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  • Original price $68.99 - Original price $68.99
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    SaharaCase - Magnetic Smart Folio Case for Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022) - Black

    SaharaCase

    Designed for use with Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022)Add this slim lightweight form-fitting case with an ergonomic anti-slip gri...

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    Original price $68.99 - Original price $68.99
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  • Original price $57.99 - Original price $57.99
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    Samsung S Pen - active stylus - Bluetooth - black

    Samsung

    Precision meets styleEnjoy using the S Pen on your Galaxy Tab S9 Tab S9+ and Tab S9 Ultra with precision and control.Whether you're jotting down n...

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    Original price $57.99 - Original price $57.99
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  • Original price $107.99 - Original price $107.99
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    Lenovo - Tab M9 - 9" Tablet - 32GB - Arctic Grey

    Lenovo

    Binge SaferEnjoy immersive reading mode that simulates the color of real book pages and add some ambient sound to get into the mood. Want to read s...

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    Original price $107.99 - Original price $107.99
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  • Original price $213.99 - Original price $213.99
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    LG - 29 IPS LED UltraWide FHD 100Hz AMD FreeSync Monitor with HDR (HDMI DisplayPort) - Black

    LG

    29 UltraWide WFHD (2560 x 1080) IPS DisplayKeep everything all on one screen.sRGB 99 Color Gamut with HDR 10Immerse yourself in a world of brillian...

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    Original price $213.99 - Original price $213.99
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  • Original price $189.99 - Original price $189.99
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    Thrustmaster - T128 Racing Wheel for PlayStation 4 5 and PC - Black

    Thrustmaster

    Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

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    Original price $189.99 - Original price $189.99
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  • Original price $153.99 - Original price $153.99
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    ViewSonic - VA2456-MHD 23.8" LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $153.99 - Original price $153.99
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  • Original price $81.99 - Original price $81.99
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    STM - Dux Plus Case for Apple iPad Pro 12.9" (3rd Generation 2018) - Red

    STM

    Designed for use with Apple iPad Pro 12.9" (3rd generation 2018)Offers a precise fit.Polycarbonate construction with rubberized TPU bracketProtects...

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    Original price $81.99 - Original price $81.99
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  • Original price $83.99 - Original price $83.99
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    Halo Infinite Standard Edition - Xbox One Xbox Series X

    Microsoft

    BecomeThe legendary Halo series returns with the most expansive Master Chief campaign yet and a groundbreaking free-to-play multiplayer experience....

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    Original price $83.99 - Original price $83.99
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  • Original price $524.99 - Original price $524.99
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    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel Iris Xe Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $524.99 - Original price $524.99
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  • Original price $90.99 - Original price $90.99
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    SaharaCase - Keyboard Folio Case for Samsung Galaxy Tab S6 Lite (2020-2024) - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S6 Lite (2020-2024)Complement your Samsung device with this lightweight formfitting case featuring an ergo...

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    Original price $90.99 - Original price $90.99
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  • Original price $72.99 - Original price $72.99
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    SaharaCase - Woven Laptop Case for Apple MacBook Pro 16" M1 M2 M3 Chip Laptops - Charcoal

    SaharaCase

    Made to fit select 2021-2023 Apple MacBook Pro 16" models (A2485 (2021) A2780 (2023) A2991(2023 M3 Pro/M3 Max))Ensures top-tier protection against ...

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    Original price $72.99 - Original price $72.99
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  • Original price $158.99 - Original price $158.99
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    Acer - EK220Q E3bi 21.5" IPS LCD FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $158.99 - Original price $158.99
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  • Original price $77.99 - Original price $77.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Microsoft Surface Pro 9 and Pro 10 - Black

    SaharaCase

    Designed for Microsoft Surface Pro 9 and Pro 10Complement your device with this lightweight formfitting case.Ergonomic closed-button designThe case...

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    Original price $77.99 - Original price $77.99
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  • Original price $146.99 - Original price $146.99
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    ViewSonic - VA2256-MHD 22" IPS FHD Monitor (HDMI DisplayPort and VGA) - Black

    ViewSonic

    GREAT FOR HOME AND OFFICEAn ideal all-around display for desktop or laptopSEE THE DIFFERENCERazor-sharp clarity and detail with Full HD (1920x1080p...

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    Original price $146.99 - Original price $146.99
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  • Original price $567.99 - Original price $567.99
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    Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i5-1235U with 8 GB Memory - Intel Iris Xe Graphics - 512GB SSD - Storm Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $567.99 - Original price $567.99
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  • Original price $72.99 - Original price $72.99
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    $72.99
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    SaharaCase - Woven Laptop Case for Apple MacBook Pro 16" M1 M2 M3 Chip Laptops - Pink

    SaharaCase

    Made to fit select 2021-2023 Apple MacBook Pro 16" models (A2485 (2021) A2780 (2023) A2991(2023 M3 Pro/M3 Max))Ensures top-tier protection against ...

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    Original price $72.99 - Original price $72.99
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    $72.99
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  • Original price $1,569.99 - Original price $1,569.99
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    Dell - Inspiron 16 2-in-1 Mini-LED Touch Laptop Intel Core Ultra 7 Processor - 32GB Memory 1TB SDD - Intel Arc Graphics - Midnight Blue

    Dell

    Strong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...

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    Original price $1,569.99 - Original price $1,569.99
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  • Original price $1,432.99 - Original price $1,432.99
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    Apple - Mac mini Desktop - M2 Pro Chip - 16GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 Pro chip for exceptional speed and performance10-core CPU packs up to 1.9x faster performance for editing massive images16-core GPU with up to 2...

