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  • Original price $849.99 - Original price $849.99
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    LG - 3.1-Channel Soundbar with Wireless Subwoofer Dolby Atmos - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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  • Original price $218.99 - Original price $218.99
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    Samsung - HW-C450 2.1 Channel C-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $194.99 - Original price $194.99
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    Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $194.99 - Original price $194.99
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  • Original price $359.99 - Original price $359.99
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    Samsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black

    Samsung

    Simple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...

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    Original price $359.99 - Original price $359.99
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  • Original price $314.99 - Original price $314.99
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    Samsung HW-LS60D - speaker - wireless

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $314.99 - Original price $314.99
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  • Original price $753.99 - Original price $753.99
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    ASUS TUF Gaming GeForce RTX 4070 SUPER 12GB - OC Edition - graphics card - GeForce RTX 4070 Super - 12 GB

    ASUS

    Graphics Processing Unit (GPU)/Clock SpeedOC mode 2595 MHz / Default mode 2565 MHz (Boost Clock)On-board Memory/Memory Type/Processors/Memory Bandw...

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    Original price $753.99 - Original price $753.99
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  • Original price $439.99 - Original price $439.99
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    LG - 5.1.1-Channel Soundbar with Subwoofer and Rear Speakers Dolby Atmos - Black

    LG

    5.1.1 ChannelsDolby Atmos

    Original price $439.99 - Original price $439.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - B series 3.1 ch. DTS VirtualX Soundbar w/Bass Boost - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
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  • Original price $287.99 - Original price $287.99
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    ASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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    Original price $287.99 - Original price $287.99
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  • Original price $569.99 - Original price $569.99
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    Onkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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  • Original price $704.99 - Original price $704.99
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    Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

    Sony

    Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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    Original price $704.99 - Original price $704.99
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  • Original price $134.99 - Original price $134.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack)

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $134.99 - Original price $134.99
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  • Original price $170.99 - Original price $170.99
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    Google - Nest Smart Programmable Wifi Thermostat

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $170.99 - Original price $170.99
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  • Original price $389.99 - Original price $389.99
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    Sanus - 26" Tall AV Rack 15U Stackable Skeleton Rack - Black

    Sanus Systems

    black-lacquered shelves are durable and stylish and its contemporary open architecture allows maximum airflowHeavy-gauge tubular steel pillars prov...

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    Original price $389.99 - Original price $389.99
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  • Original price $98.99 - Original price $98.99
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    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $98.99 - Original price $98.99
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  • Original price $288.99 - Original price $288.99
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    ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) USB 3.2 Intel ATX Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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    Original price $288.99 - Original price $288.99
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  • Original price $636.99 - Original price $636.99
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    Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

    Denon

    Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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    Original price $636.99 - Original price $636.99
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  • Original price $683.99 - Original price $683.99
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    Onkyo - TX-NR6100 7.2 Channel THX Certified Network A/V Receiver - Black

    Onkyo

    THX Certified Select theater-reference sound210 W/Ch THX Certified Select guarantees the same reference volume and sound quality of a commercial th...

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    Original price $683.99 - Original price $683.99
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  • Original price $188.99 - Original price $188.99
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    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $188.99 - Original price $188.99
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  • Original price $43.99 - Original price $43.99
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    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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    Original price $43.99 - Original price $43.99
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  • Original price $158.99 - Original price $158.99
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    Samsung - C Series 2.0 Ch Soundbar W/ Built-in Woofer HW-C400 - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $158.99 - Original price $158.99
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  • Original price $122.99 - Original price $122.99
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    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

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    Original price $122.99 - Original price $122.99
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  • Original price $162.99 - Original price $162.99
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    AMD - Ryzen 5 4500 3.6 GHz Six-Core AM4 Processor - Black

    AMD

    Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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    Original price $162.99 - Original price $162.99
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  • Original price $195.99 - Original price $195.99
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    Sonos - Roam SL Portable Bluetooth Wireless Speaker - Shadow Black

    Sonos Inc

    A seamless listening experience everywhereEnjoy the unmatched Sonos experience on WiFi and stream audio directly from your smartphone tablet or com...

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    Original price $195.99 - Original price $195.99
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  • Original price $566.99 - Original price $566.99
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    Samsung - Q-series 3.1.2 ch Dolby Atmos Soundbar w/Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $566.99 - Original price $566.99
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  • Original price $115.99 - Original price $115.99
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    Govee - RGBIC Curtain Lights - Multi

    Govee

    Pattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...

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    Original price $115.99 - Original price $115.99
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  • Original price $52.99 - Original price $52.99
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    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design 2-Pack Kit - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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    Original price $52.99 - Original price $52.99
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    $52.99
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    GE - CYNC 8 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip Extension (Power Supply Sold Separately) - Full Color

    GE

    Enhance your space with dynamic light shows and music syncSync your lights to your music and watch as light shows interact with what you are listen...

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    Original price $50.99 - Original price $50.99
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  • Original price $75.99 - Original price $75.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $75.99 - Original price $75.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue White and Color Ambiance Bluetooth 5/6" High Lumen Recessed Downlight - White

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $86.99 - Original price $86.99
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  • Original price $161.99 - Original price $161.99
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    JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

    JBL

    Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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    Original price $161.99 - Original price $161.99
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  • Original price $80.99 - Original price $80.99
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    Philips - Hue Bridge - White

    Philips

    Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

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    Original price $80.99 - Original price $80.99
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    Apple - Siri Remote (3rd Generation)(Latest Model) - Silver

    Apple

    Depth 0.36 inch (9.25 mm)Height 5.4 inches (136 mm)Weight 2.3 ounces (66 g)Width 1.4 inches (35 mm)Communication and Connections Microphone for Sir...

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    Original price $83.99 - Original price $83.99
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  • Original price $166.99 - Original price $166.99
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    Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

    Apple

    4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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    Original price $166.99 - Original price $166.99
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  • Original price $189.99 - Original price $189.99
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    Apple - TV 4K 128GB (3rd generation)(Latest Model) - Wi-Fi + Ethernet - Black

    Apple

    4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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    Original price $189.99 - Original price $189.99
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  • Original price $488.99 - Original price $488.99
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    Sonos - Five Wireless Smart Speaker - Black

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.