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Computers & Laptops

  • Original price $952.99 - Original price $952.99
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    Dell - Inspiron 3030 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Mist Blue

    Dell

    Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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  • Original price $304.99 - Original price $304.99
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    ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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    Original price $304.99 - Original price $304.99
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    SideTrak - Solo Pro Freestanding Portable 15.8" Monitor - Black

    SideTrak

    Stunning Picture QualityThe Full HD LED monitor offers a crisp bright viewing experience with a wide color gamut and 8-bit color display. HDR and F...

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    Original price $288.99 - Original price $288.99
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    ViewSonic VA3209M - LED monitor - Full HD (1080p) - 32"

    ViewSonic

    ViewSonic VA3209M - LED monitor - 32" (31.5" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 12001 - 4 ms - HDMI VGA - speakers

    Original price $190.99 - Original price $190.99
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  • Original price $276.99 - Original price $276.99
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    ViewSonic Ergonomic VG2453 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic Ergonomic VG2453 - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 10001 - 7 ms - HDMI VGA Di...

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    Original price $276.99 - Original price $276.99
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    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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    Original price $297.99 - Original price $297.99
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  • Original price $890.99 - Original price $890.99
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    Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Lenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...

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    Original price $890.99 - Original price $890.99
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  • Original price $423.99 - Original price $423.99
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    OMEN by HP 32q - LED monitor - QHD - 31.5" - HDR

    HP

    OMEN by HP 32q - LED monitor - gaming - 31.5" - 2560 x 1440 QHD 165 Hz - IPS - 400 cd/m² - 10001 - HDR400 - 1 ms - 2xHDMI DisplayPort - black

    Original price $423.99 - Original price $423.99
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    ViewSonic VG3457CV - LED monitor - curved - 34"

    ViewSonic

    ViewSonic VG3457CV - LED monitor - curved - 34" - 3440 x 1440 UWQHD 100 Hz - MVA - 350 cd/m² - 30001 - 5 ms - 2xHDMI DisplayPort - speakers

    Original price $682.99 - Original price $682.99
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  • Original price $493.99 - Original price $493.99
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    ViewSonic VP275-4K - LED monitor - 4K - 27"

    ViewSonic

    ViewSonic VP275-4K - LED monitor - 27" - 3840 x 2160 4K 60 Hz - IPS - 360 cd/m² - 12001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

    Original price $493.99 - Original price $493.99
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    Dell Precision 7680 - 16" - Intel Core i9 - 13950HX - vPro Enterprise - 64 GB RAM - 1 TB SSD - English

    Dell

    Dell Precision 7680 - Intel Core i9 - 13950HX / up to 5.5 GHz - vPro Enterprise - Win 11 Pro - NVIDIA RTX 3500 Ada - 64 GB RAM - 1 TB SSD NVMe Clas...

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    Original price $4,290.99 - Original price $4,290.99
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  • Original price $331.99 - Original price $331.99
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    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - HDR

    ViewSonic

    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - HDR10 - 4 ms - HDMI DisplayPort USB-C ...

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    Original price $331.99 - Original price $331.99
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    HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Performance Blue

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $980.99 - Original price $980.99
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  • Original price $1,703.99 - Original price $1,703.99
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    Alienware - m16 R2 16" 240Hz Gaming Laptop QHD+ - Intel Core Series 1 Ultra 7 with 16GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,703.99 - Original price $1,703.99
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  • Original price $568.99 - Original price $568.99
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    Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $568.99 - Original price $568.99
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    Acer - Nitro 27" IPS LED 240Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF273U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excelle...

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    Original price $306.99 - Original price $306.99
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  • Original price $189.99 - Original price $189.99
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    Acer -Nitro 27" IPS LED 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF273 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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    Original price $189.99 - Original price $189.99
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  • Original price $567.99 - Original price $567.99
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    LG - UltraGear 27" QHD 240Hz 1ms NVIDIA G-SYNC Compatible and AMD FreeSync Premium with DisplayHDR 400 - Black

    LG

    QHD 240Hz by DisplayPort or HDMIEnjoy smoother vivid colors and high-resolution graphics thanks to HDMI 2.1 and DisplayPort 1.4. Both connections a...

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    Original price $567.99 - Original price $567.99
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  • Original price $3,349.99 - Original price $3,349.99
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    Acer - Predator Helios 18 Gaming Laptop - 18" 2560 x 1600 IPS 240Hz Intel i9-14900HX GeForce RTX 4090 - 32GB DDR5 1TB SSD - Abyssal Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $3,349.99 - Original price $3,349.99
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  • Original price $902.99 - Original price $902.99
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    Inspiron 14" IPS LCD FHD+ Laptop - Snapdragon X Plus Copilot+ with 16GB Memory - 512GB SSD - Titan Gray

    Dell

    Built for AIPowered by Snapdragon X Plus the Copilot+ Inspiron 14 with on-device AI is designed to be your personal assistant.DoGet things done fas...

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    Original price $902.99 - Original price $902.99
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    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $764.99 - Original price $764.99
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  • Original price $1,353.99 - Original price $1,353.99
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    HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,353.99 - Original price $1,353.99
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    HP - Spectre 2-in-1 16" WQXGA Touch-Screen Laptop - Intel Core Ultra 7 - Intel Evo Edition - 16GB Memory - 1TB SSD - Nightfall Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,289.99 - Original price $1,289.99
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    Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

    Dell

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,353.99 - Original price $1,353.99
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    Alienware - m16 16" 165Hz Gaming Laptop QHD+ - Intel 13th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 Pro Operating SystemProtect your data with enterprise-grade security login from any device anywhere and boost productivity with powerful...

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    Original price $2,232.99 - Original price $2,232.99
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    ASUS - TUF Gaming 27" Curved FHD 240Hz 1ms FreeSync Premium Gaming Monitor w/ HDR and Height Adjust (DisplayPort HDMI) - Black

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.1 ms resp...

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    Original price $310.99 - Original price $310.99
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    Acer PM1 - LED monitor - Full HD (1080p) - 16"

    Acer

    Ultra-slim portable designGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $131.99 - Original price $131.99
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  • Original price $619.99 - Original price $619.99
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    Lenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey

    Lenovo

    Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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  • Original price $1,648.99 - Original price $1,648.99
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    HP - OmniStudio X 27" Full HD Touch-Screen All-in-One - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,648.99 - Original price $1,648.99
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    ASUS - Vivobook S 14 - 14" OLED Laptop - Copilot+ PC - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Neutral Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,079.99 - Original price $1,079.99
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    ViewSonic TD1656-2K - LED monitor - 16"

    ViewSonic

    Viewable screen size and panel type16in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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    Original price $348.99 - Original price $348.99
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    ViewSonic VG1656-2K - LED monitor - 16"

    ViewSonic

    Viewable screen size and panel type16in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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    Original price $394.99 - Original price $394.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,314.99 - Original price $1,314.99
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    ViewSonic OMNI Gaming VX2718-PC-MHD - Gaming - LED monitor - curved - Full HD (1080p) - 27"

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $188.99 - Original price $188.99
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    Alienware - x16 R2 16" 240Hz Gaming Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Lunar Silver

    Alienware

    Premium qualityCombining the structural rigidity of an anodized aluminum lid stainless steel palm rest with a smooth bead-blasted exterior finish t...

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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,441.99 - Original price $1,441.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.