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Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $451.99 - Original price $451.99
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Current price $451.99

Sony - STRDH590 - 725W 5.2-Ch. Hi-Res 4K Ultra HD HDR A/V Home Theater Receiver - Black

Sony

4K HDR Dolby Vision compatibility with HDCP 2.2 supportAllows running high-quality 4K HDR video through the receiver straight to your media device....

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Original price $451.99 - Original price $451.99
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Original price $434.99 - Original price $434.99
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Yamaha - 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black

Yamaha

4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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Original price $434.99 - Original price $434.99
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Original price $254.99 - Original price $254.99
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Sony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black

Sony

100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...

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Original price $254.99 - Original price $254.99
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Original price $498.99 - Original price $498.99
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Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

Denon

Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

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Original price $498.99 - Original price $498.99
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Original price $474.99 - Original price $474.99
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Sony - SA-SW3 200W Wireless Subwoofer - Black

Sony

Add deep rich sound to your HT-A9M2/A9000/A8000/A3000/S2000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8...

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Original price $474.99 - Original price $474.99
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Original price $272.99 - Original price $272.99
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ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $272.99 - Original price $272.99
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MSI - MAG B650 Tomahawk WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI

Processor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...

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Original price $272.99 - Original price $272.99
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Original price $295.99 - Original price $295.99
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Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Honeywell Home

Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Original price $295.99 - Original price $295.99
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Original price $393.99 - Original price $393.99
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Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

Samsung

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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Original price $393.99 - Original price $393.99
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Original price $170.99 - Original price $170.99
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Google - Nest Smart Programmable Wifi Thermostat

GOOGLE

Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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Original price $170.99 - Original price $170.99
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Original price $98.99 - Original price $98.99
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Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $98.99 - Original price $98.99
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Original price $991.99 - Original price $991.99
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Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

Denon

Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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Original price $991.99 - Original price $991.99
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Apple - Siri Remote (3rd Generation)(Latest Model) - Silver

Apple

Depth 0.36 inch (9.25 mm)Height 5.4 inches (136 mm)Weight 2.3 ounces (66 g)Width 1.4 inches (35 mm)Communication and Connections Microphone for Sir...

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Original price $83.99 - Original price $83.99
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Original price $166.99 - Original price $166.99
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Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
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Original price $189.99 - Original price $189.99
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Apple - TV 4K 128GB (3rd generation)(Latest Model) - Wi-Fi + Ethernet - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $189.99 - Original price $189.99
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Original price $472.99 - Original price $472.99
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Sony - XP700 Portable Bluetooth Party Speaker with Water Resistance - Black

Sony

Unleash your inner pop starPlug in a microphone or a guitar via the mic/guitar with dual inputs in the rear port. When connecting a guitar the XP70...

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Original price $472.99 - Original price $472.99
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Original price $688.99 - Original price $688.99
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Onkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black

Onkyo

Ultimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...

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Original price $688.99 - Original price $688.99
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Original price $643.99 - Original price $643.99
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Yamaha - RX-V6A 7.2-channel AV Receiver with 8K HDMI and MusicCast - Black

Yamaha

Surround Sound7.2-channel powerful surround sound with Zone 28K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (7-in/1-out).Wireless Streamin...

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Original price $643.99 - Original price $643.99
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Original price $494.99 - Original price $494.99
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Yamaha - RX-V4A 5.2-channel AV Receiver with 8K HDMI and MusicCast - Black

Yamaha

Surround Sound5.2-channel with 80W + 80W amplifier8K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and earc (4-in/1-out).Wireless StreamingWi-Fi airp...

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Original price $494.99 - Original price $494.99
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Original price $209.99 - Original price $209.99
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Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

Philips

Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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Original price $209.99 - Original price $209.99
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Original price $290.99 - Original price $290.99
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Sony - HT-S400 2.1ch Soundbar with powerful wireless Subwoofer - Black

Sony

S-Force PRO Front Surround and Dolby DigitalThe soundbar couples high-quality Dolby Digital with S-Force PRO Front Surround our virtual surround s...

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Original price $290.99 - Original price $290.99
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Original price $82.99 - Original price $82.99
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Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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Original price $82.99 - Original price $82.99
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Original price $188.99 - Original price $188.99
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Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $188.99 - Original price $188.99
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Current price $188.99
Original price $344.99 - Original price $344.99
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Philips - Hue Play Gradient Lightstrip 75" - White

Philips

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

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Original price $344.99 - Original price $344.99
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Original price $314.99 - Original price $314.99
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Sony - SA-RS3S Wireless Rear Speaker - Black

Sony

Optional wireless rear speakers for Sony HT-A9000/A8000/A3000/S2000 SoundbarExperience cinematic surround sound taken to a new level with the SA-R...

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Original price $314.99 - Original price $314.99
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Original price $218.99 - Original price $218.99
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Nanoleaf - Elements Hexagons Smarter Kit (7 Panels) - Wood Look

Nanoleaf

Nature-inspired smart decorPerfect for elevating home decor creating a cozy ambiance in the room finding inspiration.Bespoke Lighting DesignsThe pe...

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Original price $218.99 - Original price $218.99
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Original price $479.99 - Original price $479.99
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Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $479.99 - Original price $479.99
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Original price $479.99 - Original price $479.99
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Sonos - Sub Mini Dual 6" Wifi Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $479.99 - Original price $479.99
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Original price $589.99 - Original price $589.99
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$589.99
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Sony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black

Sony

Immersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...

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Original price $589.99 - Original price $589.99
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Original price $239.99 - Original price $239.99
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$239.99
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ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black

EcoBee

ENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...

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Original price $239.99 - Original price $239.99
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Original price $305.99 - Original price $305.99
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ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

EcoBee

ENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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Original price $305.99 - Original price $305.99
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$305.99
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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

Govee

Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99
Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver

Honeywell

Comfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $165.99 - Original price $165.99
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Current price $165.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.