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Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Samsung - Q-Series 7.1.2 ch Soundbar with Built-In Woofers - Graphite Black

Samsung
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

True 7.1.2 Ch All-In-One SoundExperience powerful sound that spreads throughout your space. This standalone top tier soundbar features 13 built in ...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

GIGABYTE - Radeon RX 9070 XT GAMING OC ICE 16G Graphics Card - White

Gigabyte Technology
Original price $859.99 - Original price $859.99
Original price
$859.99
$859.99 - $859.99
Current price $859.99

Radeon RX 9070 XTPowered by Radeon RX 9070 XTLarge Memory InterfaceIntegrated with 16GB GDDR6 256 bit memory interfacePCIe PortsPCIe 5.0 x16Cooling...

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Original price $859.99 - Original price $859.99
Original price
$859.99
$859.99 - $859.99
Current price $859.99

NZXT - H3 Flow Micro-ATX High-Airflow PC Case - Black

NZXT
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Space-Saving SizeA space-efficient micro-ATX chassis accommodates standard high-performance components without compromise.High-Airflow DesignUltra-...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

ASUS - PRIME NVIDIA GeForce RTX 5070 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

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Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

AI Performance758 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeatures a smaller fan...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

CORSAIR - VENGEANCE 16GB (1x16GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

Corsair
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

PARTYBOX OTG2PL WIRE

JBL
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

PARTYBOX OTG2PL WIRELESS SPEAKER

Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Q SERIES SAMSUNG 5.1

Samsung
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

Q SERIES SAMSUNG 5.1.2 CHANNEL ATMOS

Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,825.99 - Original price $1,825.99
Original price
$1,825.99
$1,825.99 - $1,825.99
Current price $1,825.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultima...

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Original price $1,825.99 - Original price $1,825.99
Original price
$1,825.99
$1,825.99 - $1,825.99
Current price $1,825.99

ASUS - ROG Astral NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $2,095.99 - Original price $2,095.99
Original price
$2,095.99
$2,095.99 - $2,095.99
Current price $2,095.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Quad-fan designBoosts air flow and pressure by up to 20Patented vapor chamberWit...

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Original price $2,095.99 - Original price $2,095.99
Original price
$2,095.99
$2,095.99 - $2,095.99
Current price $2,095.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

Powered byNVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultimate durabilityProt...

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Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

PNY - GeForce RTX 5080 ARGB 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

NVIDIADLSS4Supreme speed. Superior visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS...

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Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

Cync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color

GE
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

GIGABYTE - NVIDIA GeForce RTX 5080 GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $1,646.99 - Original price $1,646.99
Original price
$1,646.99
$1,646.99 - $1,646.99
Current price $1,646.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...

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Original price $1,646.99 - Original price $1,646.99
Original price
$1,646.99
$1,646.99 - $1,646.99
Current price $1,646.99

ASUS - ROG STRIX X870E-H (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 BE Motherboard - Black

ASUS
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

AI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

First Alert - Smoke and Carbon Monoxide Detector Hardwired - White

First Alert
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

SC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

NZXT - Kraken Plus 240mm Radiator CPU Liquid Cooler (2 x 120mm F120P Fans) with 1.54" Square LCD - Black

NZXT
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

High-Performance CoolingThe NZXT Turbine pump is engineered for high flow and head pressure delivering efficient low-noise cooling to keep your CPU...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

GIGABYTE - Radeon RX 9060 XT GAMING OC 8G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XT.Video Memory8GB GDDR6.Interface CompatibilityPCI Express 5.0.AMD Radeon Tech...

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Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

DGX Spark - NVIDIA GB10 Grace Blackwell Superchip 128 GB LPDDR5x ARM Processor 4TB NVME M.2 SSD Storage - Gold

PNY
Original price $5,343.99 - Original price $5,343.99
Original price
$5,343.99
$5,343.99 - $5,343.99
Current price $5,343.99

Architecture NVIDIA Grace BlackwellBuilt on NVIDIA GB10 Grace Blackwell Superchip.NVIDIA Grace CPU20 core Arm 10 Cortex-X925 + 10 Cortex-A725 Arm C...

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Original price $5,343.99 - Original price $5,343.99
Original price
$5,343.99
$5,343.99 - $5,343.99
Current price $5,343.99

Samsung - B Series 2.0 Ch Soundbar with Built In Woofer HW-B400F/ZA 2025 - Black

Samsung
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

2.0 Ch SoundImmerse yourself in your favorite content with perfectly balanced sound and rich bass. Feel every thunderclap explosion and beat with t...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

PNY - GeForce RTX 5080 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

NVIDIA DLSS 4Supreme Speed. Superior Visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost F...

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Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

ASUS - ROG Strix B850-F GAMING WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

MSI - MAG A850GL PCIE5 850W Full Modular ATX 3.1 Ready 80 Plus Gold Power Supply - Black

MSI
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Hisense - AX5140Q 5.1.4 Channel Soundbar with Wireless Subwoofer and Rear Speakers Hi-Concerto Dolby Atmos and DTS X - Black

HISENSE
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

5.1.4 ChannelExperience immersive 5.1.4 channel surround sound with Dolby Atmos and DTS X. Four up-firing speakers create a captivating audio exper...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Philips - Hue Essential Starter Kit - White and Color Ambiance

Philips
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

WHAT'S IN THE BOXThis starter kit includes one Hue Bridge and four E26 smart bulbs; to get started simply install your Bridge and bulbs using the a...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

ASUS - ROG STRIX Z890-F GAMING WIFI (Socket LGA 1851) Intel Z890 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Ready for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsIntel LGA 1851...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Marshall - Heston Sub 200 Subwoofer with Deep Bass and Bluetooth LE Connectivity for TV / Movies / Music - Black

Marshall
Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

DEEP BASSThis subwoofer delivers a bass performance that moves you transforming movie night into a main stage experience.WIRELESS CONNECTIONEffortl...

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Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black

Govee
Original price $374.99 - Original price $374.99
Original price
$374.99
$374.99 - $374.99
Current price $374.99

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $374.99 - Original price $374.99
Original price
$374.99
$374.99 - $374.99
Current price $374.99

Bose - Bass Module 700 Wireless Subwoofer - Black

Bose
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR6 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

View full details
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

DGX Spark - NVIDIA GB10 Grace Blackwell Superchip 128 GB LPDDR5x 4 TB NVME.M2 SSD Storage - Gold

PNY
Original price $5,135.99 - Original price $5,135.99
Original price
$5,135.99
$5,135.99 - $5,135.99
Current price $5,135.99

Architecture NVIDIA Grace BlackwellBuilt on NVIDIA GB10 Grace Blackwell Superchip.NVIDIA Grace CPU20 core Arm 10 Cortex-X925 + 10 Cortex-A725 Arm C...

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Original price $5,135.99 - Original price $5,135.99
Original price
$5,135.99
$5,135.99 - $5,135.99
Current price $5,135.99

Apple - TV 4K 64GB Streaming Device (3rd generation) - Wi-Fi - Black

Apple
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.