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  • Original price $101.99 - Original price $101.99
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    CORSAIR - CX-M Series CX750M Semi-Modular Low-Noise ATX Power Supply - Black

    Corsair

    Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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    Original price $101.99 - Original price $101.99
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    Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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    Original price $106.99 - Original price $106.99
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  • Original price $193.99 - Original price $193.99
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    MSI - B550 GAMING PLUS (Socket AM4) AMD B550 ATX DDR4 Motherboard - Black

    MSI

    Supports AMD Ryzen 7 and Ryzen processorsIn an AM4 socket.Up to 4866+MHz4 x DDR4 memory slots support up to 128GB 1 Supports DDR4 1866/ 2133/ 2400/...

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    Original price $193.99 - Original price $193.99
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    XFX - AMD Radeon RX 580 GTS XXX Edition 8GB GDDR5 PCI Express 3.0 Graphics Card - Black

    XFX

    Powered by AMD Radeon RX 580 graphics processing unit (GPU)Features 1366MHz clock speed to help meet the needs of demanding games.8GB GDDR5 (256-bi...

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    Original price $178.99 - Original price $178.99
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    CORSAIR - VENGEANCE Series 16GB (1x16GB) 3200MHz DDR4 C22 SODIMM Laptop Memory - Black

    Corsair

    One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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    Original price $60.99 - Original price $60.99
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  • Original price $190.99 - Original price $190.99
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    Crucial - Pro 64GB Kit (2x32GB) 3200 MHz DDR4-3200 UDIMM Desktop Memory - Black

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    Original price $190.99 - Original price $190.99
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  • Original price $92.99 - Original price $92.99
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    Twinkly - Candies Heart Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

    Twinkly

    Charming multicolor RGB LED light shapesDelight in the charming light shape of hearts while adding a touch of wonder to your home decor; 200 LED li...

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    Original price $92.99 - Original price $92.99
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  • Original price $493.99 - Original price $493.99
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    JBL - PartyBox Club 320 Portable Wireless Party Speaker - Black

    JBL

    Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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    Original price $493.99 - Original price $493.99
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    Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

    Denon

    Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

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    Original price $344.99 - Original price $344.99
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  • Original price $202.99 - Original price $202.99
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    Sharp - 5-Disc Micro System - Black

    Sharp

    Micro systemFeatures CD/MP3 changer digital player and radio for a variety of entertainment options.CD-RW CD-R WMA and MP3 playback formatsFor list...

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    Original price $202.99 - Original price $202.99
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  • Original price $376.99 - Original price $376.99
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    JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black

    JBL

    Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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    Original price $376.99 - Original price $376.99
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  • Original price $359.99 - Original price $359.99
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    Sony - SA-SW3 200W Wireless Subwoofer - Black

    Sony

    Add deep rich sound to your HT-A9/A7000/A5000/A3000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8000/A900...

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    Original price $359.99 - Original price $359.99
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    Samsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black

    Samsung

    All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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    Original price $416.99 - Original price $416.99
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  • Original price $242.99 - Original price $242.99
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    Samsung - HW-B650/ZA 3.1 Channel Soundbar with Wireless Subwoofer Dolby 5.1 / DTS VirtualX - Black

    Samsung

    Dolby Digital 5.1 / DTS VirtualXElevate your favorite content. Dolby Atmos creates realistic 3D sound by projecting it from all around you includin...

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    Original price $242.99 - Original price $242.99
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  • Original price $359.99 - Original price $359.99
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    GIGABYTE - NVIDIA GeForce RTX 3060 12GB GDDR6 PCI Express 4.0 Graphics Card - Black

    GIGABYTE

    NVIDIA AmpereNVIDIA Ampere Streaming Multiprocessors 2nd Generation RT Cores 3rd Generation Tensor CoresNVIDIA GeForce 3060Powered by GeForce RTX 3...

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    Original price $359.99 - Original price $359.99
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  • Original price $218.99 - Original price $218.99
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    Sonos Roam 2 - Black

    Sonos Inc

    Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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    Original price $218.99 - Original price $218.99
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  • Original price $350.99 - Original price $350.99
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    ASUS - TUF GAMING X670E-PLUS WIFI (Socket AM5) AMD X670E ATX DDR5 Wi-Fi 6E Motherboard

    ASUS

    Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 Series Desktop ProcessorsSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/...

