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  • Original price $65.99 - Original price $65.99
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    GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

    General Electric

    Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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    Original price $65.99 - Original price $65.99
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  • Original price $115.99 - Original price $115.99
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    GE - Cync Dynamic Effects Smart LED Hexagon Panel Lights (7 Pack) - Color Changing - Full Color

    General Electric

    LED Hexagon Light PanelsIndividually adjust color segments by panel to create a unique light show with “independent control; Design your own layout...

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    Original price $115.99 - Original price $115.99
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  • Original price $48.99 - Original price $48.99
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    GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $48.99 - Original price $48.99
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  • Original price $217.99 - Original price $217.99
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    Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 50ft - Black

    Govee

    Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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    Original price $217.99 - Original price $217.99
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  • Original price $275.99 - Original price $275.99
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    Klipsch - Flexus SUB 100 Subwoofer for CORE Soundbars - Black

    Klipsch

    Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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    Original price $275.99 - Original price $275.99
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  • Original price $81.99 - Original price $81.99
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    GE - Cync 16 Foot Indoor Smart LED Light Strip - Color Changing - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $81.99 - Original price $81.99
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  • Original price $63.99 - Original price $63.99
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    GE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $63.99 - Original price $63.99
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  • Original price $147.99 - Original price $147.99
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    GE - Cync Smart Programmable Thermostat - Black - Black

    GE

    Smart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...

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    Original price $147.99 - Original price $147.99
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  • Original price $127.99 - Original price $127.99
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    LG - 2.0-Channel Soundbar - Black

    LG Electronics

    Dolby Digital decoderReproduces multichannel audio to deliver a cinematic audio experience.Bluetooth music streamingMakes it easy to enjoy tracks s...

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    Original price $127.99 - Original price $127.99
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  • Original price $86.99 - Original price $86.99
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    Crucial - DDR4 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 3200 MHz / PC4-25600 - unbuffered

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    Original price $86.99 - Original price $86.99
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  • Original price $545.99 - Original price $545.99
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    TCL - Q85H Q Class 7.1.4 Channel Sound Bar with Dolby Atmos Wireless Subwoofer and Wireless Surround Speakers - Black

    TCL

    7.1.4 Channel Q Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s h...

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    Original price $545.99 - Original price $545.99
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  • Original price $79.99 - Original price $79.99
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    Aluratek - Streamcast Pro Wireless HDMI to HDMI Transmitter and Receiver - White

    Aluratek

    Connect and StreamConnect your HDMI source to Aluratek HDMI transmitter and then then connect the Aluratek HDMI receiver to a TV or projector.Sta...

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    Original price $79.99 - Original price $79.99
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    Aluratek - Streamcast Mobile Wireless USB-C to HDMI Transmitter and Receiver - White

    Aluratek

    Connect and StreamConnect your Type C source to your HDMI device such as a TV or projectorStart streaming right awayPlug-and-play setup eliminates ...

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    Original price $79.99 - Original price $79.99
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  • Original price $343.99 - Original price $343.99
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    Sonos Ace (Each) - Soft White

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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    Sonos Ace (Each) - Black

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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  • Original price $334.99 - Original price $334.99
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    MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

    MSI

    Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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    Original price $334.99 - Original price $334.99
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  • Original price $136.99 - Original price $136.99
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    Twinkly Smart Light Regal Pre-Lit Wreath 24 Inch 50 RGB LED - Green

    Twinkly

    Premium home decorative lightsTwinkly Smart Lights will add advanced technology to your home decor and festive year-round gatherings both inside an...

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    Original price $136.99 - Original price $136.99
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  • Original price $95.99 - Original price $95.99
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    ecobee - SmartSensor 2-Pack - White

    EcoBee

    Comfort in the room you’re in.Knows when a room is occupied and communicates the temperature to your ecobee smart thermostat from up to a range of ...

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    Original price $95.99 - Original price $95.99
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  • Original price $611.99 - Original price $611.99
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    XFX - SPEEDSTER MERC319 AMD Radeon RX 7800XT 16GB GDDR6 PCI Express 4.0 Graphics Card - Black

    XFX

    GDDR6 Memory for advanced gamingEquipped with 16GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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    Original price $611.99 - Original price $611.99
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  • Original price $133.99 - Original price $133.99
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    TCL - S45H 2.0 Channel S-Class Soundbar Dolby Atmos - Black

    TCL

    Dolby AtmosSpatial sound that immerses you in movies music and games.DTS VirtualX Surround SoundAdds dimension to what you hear with virtual 3D sou...

