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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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OSP Home Furnishings - Ice Knight Gaming Chair in - Blue
$259.99 - $259.99
$259.99
$259.99 - $259.99
$259.99

OSP Home Furnishings - Ice Knight Gaming Chair in - Blue

OSP Home Furnishings

Flip-up padded armrestsMulti-color accentingThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLocking...

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$259.99 - $259.99
$259.99
$259.99 - $259.99
$259.99
OSP Home Furnishings - Adaptor 63" Gaming Desk - Black
$590.99 - $590.99
$590.99
$590.99 - $590.99
$590.99

OSP Home Furnishings - Adaptor 63" Gaming Desk - Black

OSP Home Furnishings

Gaming ExperienceRGB LED lights for total game immersionDurable Work SpaceDurable PVC carbon fiberDurable ConstructionDurable tech grey metal frame...

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$590.99 - $590.99
$590.99
$590.99 - $590.99
$590.99
OSP Home Furnishings - Orion Gaming Chair - Red/Black
$281.99 - $281.99
$281.99
$281.99 - $281.99
$281.99

OSP Home Furnishings - Orion Gaming Chair - Red/Black

OSP Home Furnishings

Multiple ergonomic adjustmentsHeight adjustable seat with tilt tensionSuperior comfortIntegrated lumbar support and headrestTailored sophistication...

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$281.99 - $281.99
$281.99
$281.99 - $281.99
$281.99
OSP Home Furnishings - Emulator Gaming Desk - White/ Carbon
$277.99 - $277.99
$277.99
$277.99 - $277.99
$277.99

OSP Home Furnishings - Emulator Gaming Desk - White/ Carbon

OSP Home Furnishings

Built-in single outlet with dual USB ChargingEasy access for chargingOptimum monitor heightRaised monitor shelf for optimum viewing positionChargin...

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$277.99 - $277.99
$277.99
$277.99 - $277.99
$277.99
OSP Home Furnishings - Avatar Battlestation L-Shape Gaming Desk with Carbon Top and Matte Legs - Black
$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99

OSP Home Furnishings - Avatar Battlestation L-Shape Gaming Desk with Carbon Top and Matte Legs - Black

OSP Home Furnishings

Large L configuration for extra spaceMonitor shelf for ideal viewing heightSturdy steel constructionBluetooth controlled LED lights for optimum gam...

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$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99
OSP Home Furnishings - Xplorer 51 Gaming Chair - Black
$286.99 - $286.99
$286.99
$286.99 - $286.99
$286.99

OSP Home Furnishings - Xplorer 51 Gaming Chair - Black

OSP Home Furnishings

Flip up padded armrestsMulti-colored accentsThick Padded coil spring seatIntegrated lumbar supportFull 360 rotationPerforated airflow material offe...

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$286.99 - $286.99
$286.99
$286.99 - $286.99
$286.99
OSP Home Furnishings - Vapor Gaming Chair - Red/Black
$220.99 - $220.99
$220.99
$220.99 - $220.99
$220.99

OSP Home Furnishings - Vapor Gaming Chair - Red/Black

OSP Home Furnishings

Designed for hours of focused comfortThick foam coil spring seat. Built-in lumbar support and headrestAdjustable tilt tensionCustomize the seat an...

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$220.99 - $220.99
$220.99
$220.99 - $220.99
$220.99
OSP Home Furnishings - Checkpoint Ghost Battlestation Gaming Desk with RGB LED Lights - Black / Carbon
$438.99 - $438.99
$438.99
$438.99 - $438.99
$438.99

OSP Home Furnishings - Checkpoint Ghost Battlestation Gaming Desk with RGB LED Lights - Black / Carbon

OSP Home Furnishings

Built-in single outlet with dual USB ChargingRaised monitor shelf for optimum viewing positionWireless device charging padMulti-colored LED lightin...

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$438.99 - $438.99
$438.99
$438.99 - $438.99
$438.99
OSP Home Furnishings - Influx Gaming Chair - Red
$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99

OSP Home Furnishings - Influx Gaming Chair - Red

OSP Home Furnishings

ComfortThick Padded coil spring seatErogonomic DesignIntegrated lumbar supportEasily adjustable seat heightOne touch pneumatic seat height adjustme...

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$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99
OSP Home Furnishings - Arena 1337 Battlestation Gaming Desk - Red Carbon Fiber/Black
$510.99 - $510.99
$510.99
$510.99 - $510.99
$510.99

OSP Home Furnishings - Arena 1337 Battlestation Gaming Desk - Red Carbon Fiber/Black

OSP Home Furnishings

Red carbon fiber fast tracking gaming mouse surfaceEnjoy agile reaction time with our red carbon fiber fast-tracking mouse surface.Dual/single 32" ...

