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  • Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99

    MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99
  • Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99

    MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99
  • Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99

    MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99
  • Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99

    MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

    View full details
    Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99
  • Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99

    MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,708.99 - Original price $1,708.99
    Original price
    $1,708.99
    $1,708.99 - $1,708.99
    Current price $1,708.99
  • Original price $2,741.99 - Original price $2,741.99
    Original price
    $2,741.99
    $2,741.99 - $2,741.99
    Current price $2,741.99

    MacBook Pro 16" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,741.99 - Original price $2,741.99
    Original price
    $2,741.99
    $2,741.99 - $2,741.99
    Current price $2,741.99
  • Original price $2,632.99 - Original price $2,632.99
    Original price
    $2,632.99
    $2,632.99 - $2,632.99
    Current price $2,632.99

    MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
    Original price
    $2,632.99
    $2,632.99 - $2,632.99
    Current price $2,632.99
  • Original price $2,195.99 - Original price $2,195.99
    Original price
    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99

    MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,195.99 - Original price $2,195.99
    Original price
    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99
  • Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99

    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99
  • Original price $1,369.99 - Original price $1,369.99
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    $1,369.99
    $1,369.99 - $1,369.99
    Current price $1,369.99

    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,369.99 - Original price $1,369.99
    Original price
    $1,369.99
    $1,369.99 - $1,369.99
    Current price $1,369.99
  • Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99

    Apple - Smart Folio for iPad Pro 11-inch (M4) - White

    Apple

    Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $1,886.99 - Original price $1,886.99
    Original price
    $1,886.99
    $1,886.99 - $1,886.99
    Current price $1,886.99

    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,886.99 - Original price $1,886.99
    Original price
    $1,886.99
    $1,886.99 - $1,886.99
    Current price $1,886.99
  • Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99
  • Original price $2,519.99 - Original price $2,519.99
    Original price
    $2,519.99
    $2,519.99 - $2,519.99
    Current price $2,519.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,519.99 - Original price $2,519.99
    Original price
    $2,519.99
    $2,519.99 - $2,519.99
    Current price $2,519.99
  • Original price $2,068.99 - Original price $2,068.99
    Original price
    $2,068.99
    $2,068.99 - $2,068.99
    Current price $2,068.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,068.99 - Original price $2,068.99
    Original price
    $2,068.99
    $2,068.99 - $2,068.99
    Current price $2,068.99
  • Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99

    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99
  • Original price $349.99 - Original price $349.99
    Original price
    $349.99
    $349.99 - $349.99
    Current price $349.99

    Apple - Magic Keyboard for iPad Pro 11-inch (M4) - White

    Apple

    Folds into a case to provide front and back protection for traveling with iPad Pro.

    Original price $349.99 - Original price $349.99
    Original price
    $349.99
    $349.99 - $349.99
    Current price $349.99
  • Original price $405.99 - Original price $405.99
    Original price
    $405.99
    $405.99 - $405.99
    Current price $405.99

    Apple - Magic Keyboard for iPad Pro 13-inch (M4) - White

    Apple

    Folds into a case to provide front and back protection for traveling with iPad Pro.

    Original price $405.99 - Original price $405.99
    Original price
    $405.99
    $405.99 - $405.99
    Current price $405.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99
  • Original price $672.99 - Original price $672.99
    Original price
    $672.99
    $672.99 - $672.99
    Current price $672.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 256GB - Silver (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $672.99 - Original price $672.99
    Original price
    $672.99
    $672.99 - $672.99
    Current price $672.99
  • Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99
  • Original price $2,195.99 - Original price $2,195.99
    Original price
    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,195.99 - Original price $2,195.99
    Original price
    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99
  • Original price $2,047.99 - Original price $2,047.99
    Original price
    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
    Original price
    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99
  • Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99
  • Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99

    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

    View full details
    Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99
  • Original price $2,047.99 - Original price $2,047.99
    Original price
    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

    View full details
    Original price $2,047.99 - Original price $2,047.99
    Original price
    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99
  • Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99

    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

    View full details
    Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99
  • Original price $1,868.99 - Original price $1,868.99
    Original price
    $1,868.99
    $1,868.99 - $1,868.99
    Current price $1,868.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,868.99 - Original price $1,868.99
    Original price
    $1,868.99
    $1,868.99 - $1,868.99
    Current price $1,868.99
  • Original price $1,632.99 - Original price $1,632.99
    Original price
    $1,632.99
    $1,632.99 - $1,632.99
    Current price $1,632.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 1TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $1,632.99 - Original price $1,632.99
    Original price
    $1,632.99
    $1,632.99 - $1,632.99
    Current price $1,632.99
  • Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99

    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

    View full details
    Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99
  • Original price $1,322.99 - Original price $1,322.99
    Original price
    $1,322.99
    $1,322.99 - $1,322.99
    Current price $1,322.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,322.99 - Original price $1,322.99
    Original price
    $1,322.99
    $1,322.99 - $1,322.99
    Current price $1,322.99
  • Original price $1,322.99 - Original price $1,322.99
    Original price
    $1,322.99
    $1,322.99 - $1,322.99
    Current price $1,322.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,322.99 - Original price $1,322.99
    Original price
    $1,322.99
    $1,322.99 - $1,322.99
    Current price $1,322.99
  • Original price $1,323.99 - Original price $1,323.99
    Original price
    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,323.99 - Original price $1,323.99
    Original price
    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99
  • Original price $1,650.99 - Original price $1,650.99
    Original price
    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
    Original price
    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99
  • Original price $1,650.99 - Original price $1,650.99
    Original price
    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
    Original price
    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.