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  • Original price $1,016.99 - Original price $1,016.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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  • Original price $1,821.99 - Original price $1,821.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 512GB SSD (Latest Model) - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,821.99 - Original price $1,821.99
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  • Original price $520.99 - Original price $520.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $526.99 - Original price $526.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $526.99 - Original price $526.99
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  • Original price $4,403.99 - Original price $4,403.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,403.99 - Original price $4,403.99
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  • Original price $1,213.99 - Original price $1,213.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,213.99 - Original price $1,213.99
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  • Original price $361.99 - Original price $361.99
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    Current price $361.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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  • Original price $520.99 - Original price $520.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $1,016.99 - Original price $1,016.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $361.99 - Original price $361.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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    $361.99
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  • Original price $1,213.99 - Original price $1,213.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,213.99 - Original price $1,213.99
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  • Original price $1,143.99 - Original price $1,143.99
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    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Starlight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
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  • Original price $243.99 - Original price $243.99
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    $243.99
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    Apple - Geek Squad Certified Refurbished 10.2-Inch iPad with Wi-Fi - 64GB - Space Gray

    Apple

    Gorgeous 10.2-inch Retina display with True ToneA13 Bionic chip with Neural Engine8MP Wide back camera 12MP Ultra Wide front camera with Center Sta...

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    Original price $243.99 - Original price $243.99
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  • Original price $2,181.99 - Original price $2,181.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 1TB with OLED Nano Texture Glass - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,181.99 - Original price $2,181.99
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    $2,181.99
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  • Original price $4,378.99 - Original price $4,378.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,378.99 - Original price $4,378.99
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    $4,378.99
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  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99
  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
    Original price
    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99
  • Original price $361.99 - Original price $361.99
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    $361.99
    $361.99 - $361.99
    Current price $361.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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    $361.99
    $361.99 - $361.99
    Current price $361.99
  • Original price $361.99 - Original price $361.99
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    $361.99
    $361.99 - $361.99
    Current price $361.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $361.99 - Original price $361.99
    Original price
    $361.99
    $361.99 - $361.99
    Current price $361.99
  • Original price $526.99 - Original price $526.99
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    $526.99
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    Current price $526.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $526.99 - Original price $526.99
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    $526.99
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    Current price $526.99
  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
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  • Original price $1,868.99 - Original price $1,868.99
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    MacBook Air 15-inch Laptop - Apple M3 chip - 16GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,868.99 - Original price $1,868.99
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    $1,868.99
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  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99

    MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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  • Original price $4,532.99 - Original price $4,532.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

    View full details
    Original price $4,532.99 - Original price $4,532.99
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    $4,532.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
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  • Original price $1,234.99 - Original price $1,234.99
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    $1,234.99
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    Current price $1,234.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,234.99 - Original price $1,234.99
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    $1,234.99
    $1,234.99 - $1,234.99
    Current price $1,234.99
  • Original price $668.99 - Original price $668.99
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    $668.99
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    Current price $668.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $668.99 - Original price $668.99
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    $668.99
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    Current price $668.99
  • Original price $1,146.99 - Original price $1,146.99
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    Current price $1,146.99

    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9"

    Apple

    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9" IPS (2732 x 2048) - space gray - refurbished - GSRF

    Original price $1,146.99 - Original price $1,146.99
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  • Original price $384.99 - Original price $384.99
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    $384.99
    $384.99 - $384.99
    Current price $384.99

    GSRF 10.9-INCH IPAD

    Apple

    GSRF 10.9-INCH IPAD AIR WI-FI 64GB-SPACE

    Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99
  • Original price $1,482.99 - Original price $1,482.99
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    Current price $1,482.99

    Apple - iMac 24" All-In-One - M3 chip - 8GB Memory - 256GB - Silver

    Apple

    SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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    Original price $1,482.99 - Original price $1,482.99
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  • Original price $221.99 - Original price $221.99
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    $221.99
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    Current price $221.99

    Apple - Geek Squad Certified Refurbished 10.2-Inch iPad - (7th Generation) with Wi-Fi - 32GB - Gold

    Apple

    10.2-inch Retina displayA10 Fusion chipTouch ID fingerprint sensor8MP back camera 1.2MP FaceTime HD front cameraStereo speakers802.11ac Wi-Fi and G...

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    Original price $221.99 - Original price $221.99
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    $221.99
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    Current price $221.99
  • Original price $1,256.99 - Original price $1,256.99
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    Current price $1,256.99

    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

    View full details
    Original price $1,256.99 - Original price $1,256.99
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    Current price $1,256.99
  • Original price $2,631.99 - Original price $2,631.99
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    Current price $2,631.99

    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 2TB with OLED Nano Texture Glass - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,631.99 - Original price $2,631.99
    Original price
    $2,631.99
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    Current price $2,631.99
  • Original price $858.99 - Original price $858.99
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    $858.99
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    Current price $858.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $858.99 - Original price $858.99
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    $858.99
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    Current price $858.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.