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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $146.99 - Original price $146.99
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Hori - Racing Wheel Overdrive for Xbox Series XS - Black

Hori

Authentic FeelFull-size racing wheel and pedals optimized for authentic racing simulationEasily Adjustable270-degree turn radius with adjustable ou...

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Original price $146.99 - Original price $146.99
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Original price $59.99 - Original price $59.99
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Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Black

Razer

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $59.99 - Original price $59.99
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Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $248.99 - Original price $248.99
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Original price $1,045.99 - Original price $1,045.99
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Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $21.99 - Original price $21.99
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Insignia - Bumper Case for ROG Ally - Black

Insignia

Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $67.99 - Original price $67.99
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Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Quartz

Razer

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $67.99 - Original price $67.99
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Original price $45.99 - Original price $45.99
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Glorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor

Glorious

Works with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...

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Original price $190.99 - Original price $190.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $190.99 - Original price $190.99
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Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.8Ghz- 16GB Memory- 1TB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Lenovo - Legion 7i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 7 255HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Razer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer

280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - White

Turtle Beach

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $135.99 - Original price $135.99
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Original price $167.99 - Original price $167.99
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HP - 23.8" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

Life-like color. Deeper detail.Upgrade your everyday with a vibrant 23.8" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 9...

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Original price $126.99 - Original price $126.99
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RØDE - VIDEOMIC GO II On-Camera Shotgun Microphone - Black

Rode

MicrophoneUltra-lightweight shotgun microphone (just 60g)Trs Output3.5mm TRS output for use with camerasUsb-CDigital USB-C output for use with phon...

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Original price $126.99 - Original price $126.99
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Amazon - Kindle Scribe (32GB) - 2024 - Tungsten

AMAZON

Write in books as inspiration strikesStart writing directly on the page and Active Canvas will create space for your notes.Built-in notebookCreate ...

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Original price $313.99 - Original price $313.99
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GUNNAR - Barron Computer Glasses with Blue Light Reduction Clear Lenses - Black

GUNNAR

Quality Comfortable FrameLightweight and durable stainless-steel frame with multi-barrel hinges and a low bridge fit.Wide Format LensesWide format ...

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DJI - Mic 2 Wireless Omnidirectional Microphone System - Black

DJI

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $225.99 - Original price $225.99
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Logitech - PRO Racing Simulator Pedals with 100kg Load Cell Brake for Windows - Black

Logitech

Load cell brakeBetter muscle memory optimal braking power; the 100kg load cell pressure detection brake delivers a superior driver feel and consist...

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Original price $451.99 - Original price $451.99
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Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for Xbox Series XS Xbox One PC Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on Xbox Series XS Xbox One with low-latency 2.4GHz wireless as well as PC mobile with Bluetoo...

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Original price $113.99 - Original price $113.99
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Original price $73.99 - Original price $73.99
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ZUGU - Slim Protective Case for Apple iPad (A16) (11th Generation 2025) and iPad 10.9 (10th Generation 2022) - Blue

ZUGU

Adjustable magnetic stand with 8 different anglesRobust bumper and rugged TPU + PC shell for major drop protectionSecure magnetic mount capability ...

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Apple - Pencil (USB-C) - White

Apple

EASY AND NATURAL—Write sketch and draw with pixel-perfect precision. Apple Pencil (USB-C) does it all with low latency and tilt sensitivity. Apple ...

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Lenovo - Duet 11 Chromebook 11" 2K LCD Touchscreen 2-in-1 Laptop - MediaTek Kompanio 838 2024 - 4GB RAM - 128GB with keyboard - Luna Gray

Lenovo

The ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...

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Original price $436.99 - Original price $436.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.