broiler - Stainless Steel

    Cuisinart

    Electric ovenQuickly prepares your favorite foods.Temperature controlAlong with an element selector and permanent-on feature ensures simple operati...

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    Original price $130.99 - Original price $130.99
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  • Original price $699.99 - Original price $699.99
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    Danby - Contemporary Classic 4.4 Cu. Ft. Mini Fridge - Spotless steel

    Danby

    4.4 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.3 shelvesIncl...

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    Original price $699.99 - Original price $699.99
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  • Original price $2,157.99 - Original price $2,157.99
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    KitchenAid - 6.0 Cu. Ft. Self-Cleaning Free-Standing Double Oven Gas Convection Range - Stainless Steel

    Kitchenaid

    5 sealed cooktop burnersOffer between 5000 and 16000 BTUs of heat so you can simmer boil and more quickly and easily.Circulate air throughout the o...

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    Original price $2,157.99 - Original price $2,157.99
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  • Original price $1,028.99 - Original price $1,028.99
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    LG - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Steam and TurboWash3D Technology - White

    LG

    Go big to save time and get more doneThis mega capacity washer allows you to fit more clothes in every load to power through laundry day in less ti...

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    Original price $1,028.99 - Original price $1,028.99
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  • Original price $633.99 - Original price $633.99
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    Frigidaire - 7.5 cu ft 2-Door Apartment Size Refrigerator with Top Freezer

    Frigidaire

    7.5 Cubic Feet CapacityRetro 2 Door Design Chrome Handles and TrimGallon Door Bin Accommodates Tall BottlesRemovable Glass ShelvesSeparate True Fre...

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    Original price $633.99 - Original price $633.99
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  • Original price $386.99 - Original price $386.99
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    $386.99
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    Caf - Couture Smart Toaster Oven with Air Fry - Matte White

    GE Cafe

    14 Cooking ModesFlawlessly prepare any recipe from kids snacks to dinner party hors d'oeuvres with 14 essential cooking modes including Air Fry Cri...

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    Original price $386.99 - Original price $386.99
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    $386.99
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  • Original price $819.99 - Original price $819.99
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    Samsung - 24" Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - White Glass

    Samsung

    Bespoke DesignBespoke is Samsung’s premium line of home appliances that leads the way in design technology and connectivity. Create a kitchen that ...

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    Original price $819.99 - Original price $819.99
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  • Original price $163.99 - Original price $163.99
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    $163.99
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    Cuisinart - Compact Automatic Bread Maker - Stainless Steel

    Conair

    Compact vertical bread makerThis stainless steel appliance will be a great addition to any kitchen.Three crust settings and 1- 1.5- or 2-lb. loaves...

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    Original price $163.99 - Original price $163.99
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    $163.99
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  • Original price $1,131.99 - Original price $1,131.99
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    $1,131.99
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    GE - 36" Built-In Gas Cooktop - Stainless Steel

    GE

    Fit GuaranteeReplacing a similar cooktop from GE or another brand GE cooktops are guaranteed for an exact fit to make replacement easy. See offer ...

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    Original price $1,131.99 - Original price $1,131.99
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    $1,131.99
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  • Original price $1,404.99 - Original price $1,404.99
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    KitchenAid - 30" Built-In Gas Cooktop - Stainless Steel

    Kitchenaid

    17000 BTU Professional Dual Ring Burner17000 BTU Professional Dual Ring Burner for simmering or boiling6000 BTU Even-Heat Simmer BurnerA diffuser p...

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    Original price $1,404.99 - Original price $1,404.99
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    $1,404.99
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  • Original price $474.99 - Original price $474.99
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    Sharp - 1.5 Cu. Ft. Built-In Microwave with Sensor Cooking - Stainless Steel

    Sharp

    Auto-Touch control panel is located underneath the oven door for convenient and easy operation; 7-digit 2-color lighted LCD for easy viewing; inter...

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    Original price $474.99 - Original price $474.99
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  • Original price $1,720.99 - Original price $1,720.99
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    Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

    Whirlpool

    Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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    Original price $1,720.99 - Original price $1,720.99
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  • Original price $282.99 - Original price $282.99
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    $282.99
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    Honeywell - 300 CFM Indoor Evaporative Air Cooler (Swamp Cooler) with Remote Control - Silver/Gray

    Honeywell

    Indoor evaporative air coolerIdeal for use in the southwest and Midwest regions of the US. Performs best in hot/dry climates where humidity levels ...

