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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple
$499.99 - $499.99
$499.99
$499.99 - $499.99
$499.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$499.99 - $499.99
$499.99
$499.99 - $499.99
$499.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple
$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple
$499.99 - $499.99
$499.99
$499.99 - $499.99
$499.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$499.99 - $499.99
$499.99
$499.99 - $499.99
$499.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$391.99 - $391.99
$391.99
$391.99 - $391.99
$391.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple
$2,068.99 - $2,068.99
$2,068.99
$2,068.99 - $2,068.99
$2,068.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$2,068.99 - $2,068.99
$2,068.99
$2,068.99 - $2,068.99
$2,068.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple
$620.99 - $620.99
$620.99
$620.99 - $620.99
$620.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$620.99 - $620.99
$620.99
$620.99 - $620.99
$620.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple
$682.99 - $682.99
$682.99
$682.99 - $682.99
$682.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$682.99 - $682.99
$682.99
$682.99 - $682.99
$682.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99
Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple
$753.99 - $753.99
$753.99
$753.99 - $753.99
$753.99

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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$753.99 - $753.99
$753.99
$753.99 - $753.99
$753.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$570.99 - $570.99
$570.99
$570.99 - $570.99
$570.99
Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99
Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple
$330.99 - $330.99
$330.99
$330.99 - $330.99
$330.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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$330.99 - $330.99
$330.99
$330.99 - $330.99
$330.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)

Apple
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple
$308.99 - $308.99
$308.99
$308.99 - $308.99
$308.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

View full details
$308.99 - $308.99
$308.99
$308.99 - $308.99
$308.99
Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple
$353.99 - $353.99
$353.99
$353.99 - $353.99
$353.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
$353.99 - $353.99
$353.99
$353.99 - $353.99
$353.99
Apple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple
$387.99 - $387.99
$387.99
$387.99 - $387.99
$387.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
$387.99 - $387.99
$387.99
$387.99 - $387.99
$387.99
Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple
$353.99 - $353.99
$353.99
$353.99 - $353.99
$353.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
$353.99 - $353.99
$353.99
$353.99 - $353.99
$353.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2025)

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2025)

Apple
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)

Apple
$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

View full details
$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)

Apple
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)

Apple
$918.99 - $918.99
$918.99
$918.99 - $918.99
$918.99

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
$918.99 - $918.99
$918.99
$918.99 - $918.99
$918.99
Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

Apple
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
$769.99 - $769.99
$769.99
$769.99 - $769.99
$769.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

Apple
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,308.99 - $1,308.99
$1,308.99
$1,308.99 - $1,308.99
$1,308.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple
$1,632.99 - $1,632.99
$1,632.99
$1,632.99 - $1,632.99
$1,632.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,632.99 - $1,632.99
$1,632.99
$1,632.99 - $1,632.99
$1,632.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple
$1,322.99 - $1,322.99
$1,322.99
$1,322.99 - $1,322.99
$1,322.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
$1,322.99 - $1,322.99
$1,322.99
$1,322.99 - $1,322.99
$1,322.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Blue (Unlocked)

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Blue (Unlocked)

Apple
$553.99 - $553.99
$553.99
$553.99 - $553.99
$553.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
$553.99 - $553.99
$553.99
$553.99 - $553.99
$553.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.