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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $284.99 - Original price $284.99
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Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $284.99 - Original price $284.99
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Original price $153.99 - Original price $153.99
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$153.99
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Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $153.99 - Original price $153.99
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$153.99
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Original price $2,302.99 - Original price $2,302.99
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Dell - Premium 16.3" 4K OLED Touchscreen Laptop - Intel Core Ultra 7 255H - 32GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Platinum

Dell

Powerful CreationRun demanding apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibi...

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Original price $2,302.99 - Original price $2,302.99
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Original price $286.99 - Original price $286.99
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$286.99
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HyperX - Cloud Alpha 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX

Up to 250 Hours of Battery Life on a Single ChargeEnjoy up to 250 hours in 2.4GHz mode or 125 hours with simultaneous connection keeping you powere...

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Original price $286.99 - Original price $286.99
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Original price $425.99 - Original price $425.99
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Samsung - Galaxy Tab S10 Lite - 10.9" 256GB - Wi-Fi - with S-Pen - Lite Gray

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $425.99 - Original price $425.99
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Original price $798.99 - Original price $798.99
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HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $798.99 - Original price $798.99
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Original price $195.99 - Original price $195.99
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$195.99
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Razer - Kraken Kitty V3 Pro Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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Original price $195.99 - Original price $195.99
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Original price $76.99 - Original price $76.99
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Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC PlayStation Nintendo Switch Steam Deck and Smartphone - Quartz

Razer

Iconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...

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Original price $76.99 - Original price $76.99
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Original price $347.99 - Original price $347.99
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Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Lite Gray

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $347.99 - Original price $347.99
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FIFINE - Gaming USB Headset with 7.1 Surround Sound for PS5/Xbox/Switch AmpliGame H9 - Black

FIFINE

Immersive 7.1 Surround SoundStep into the action with 7.1 virtual surround sound delivering precise positional audio for FPS RPGs and more. Hear ev...

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Original price $60.99 - Original price $60.99
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FIFINE - XLR/USB Wired Cardioid Dynamic Microphone with RGB Lighting - Black

FIFINE

Studio-Quality Dynamic SoundFeatures a 50Hz-16kHz frequency response for deep bass and crisp highs ensuring rich clear vocals for recording and str...

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Original price $80.99 - Original price $80.99
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Original price $642.99 - Original price $642.99
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reMarkable - Paper Pro Move - 7.3" paper tablet with Marker Plus and Mosaic weave Book Folio - Basalt - Black

ReMarkable

A better way to meet face to faceNo wall of laptops or notifications that interrupt your flow. reMarkable Paper Pro Move is distraction-free by des...

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Original price $642.99 - Original price $642.99
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Original price $755.99 - Original price $755.99
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HP - OmniBook 5 - Copilot+ PC - 16" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 1TB SSD - Glacier Silver

HP

Up to 34 hours video playback battery lifeFeel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weeke...

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Original price $755.99 - Original price $755.99
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Original price $876.99 - Original price $876.99
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Samsung - 27" Odyssey OLED G6 (G60SF) QHD 500Hz 0.03ms GSync Compatible and FreeSync Prem Pro Gaming Monitor with HDR 500 - Silver

Samsung

OLED in QHDExperience breathtaking realism in your games. Samsung OLED offers enhanced brightness and a wide range of colors making scenes crisp an...

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Original price $876.99 - Original price $876.99
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Original price $425.99 - Original price $425.99
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$425.99
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Current price $425.99

Samsung - Galaxy Tab S10 Lite - 10.9" 256GB - Wi-Fi - with S-Pen - Lite Silver

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

View full details
Original price $425.99 - Original price $425.99
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$425.99
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Original price $78.99 - Original price $78.99
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$78.99
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FIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black

FIFINE

Instant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...

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Original price $78.99 - Original price $78.99
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Original price $2,084.99 - Original price $2,084.99
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Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,084.99 - Original price $2,084.99
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Original price $648.99 - Original price $648.99
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ASUS - ROG Strix 27" 2K OLED 280Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

One For All26.5-inch QHD (2560 x 1440) QD-OLED gaming monitor with 280 Hz refresh rate and 0.03ms response timeASUS OLED Care ProNew ASUS OLED Care...

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Original price $648.99 - Original price $648.99
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Original price $621.99 - Original price $621.99
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HP - 15.6" Full HD Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

HP

15.6-in FHD DisplayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD FreeSync T...

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Original price $621.99 - Original price $621.99
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Original price $110.99 - Original price $110.99
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Bower - Audro M1 Wireless Microphone System with Charging Case and Noise Reduction

Bower

Dual Wireless MicrophonesRecord with two people at once or individuallyUSB-C ReceiverConnects directly to phones tablets or computers with USB-C po...

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Original price $110.99 - Original price $110.99
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Original price $749.99 - Original price $749.99
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HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver

HP

Up to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...

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Original price $749.99 - Original price $749.99
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$749.99
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Lenovo - IdeaCentre 27" Full HD Touchscreen All-In-One - AMD Ryzen 5 220 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,008.99 - Original price $1,008.99
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Original price $819.99 - Original price $819.99
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Logitech - RS50 System 3-Piece Sim Racing Steering Wheel Setup - RS50 Wheel base RS Wheel Hub and RS Round Wheel For Xbox/PC - Black

Logitech

RS50 BaseCompatible with any Logitech G RS or PRO sim racing wheel with 8 Nm of Direct Drive peak torque for ultra-realistic TRUEFORCE feedback.RS ...

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Original price $819.99 - Original price $819.99
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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Logitech - G321 LIGHTSPEED Wireless Over-the-Ear Bluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - White

Logitech

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.