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Computers & Laptops

Original price $470.99 - Original price $470.99
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Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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Current price $470.99
Original price $1,114.99 - Original price $1,114.99
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ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $1,114.99 - Original price $1,114.99
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Original price $1,450.99 - Original price $1,450.99
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ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $1,450.99 - Original price $1,450.99
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Original price $1,446.99 - Original price $1,446.99
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,446.99 - Original price $1,446.99
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Original price $957.99 - Original price $957.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $957.99 - Original price $957.99
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Original price $831.99 - Original price $831.99
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ASUS- V440 24" FHD Touch-Screen AIO- Intel Core i5- 16GB Memory- 512GB SSD- White

ASUS

Full HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...

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Original price $831.99 - Original price $831.99
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Original price $361.99 - Original price $361.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $361.99 - Original price $361.99
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Original price $232.99 - Original price $232.99
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Acer - Nitro 27"

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...

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Original price $232.99 - Original price $232.99
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Original price $143.99 - Original price $143.99
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Acer - Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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Original price $143.99 - Original price $143.99
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Original price $1,531.99 - Original price $1,531.99
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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,531.99 - Original price $1,531.99
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Original price $602.99 - Original price $602.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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Original price $814.99 - Original price $814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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Original price $1,423.99 - Original price $1,423.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Original price $1,082.99 - Original price $1,082.99
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HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,082.99 - Original price $1,082.99
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Original price $1,277.99 - Original price $1,277.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,277.99 - Original price $1,277.99
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Original price $1,110.99 - Original price $1,110.99
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ASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,110.99 - Original price $1,110.99
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Original price $1,025.99 - Original price $1,025.99
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LG - UltraGear 39" OLED Curved WQHD 240Hz 0.03ms G-Sync/FreeSync Premium Smart Gaming Monitor with DisplayHDR 400 TRUE BLACK - White

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe 39 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pulls you...

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Original price $1,025.99 - Original price $1,025.99
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Original price $1,680.99 - Original price $1,680.99
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,680.99 - Original price $1,680.99
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$1,680.99
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Original price $957.99 - Original price $957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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$957.99
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Original price $233.99 - Original price $233.99
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LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $233.99 - Original price $233.99
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Original price $1,010.99 - Original price $1,010.99
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ASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

4K Resolution26.5-inch 4K (3840 x 2160) QD-OLED gaming monitor with 240Hz refresh rate and 0.03ms response timeLatest 4th-gen QD-OLED TechnologyDel...

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Original price $1,010.99 - Original price $1,010.99
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Original price $470.99 - Original price $470.99
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Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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$470.99
$470.99 - $470.99
Current price $470.99
Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99
Original price $1,861.99 - Original price $1,861.99
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Skytech Gaming - O11V Gaming Desktop PC - AMD Ryzen 7 7700 - 32GB Memory - AMD Radeon RX 9070XT - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,861.99 - Original price $1,861.99
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Original price $347.99 - Original price $347.99
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ASUS - Vivobook 14 14" FHD Laptop - Intel Core i3 - 8GB Memory - 128GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $347.99 - Original price $347.99
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Current price $347.99
Original price $1,603.99 - Original price $1,603.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - NVIDIA GeForce RTX 5060 Ti 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,603.99 - Original price $1,603.99
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$1,603.99
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Current price $1,603.99
Original price $870.99 - Original price $870.99
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$870.99
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Current price $870.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 6500 XT 4GB - 16GB Memory - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $870.99 - Original price $870.99
Original price
$870.99
$870.99 - $870.99
Current price $870.99
Original price $486.99 - Original price $486.99
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$486.99
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ASUS - Vivobook 14 14" FHD Laptop - Intel Core i5 - 12GB Memory - 256GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $486.99 - Original price $486.99
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$486.99
$486.99 - $486.99
Current price $486.99
Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Current price $1,049.99

Samsung - 32" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KSmall details make a big difference. This OLED screen delivers clear and sharp 4K quality so you can see the subtle shadows in every scen...

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Original price $1,049.99 - Original price $1,049.99
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Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99
Original price $247.99 - Original price $247.99
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$247.99
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Current price $247.99

LG - 32" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 32" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99
Original price $958.99 - Original price $958.99
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$958.99
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Current price $958.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $958.99 - Original price $958.99
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$958.99
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Current price $958.99
Original price $1,181.99 - Original price $1,181.99
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$1,181.99
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Current price $1,181.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,181.99 - Original price $1,181.99
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$1,181.99
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Current price $1,181.99
Original price $1,146.99 - Original price $1,146.99
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$1,146.99
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Current price $1,146.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,146.99 - Original price $1,146.99
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$1,146.99
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Current price $1,146.99
Original price $304.99 - Original price $304.99
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$304.99
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Current price $304.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $304.99 - Original price $304.99
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$304.99
$304.99 - $304.99
Current price $304.99
Original price $1,642.99 - Original price $1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.