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  • Original price $2,273.99 - Original price $2,273.99
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    Apple Mac Studio - USFF - M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $886.99 - Original price $886.99
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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $886.99 - Original price $886.99
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  • Original price $349.99 - Original price $349.99
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    Apple - Magic Keyboard for 11-inch iPad Pro (1st 2nd or 3rd Generation) and iPad Air (4th or 5th Generation)

    Apple

    Full-size backlit keys and a scissor mechanism with 1mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iPadO...

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    Original price $349.99 - Original price $349.99
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  • Original price $305.99 - Original price $305.99
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    Apple - Magic Keyboard Folio for iPad 10.9-inch - White

    Apple

    Comfortable typing experience with a scissor mechanism with 1 mm travel.Large click-anywhere trackpad supports Multi-Touch gestures and the cursor ...

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    Original price $305.99 - Original price $305.99
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  • Original price $382.99 - Original price $382.99
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    Apple - Magic Keyboard for 12.9-inch iPad Pro (3rd 4th 5th and 6th Generation) - Black

    Apple

    Comfortable backlit keys and a scissor mechanism with 1 mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iP...

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    Original price $382.99 - Original price $382.99
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    $382.99
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  • Original price $1,235.99 - Original price $1,235.99
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    Current price $1,235.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,235.99 - Original price $1,235.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,235.99 - Original price $1,235.99
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  • Original price $1,016.99 - Original price $1,016.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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  • Original price $1,237.99 - Original price $1,237.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,237.99 - Original price $1,237.99
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  • Original price $104.99 - Original price $104.99
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    Current price $104.99

    Apple - Smart Folio for Apple iPad Air 10.9" (4th or 5th Generation 2022) - Black

    Apple

    Designed for use with Apple iPad Air 10.9" (4th Generation 2020)Offers a precise fit.Folio caseProvides protection for both the front and back of y...

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    Original price $104.99 - Original price $104.99
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    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    Apple - Smart Folio for iPad (10th generation) - Sky

    Apple

    Designed for use with 10.9" iPad (10th generation)Offers a precise fit.

    Original price $104.99 - Original price $104.99
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    Current price $104.99

    Apple - Smart Folio for iPad (10th generation) - White

    Apple

    Designed for use with 10.9" iPad (10th generation)Offers a precise fit.

    Original price $104.99 - Original price $104.99
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    $104.99
    $104.99 - $104.99
    Current price $104.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.