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    Original price $350.99 - Original price $350.99
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  • Original price $630.99 - Original price $630.99
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    ASUS - ROG MAXIMUS Z790 HERO (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for 13th Gen Intel Core Processors 12th Gen Intel Core Pentium Gold and Celeron ProcessorsSpeed (memor...

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    Original price $630.99 - Original price $630.99
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  • Original price $306.99 - Original price $306.99
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    ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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    Original price $306.99 - Original price $306.99
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  • Original price $462.99 - Original price $462.99
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    ASUS - ROG STRIX Z790-E GAMING WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for 13th Gen Intel Core Processors 12th Gen Intel Core Pentium Gold and Celeron ProcessorsSpeed (memor...

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    Original price $462.99 - Original price $462.99
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  • Original price $953.99 - Original price $953.99
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    LG - 7.1.3 Channel Soundbar with Wireless Subwoofer Dolby Atmos and DTSX - Black

    LG Electronics

    Cinema Sound SolutionTake your home theater sound to a new level with this high-performance 7.1.3-channel 670W soundbar powered by Dolby Atmos and ...

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    Original price $953.99 - Original price $953.99
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  • Original price $259.99 - Original price $259.99
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    MSI - MAG B650 Tomahawk WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black

    MSI

    Processor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...

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    Original price $259.99 - Original price $259.99
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  • Original price $336.99 - Original price $336.99
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    MSI - MPG Z790 EDGE WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6 Motherboard - Black

    MSI

    Processor CompatibilitySupports 12th/13th Gen Intel Core Processors Pentium Gold and Celeron ProcessorsGraphicsIntegrated Graphics ProcessorDDR5 me...

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    Original price $336.99 - Original price $336.99
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  • Original price $324.99 - Original price $324.99
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    MSI - MAG Z790 TOMAHAWK WIFI DDR4 (Socket LGA 1700) Intel Z790 ATX DDR4 Wi-Fi 6E Motherboard - Black

    MSI

    Processor CompatibilitySupports 12th/13th Gen Intel Core Processors Pentium Gold and Celeron ProcessorsGraphicsIntegrated Graphics ProcessorDDR4 me...

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    Original price $324.99 - Original price $324.99
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  • Original price $205.99 - Original price $205.99
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    Govee - Solar Panel Path Lights 4 Packs - Multi

    Govee

    Unique and modern outdoor lightingGovee Pathway Lights have an adjustable 2200-6500K color temperature and 54 preset scenes.Multi-color displayRGBI...

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    Original price $205.99 - Original price $205.99
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  • Original price $295.99 - Original price $295.99
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    Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

    Honeywell Home

    Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

    Original price $295.99 - Original price $295.99
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  • Original price $87.99 - Original price $87.99
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    Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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    Original price $87.99 - Original price $87.99
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  • Original price $89.99 - Original price $89.99
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    iLive - 37" Bluetooth Soundbar

    DPI Inc

    Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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    Original price $89.99 - Original price $89.99
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  • Original price $169.99 - Original price $169.99
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    Philips - Hue Color A19 Smart LED Bulb 2PK + Hue Bridge - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

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    Original price $169.99 - Original price $169.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - HW-C450 2.1 Channel B-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $254.99 - Original price $254.99
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  • Original price $333.99 - Original price $333.99
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    LG - 5.1 Channel Soundbar with Wireless Subwoofer and Rear Speakers - Black

    LG

    Cinematic Sound ProjectionExperience a new dimension of sound that transforms your room into a dynamic home theater. Projected through left right c...

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    Original price $333.99 - Original price $333.99
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  • Original price $178.99 - Original price $178.99
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    Philips - Hue Go Portable Table Lamp - Black

    Philips

    Take it anywhereWith it's silicone grip and robust design the Philips Hue Go portable table lamp lets you take it with you anywhere in around or ou...

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    Original price $178.99 - Original price $178.99
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  • Original price $149.99 - Original price $149.99
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    Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $149.99 - Original price $149.99
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  • Original price $589.99 - Original price $589.99
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    Samsung - HW-Q600C 3.1.2 Channel Q-series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $589.99 - Original price $589.99
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  • Original price $474.99 - Original price $474.99
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    Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $474.99 - Original price $474.99
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  • Original price $278.99 - Original price $278.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Black

    Samsung

    Rich sound and deep bass brought to you by Dolby Audio built in center speakers and booming subwoofers. Hear the action wrap ar ound the room with ...

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    Original price $278.99 - Original price $278.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.