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    Original price $1,432.99 - Original price $1,432.99
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  • Original price $242.99 - Original price $242.99
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    Logitech G PRO X 2 LIGHTSPEED Wireless Gaming Headset Black - headset

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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    Original price $242.99 - Original price $242.99
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  • Original price $66.99 - Original price $66.99
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    SaharaCase - Woven Case for Apple MacBook Air 15" M2 and M3 Chip Laptops - Charcoal

    SaharaCase

    Made to fit Apple MacBook Air 15" M2 and M3 chip laptopsEnsures top-tier protection against accidental drops keeping your valuable device safe and ...

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    Original price $66.99 - Original price $66.99
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  • Original price $270.99 - Original price $270.99
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    HP - 31.5" VA LED FHD 100Hz Monitor (HDMI VGA) - Silver Black

    HP

    Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 31.5" FHD monitor. Experience col...

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    Original price $270.99 - Original price $270.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
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  • Original price $81.99 - Original price $81.99
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    Microsoft - Xbox Elite Series 2 Complete Component Pack - Black

    Microsoft

    Even more customizationCustomize your Xbox Elite Wireless Controller Series 2 with the right configuration and components to unleash pro-level prec...

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    Original price $81.99 - Original price $81.99
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  • Original price $262.99 - Original price $262.99
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    Elgato - 4K X 4K144 HDR10 External Capture Card with HDMI 2.1 for PS5 PS4/Pro Xbox Series X/S Xbox One X/S PC and Mac - Black

    Elgato

    Next-gen captureUp to 4K at 144 frames per second.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smoo...

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    Original price $262.99 - Original price $262.99
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  • Original price $70.99 - Original price $70.99
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    STM dux plus - flip cover for tablet

    STM

    Drop tested to meet the U.S. Military Spec 810G drop requirementDesigned to enable Apple Pencil wireless charging while protecting your writing dev...

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    Original price $70.99 - Original price $70.99
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    $70.99
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  • Original price $57.99 - Original price $57.99
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    SaharaCase - Carrying Case for Samsung Galaxy Z Fold2 5G - Black

    SaharaCase

    Designed for use with Samsung Galaxy Z Fold2 5G smartphonesFor a precise fit.Vegan faux leather and TPU materialsEnsure durability and create a sty...

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    Original price $57.99 - Original price $57.99
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  • Original price $66.99 - Original price $66.99
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    SaharaCase - Protection Hand Strap Series Case for Apple iPad 10.2 (8th Generation 2020 and 9th Generation 2021) - Black

    SaharaCase

    Designed for use with Apple iPad 10.2" (8th Generation 2020 and 9th Generation 2021)For a precise fit.Robust TPU and plastic materialsIts triple-ha...

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    Original price $66.99 - Original price $66.99
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  • Original price $50.99 - Original price $50.99
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    Logitech - Extreme 3D Pro Gaming Joystick - Silver/Black

    Logitech

    12 programmable buttonsCan be configured to execute specific commands or intricate macros that involve multiple keystrokes mouse events and more.Tw...

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    Original price $50.99 - Original price $50.99
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  • Original price $114.99 - Original price $114.99
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    Turtle Beach Stealth 600 Wireless Gaming Headset for PlayStation PS5 PS4 Nintendo Switch PC with 80-Hr Battery - White

    Turtle Beach

    Multiplatform wireless + bluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Nintendo...

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    Original price $114.99 - Original price $114.99
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  • Original price $61.99 - Original price $61.99
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    $61.99
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    Speck - Balance Folio Case for Apple iPad Air 13" (latest model/M2 chip) - Black/White

    Speck

    4-foot drop protectionDropped from 4 feet multiple times by independent labs to ensure superior protection.A full interior linerProvides scientific...

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    Original price $61.99 - Original price $61.99
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  • Original price $199.99 - Original price $199.99
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    Turtle Beach - Atlas Air Wireless Open Back Gaming Headset for PC PS5 PS4 Nintendo Switch Mobile with Floating Earcup - Black

    Turtle Beach

    Open back designExperience the most natural and realistic 24-bit high-fidelity audio while staying in touch with your surroundings. The breathable ...

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    Original price $199.99 - Original price $199.99
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  • Original price $57.99 - Original price $57.99
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    $57.99
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    Current price $57.99

    Speck - Balance Folio Case for Apple iPad Pro 13" (latest model/M4 chip) - Black/White

    Speck

    4-foot drop protectionDropped from 4 feet multiple times by independent labs to ensure superior protection.A full interior linerProvides scientific...

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    Original price $57.99 - Original price $57.99
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    $57.99
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  • Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99

    Apple - Smart Folio for iPad Pro 13-inch (M4) - Black

    Apple

    Compatible iPad ModelsApple iPad Pro (7th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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  • Original price $184.99 - Original price $184.99
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    $184.99
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    Current price $184.99

    Elgato - Green Screen Collapsible Chroma Key Panel

    Elgato

    Creator's canvasA rock-steady solution optimized for camera chroma keying the green screen sets the stage for truly immersive broadcasting in a mat...

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    Original price $184.99 - Original price $184.99
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    $184.99
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  • Original price $895.99 - Original price $895.99
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    Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 5 7235HS with 12GB Memory - NVIDIA GeForce RTX 3050 6GB - 512GB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    Original price $895.99 - Original price $895.99
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    $895.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Current price $1,365.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.