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    Original price $133.99 - Original price $133.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Nanoleaf - 4D - Screen Mirror + Lightstrip Kit (For TVs and Monitors up to 65") - Multicolor

    Nanoleaf

    Vivid Screen MirroringThe colors from your favorite shows movies and video games extend out from your TV screen or monitor and into your space for ...

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    Original price $103.99 - Original price $103.99
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  • Original price $290.99 - Original price $290.99
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    JBL - PartyBox On-The-Go Essential Portable Wireless Party Speaker with Wireless Microphone - Black

    JBL

    Amazing JBL pro soundFind your beat with 100 watts of powerful booming JBL pro sound. Indoors or out the JBL PartyBox On-The-Go Essential delivers ...

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    Original price $290.99 - Original price $290.99
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  • Original price $281.99 - Original price $281.99
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    MSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

    MSI

    Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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    Original price $281.99 - Original price $281.99
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    $281.99
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  • Original price $491.99 - Original price $491.99
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    Sonos Ace - Soft White

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

    View full details
    Original price $491.99 - Original price $491.99
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    $491.99
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  • Original price $1,299.99 - Original price $1,299.99
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    Sony - ULT TOWER 10 Party Speaker - Black

    Sony

    ULT POWER SOUNDEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound; powerful bass to feel th...

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    Original price $1,299.99 - Original price $1,299.99
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  • Original price $491.99 - Original price $491.99
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    Sonos Ace - Black

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $491.99 - Original price $491.99
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    $491.99
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  • Original price $359.99 - Original price $359.99
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    $359.99
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    Sony - XV500 X-Series Wireless Party Speaker - Black

    Sony

    Powerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...

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    Original price $359.99 - Original price $359.99
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  • Original price $589.99 - Original price $589.99
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    Samsung HW-Q600C - sound bar system - for home theater - wireless

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $589.99 - Original price $589.99
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  • Original price $164.99 - Original price $164.99
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    LG - 2.1 Channel S40T Soundbar with Wireless Subwoofer and Bluetooth Connectivity - Black

    LG

    New Dimensional SoundCome home to the cinematic sound you’ve always wanted and experience every heart-thumping thrill-inducing moment. With 2 chan...

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    Original price $164.99 - Original price $164.99
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  • Original price $230.99 - Original price $230.99
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    Samsung HW-B550D - sound bar system - wireless

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $230.99 - Original price $230.99
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  • Original price $849.99 - Original price $849.99
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    LG - 3.1-Channel SG10TY Soundbar with Wireless Subwoofer Dolby Atmos - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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  • Original price $396.99 - Original price $396.99
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    LG - 5.1.1-Channel S70TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos and WOW Orchestra - Black

    LG

    LG QNED MatchingWhile a great sound enhancer for any LG TV this slim and compact soundbar is especially ideal for your LG QNED. With its smaller wi...

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    Original price $396.99 - Original price $396.99
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  • Original price $165.99 - Original price $165.99
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    VIZIO 2.1 Soundbar Wireless Subwoofer w/ Dolby Atmos DTSX - Black

    Vizio

    Dolby Atmos and DTSXInspired by the cinema Dolby Atmos and DTSX deliver 3D immersive audio that puts you at the center of your entertainment with s...

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    Original price $165.99 - Original price $165.99
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  • Original price $273.99 - Original price $273.99
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    MSI GeForce RTX 3050 VENTUS 2X XS - graphics card - GF RTX 3050 - 8 GB

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $273.99 - Original price $273.99
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  • Original price $105.99 - Original price $105.99
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    $105.99
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    VIZIO 2.0 Soundbar w/ Dolby Atmos DTSX - Black

    Vizio

    Take control with your smartphoneAccess soundbar functionality and settings using your smartphone with our VIZIO mobile app (available for iPhone a...

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    Original price $105.99 - Original price $105.99
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  • Original price $218.99 - Original price $218.99
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    Samsung HW-C450 - sound bar system - wireless

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.