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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray
$814.99 - $814.99
$814.99
$814.99 - $814.99
$814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$814.99 - $814.99
$814.99
$814.99 - $814.99
$814.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue
$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink
$361.99 - $361.99
$361.99
$361.99 - $361.99
$361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$361.99 - $361.99
$361.99
$361.99 - $361.99
$361.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - Mac Studio - M3 Ultra - 1TB SSD - Silver
$4,532.99 - $4,532.99
$4,532.99
$4,532.99 - $4,532.99
$4,532.99

Apple - Mac Studio - M3 Ultra - 1TB SSD - Silver

Apple

SUPERCHARGED BY M3 Ultra—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine suppor...

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$4,532.99 - $4,532.99
$4,532.99
$4,532.99 - $4,532.99
$4,532.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black
$2,224.99 - $2,224.99
$2,224.99
$2,224.99 - $2,224.99
$2,224.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$2,224.99 - $2,224.99
$2,224.99
$2,224.99 - $2,224.99
$2,224.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black
$1,322.99 - $1,322.99
$1,322.99
$1,322.99 - $1,322.99
$1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$1,322.99 - $1,322.99
$1,322.99
$1,322.99 - $1,322.99
$1,322.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow
$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black
$2,496.99 - $2,496.99
$2,496.99
$2,496.99 - $2,496.99
$2,496.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$2,496.99 - $2,496.99
$2,496.99
$2,496.99 - $2,496.99
$2,496.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black
$1,092.99 - $1,092.99
$1,092.99
$1,092.99 - $1,092.99
$1,092.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$1,092.99 - $1,092.99
$1,092.99
$1,092.99 - $1,092.99
$1,092.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver
$1,097.99 - $1,097.99
$1,097.99
$1,097.99 - $1,097.99
$1,097.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,097.99 - $1,097.99
$1,097.99
$1,097.99 - $1,097.99
$1,097.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black
$1,773.99 - $1,773.99
$1,773.99
$1,773.99 - $1,773.99
$1,773.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,773.99 - $1,773.99
$1,773.99
$1,773.99 - $1,773.99
$1,773.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black
$1,660.99 - $1,660.99
$1,660.99
$1,660.99 - $1,660.99
$1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,660.99 - $1,660.99
$1,660.99
$1,660.99 - $1,660.99
$1,660.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black
$2,111.99 - $2,111.99
$2,111.99
$2,111.99 - $2,111.99
$2,111.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$2,111.99 - $2,111.99
$2,111.99
$2,111.99 - $2,111.99
$2,111.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver
$1,660.99 - $1,660.99
$1,660.99
$1,660.99 - $1,660.99
$1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,660.99 - $1,660.99
$1,660.99
$1,660.99 - $1,660.99
$1,660.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black
$1,435.99 - $1,435.99
$1,435.99
$1,435.99 - $1,435.99
$1,435.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,435.99 - $1,435.99
$1,435.99
$1,435.99 - $1,435.99
$1,435.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver
$1,435.99 - $1,435.99
$1,435.99
$1,435.99 - $1,435.99
$1,435.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,435.99 - $1,435.99
$1,435.99
$1,435.99 - $1,435.99
$1,435.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.