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    Original price $282.99 - Original price $282.99
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    $282.99
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  • Original price $333.99 - Original price $333.99
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    Panasonic NE-1054F - microwave oven - freestanding - stainless steel

    Panasonic

    Heat Source (Main Oven) ElectricSize (Main Oven) MediumNumber of Power Levels 6Oven Type SingleMain Oven Capacity 0.80 ftCooking Method MicrowaveMi...

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    Original price $333.99 - Original price $333.99
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  • Original price $642.99 - Original price $642.99
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    WHYNTER FREESTANDING

    Whynter

    WHYNTER FREESTANDING ICE MAKER 44LB CAP

    Original price $642.99 - Original price $642.99
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    $642.99
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  • Original price $947.99 - Original price $947.99
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    10000 BTU SMART HEAT

    GE

    10000 BTU SMART HEAT/COOL PORTABLE AC

    Original price $947.99 - Original price $947.99
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  • Original price $772.99 - Original price $772.99
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    14000 BTU SMART INVE

    Profile

    14000 BTU SMART INVERTER WINDOW AC

    Original price $772.99 - Original price $772.99
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  • Original price $718.99 - Original price $718.99
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    12000 BTU SMART INVE

    Profile

    12000 BTU SMART INVERTER WINDOW AC

    Original price $718.99 - Original price $718.99
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  • Original price $1,023.99 - Original price $1,023.99
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    GAS DRYER

    Whirlpool

    GAS DRYER

    Original price $1,023.99 - Original price $1,023.99
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  • Original price $262.99 - Original price $262.99
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    $262.99
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    FW-TINECO GO H2O XL

    Tineco

    FW-TINECO GO H2O XL CORDLESS FLOORWASHER

    Original price $262.99 - Original price $262.99
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  • Original price $500.99 - Original price $500.99
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    10000 BTU SMART INVE

    Profile

    10000 BTU SMART INVERTER WINDOW AC

    Original price $500.99 - Original price $500.99
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    $500.99
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  • Original price $476.99 - Original price $476.99
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    8000 BTU SMART INVER

    Profile

    8000 BTU SMART INVERTER WINDOW AC

    Original price $476.99 - Original price $476.99
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    $476.99
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  • Original price $243.99 - Original price $243.99
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    $243.99
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    80 QT. OUTDOOR COOLE

    Cuisinart

    80 QT. OUTDOOR COOLER CART

    Original price $243.99 - Original price $243.99
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    $243.99
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  • Original price $222.99 - Original price $222.99
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    $222.99
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    GE 1.4 CU FT COUNTER

    GE

    GE 1.4 CU FT COUNTERTOP MICROWAVE OVEN

    Original price $222.99 - Original price $222.99
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    $222.99
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  • Original price $746.99 - Original price $746.99
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    WHYNTER ECO-FRIENDLY

    Whynter

    WHYNTER ECO-FRIENDLY 14000 BTU DUAL HOS

    Original price $746.99 - Original price $746.99
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  • Original price $247.99 - Original price $247.99
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    $247.99
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    Nespresso - Vertuo Next Deluxe Bundle by Breville - Dark Chrome

    Nespresso

    Sleek modern new designA modern and pure design with a smaller footprint and chromed accents and premium coloursCentrifusion technologyJust insert...

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    Original price $247.99 - Original price $247.99
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    $247.99
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  • Original price $254.99 - Original price $254.99
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    $254.99
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    BISSELL - Cleanview XR 200W Stick Vacuum - Black with silver accents

    Bissell

    40 More Powerful MotorThan competitor Shark WANDVACCordless Cleaning.Get up to 10 minutes of powerful cleaning in turbo mode or up to 35 minutes in...

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    Original price $254.99 - Original price $254.99
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    $254.99
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  • Original price $1,195.99 - Original price $1,195.99
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    $1,195.99
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    Current price $1,195.99

    De'Longhi - Magnifica Plus Fully Automatic Espresso Machine - Silver

    De'Longhi

    18 ONE-TOUCH RECIPESEnjoy Espresso Latte Macchiatos Cappuccinos Americanos Iced Coffee more at the touch of a button. With 4 drink sizes and 5 int...

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    Original price $1,195.99 - Original price $1,195.99
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    $1,195.99
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  • Original price $1,669.99 - Original price $1,669.99
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    Current price $1,669.99

    Frigidaire 28.8 Cu. Ft. French Door Standard-Depth Refrigerator - Stainless Steel

    Frigidaire

    EvenTemp cooling systemKeep your food fresh and reduce freezer burn with our variable speed compressor that reacts quickly to temperature fluctuati...

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    Original price $1,669.99 - Original price $1,669.99
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    Current price $1,669.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.