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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Blue (Unlocked)

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Blue (Unlocked)

Apple
$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Starlight (Unlocked)

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Starlight (Unlocked)

Apple
$1,309.99 - $1,309.99
$1,309.99
$1,309.99 - $1,309.99
$1,309.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$1,309.99 - $1,309.99
$1,309.99
$1,309.99 - $1,309.99
$1,309.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)

Apple
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Starlight (Unlocked)

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Starlight (Unlocked)

Apple
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Purple (Unlocked)

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Purple (Unlocked)

Apple
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99
Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)

Apple
$553.99 - $553.99
$553.99
$553.99 - $553.99
$553.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$553.99 - $553.99
$553.99
$553.99 - $553.99
$553.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

Apple
$1,843.99 - $1,843.99
$1,843.99
$1,843.99 - $1,843.99
$1,843.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$1,843.99 - $1,843.99
$1,843.99
$1,843.99 - $1,843.99
$1,843.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple
$1,843.99 - $1,843.99
$1,843.99
$1,843.99 - $1,843.99
$1,843.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,843.99 - $1,843.99
$1,843.99
$1,843.99 - $1,843.99
$1,843.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
$1,557.99 - $1,557.99
$1,557.99
$1,557.99 - $1,557.99
$1,557.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,557.99 - $1,557.99
$1,557.99
$1,557.99 - $1,557.99
$1,557.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Space Gray (Unlocked)

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Space Gray (Unlocked)

Apple
$1,309.99 - $1,309.99
$1,309.99
$1,309.99 - $1,309.99
$1,309.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,309.99 - $1,309.99
$1,309.99
$1,309.99 - $1,309.99
$1,309.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 512GB - Starlight

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 512GB - Starlight

Apple
$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99
Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)

Apple
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$1,524.99 - $1,524.99
$1,524.99
$1,524.99 - $1,524.99
$1,524.99
14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

Apple
$4,059.99 - $4,059.99
$4,059.99
$4,059.99 - $4,059.99
$4,059.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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$4,059.99 - $4,059.99
$4,059.99
$4,059.99 - $4,059.99
$4,059.99
14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

Apple
$4,059.99 - $4,059.99
$4,059.99
$4,059.99 - $4,059.99
$4,059.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

View full details
$4,059.99 - $4,059.99
$4,059.99
$4,059.99 - $4,059.99
$4,059.99
13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Citrus

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Citrus

Apple
$699.99 - $699.99
$699.99
$699.99 - $699.99
$699.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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$699.99 - $699.99
$699.99
$699.99 - $699.99
$699.99
13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Silver

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Silver

Apple
$699.99 - $699.99
$699.99
$699.99 - $699.99
$699.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

View full details
$699.99 - $699.99
$699.99
$699.99 - $699.99
$699.99
Apple - 49mm Ocean Band - Titanium Finish - Black

Apple - 49mm Ocean Band - Titanium Finish - Black

Apple
$127.99 - $127.99
$127.99
$127.99 - $127.99
$127.99

MaterialsTitanium fluoroelastomerCompatibilityDesigned for Apple Watch Ultra. The Titanium Milanese Loop Trail Loop Alpine Loop and Ocean Band are ...

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$127.99 - $127.99
$127.99
$127.99 - $127.99
$127.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple
$1,253.99 - $1,253.99
$1,253.99
$1,253.99 - $1,253.99
$1,253.99

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,253.99 - $1,253.99
$1,253.99
$1,253.99 - $1,253.99
$1,253.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Sky Blue

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Sky Blue

Apple
$1,432.99 - $1,432.99
$1,432.99
$1,432.99 - $1,432.99
$1,432.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,432.99 - $1,432.99
$1,432.99
$1,432.99 - $1,432.99
$1,432.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple
$1,344.99 - $1,344.99
$1,344.99
$1,344.99 - $1,344.99
$1,344.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,344.99 - $1,344.99
$1,344.99
$1,344.99 - $1,344.99
$1,344.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Purple

Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Purple

Apple
$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99
Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Blue

Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Blue

Apple
$877.99 - $877.99
$877.99
$877.99 - $877.99
$877.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$877.99 - $877.99
$877.99
$877.99 - $877.99
$877.99
Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
$1,040.99 - $1,040.99
$1,040.99
$1,040.99 - $1,040.99
$1,040.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$1,040.99 - $1,040.99
$1,040.99
$1,040.99 - $1,040.99
$1,040.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Space Gray

Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Space Gray

Apple
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Starlight

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Starlight

Apple
$1,650.99 - $1,650.99
$1,650.99
$1,650.99 - $1,650.99
$1,650.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,650.99 - $1,650.99
$1,650.99
$1,650.99 - $1,650.99
$1,650.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Midnight

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Midnight

Apple
$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99
14-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Silver

14-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Silver

Apple
$3,155.99 - $3,155.99
$3,155.99
$3,155.99 - $3,155.99
$3,155.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

View full details
$3,155.99 - $3,155.99
$3,155.99
$3,155.99 - $3,155.99
$3,155.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Starlight

Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Starlight

Apple
$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$661.99 - $661.99
$661.99
$661.99 - $661.99
$661.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Starlight

Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Starlight

Apple
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99
Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple
$824.99 - $824.99
$824.99
$824.99 - $824.99
$824.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$824.99 - $824.99
$824.99
$824.99 - $824.99
$824.99
Apple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Blue

Apple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Blue

Apple
$984.99 - $984.99
$984.99
$984.99 - $984.99
$984.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$984.99 - $984.99
$984.99
$984.99 - $984.99
$984.99
Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Starlight

Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Starlight

Apple
$877.99 - $877.99
$877.99
$877.99 - $877.99
$877.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$877.99 - $877.99
$877.99
$877.99 - $877.99
$877.99
Apple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Space Gray

Apple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Space Gray

Apple
$984.99 - $984.99
$984.99
$984.99 - $984.99
$984.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$984.99 - $984.99
$984.99
$984.99 - $984.99
$984.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.