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$510.99 - $510.99
$510.99
$510.99 - $510.99
$510.99
OSP Home Furnishings - Emulator Battlestation Gaming Desk with RGB LED Lights - Black / Carbon
$300.99 - $300.99
$300.99
$300.99 - $300.99
$300.99

OSP Home Furnishings - Emulator Battlestation Gaming Desk with RGB LED Lights - Black / Carbon

OSP Home Furnishings

Built-in single outlet with dual USB ChargingRaised monitor shelf for optimum viewing positionWireless device charging padMulti-colored LED lightin...

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$300.99 - $300.99
$300.99
$300.99 - $300.99
$300.99
OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - White
$247.99 - $247.99
$247.99
$247.99 - $247.99
$247.99

OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - White

OSP Home Furnishings

Flip-up padded armrestsContrasting piping accentsThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLo...

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$247.99 - $247.99
$247.99
$247.99 - $247.99
$247.99
OSP Home Furnishings - Vapor Gaming Chair - Blue/Black
$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99

OSP Home Furnishings - Vapor Gaming Chair - Blue/Black

OSP Home Furnishings

Designed for hours of focused comfortThick foam coil spring seat. Built-in lumbar support and headrestAdjustable tilt tensionCustomize the seat an...

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$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99
OSP Home Furnishings - Checkpoint Battlestation L shaped Gaming Desk with RGB LED Lights - Black
$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99

OSP Home Furnishings - Checkpoint Battlestation L shaped Gaming Desk with RGB LED Lights - Black

OSP Home Furnishings

Spacious L-configuration provides an ample work or gaming surfaceRaised monitor shelf for optimal viewing positionBuilt-in single outlet with dual ...

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$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99
OSP Home Furnishings - Commander Gaming Chair in Black Faux Leather and Grey Accents - Gray
$265.99 - $265.99
$265.99
$265.99 - $265.99
$265.99

OSP Home Furnishings - Commander Gaming Chair in Black Faux Leather and Grey Accents - Gray

OSP Home Furnishings

Height adjustable armrestsThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLocking tilt control with...

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$265.99 - $265.99
$265.99
$265.99 - $265.99
$265.99
OSP Home Furnishings - High Stakes Gaming Chair - Black/White
$327.99 - $327.99
$327.99
$327.99 - $327.99
$327.99

OSP Home Furnishings - High Stakes Gaming Chair - Black/White

OSP Home Furnishings

Superior comfortMemory foam coil spring seatTailored sophisticationDiamond tufted back with integrated headrest and lumbar supportSupple bonded lea...

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$327.99 - $327.99
$327.99
$327.99 - $327.99
$327.99
OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - Red
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - Red

OSP Home Furnishings

Flip-up padded armrestsContrasting piping accentsThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLo...

View full details
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
OSP Home Furnishings - Influx Gaming Chair - Blue
$199.99 - $199.99
$199.99
$199.99 - $199.99
$199.99

OSP Home Furnishings - Influx Gaming Chair - Blue

OSP Home Furnishings

ComfortThick Padded coil spring seatErogonomic DesignIntegrated lumbar supportEasily adjustable seat heightOne touch pneumatic seat height adjustme...

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$199.99 - $199.99
$199.99
$199.99 - $199.99
$199.99
OSP Home Furnishings - Reload 48 Gaming Desk - Slate
$446.99 - $446.99
$446.99
$446.99 - $446.99
$446.99

OSP Home Furnishings - Reload 48 Gaming Desk - Slate

OSP Home Furnishings

Gaming ExperienceRGB LED lights for total game immersionDurable ConstructionDurable carbon fiber finish and attractive metal frameBuilt in Monitor ...

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$446.99 - $446.99
$446.99
$446.99 - $446.99
$446.99
OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - Blue
$256.99 - $256.99
$256.99
$256.99 - $256.99
$256.99

OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - Blue

OSP Home Furnishings

Flip-up padded armrestsContrasting piping accentsThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLo...

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$256.99 - $256.99
$256.99
$256.99 - $256.99
$256.99
OSP Home Furnishings - Kilo55 Battlestation Gaming Electric Lift Desk - Gray
$788.99 - $788.99
$788.99
$788.99 - $788.99
$788.99

OSP Home Furnishings - Kilo55 Battlestation Gaming Electric Lift Desk - Gray

OSP Home Furnishings

Flip-up panels allow easy access to concealed cable/power management trayKeeps your desk cleared and organized by clearing cords out of your workin...

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$788.99 - $788.99
$788.99
$788.99 - $788.99
$788.99
OSP Home Furnishings - Glitch Battlestation Gaming Desk in - Red
$308.99 - $308.99
$308.99
$308.99 - $308.99
$308.99

OSP Home Furnishings - Glitch Battlestation Gaming Desk in - Red

OSP Home Furnishings

Bluetooth controlled LED lights for optimum game immersionPower strip bracket and cable management to keepcords organized3-Port magnetic smart powe...

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$308.99 - $308.99
$308.99
$308.99 - $308.99
$308.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.