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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

16" R7 - 32/1 KOKI R

HP
Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

16" R7 - 32/1 KOKI R7

Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

14" X PLUS - 16/512

HP
Original price $1,097.99 - Original price $1,097.99
Original price
$1,097.99
$1,097.99 - $1,097.99
Current price $1,097.99

14" X PLUS - 16/512 QUADRO

Original price $1,097.99 - Original price $1,097.99
Original price
$1,097.99
$1,097.99 - $1,097.99
Current price $1,097.99

14" U5 - 16/512 SALU

HP
Original price $1,224.99 - Original price $1,224.99
Original price
$1,224.99
$1,224.99 - $1,224.99
Current price $1,224.99

14" U5 - 16/512 SALUTE U5

Original price $1,224.99 - Original price $1,224.99
Original price
$1,224.99
$1,224.99 - $1,224.99
Current price $1,224.99

16" R9 - 32/1 KOKI R

HP
Original price $1,906.99 - Original price $1,906.99
Original price
$1,906.99
$1,906.99 - $1,906.99
Current price $1,906.99

16" R9 - 32/1 KOKI R9

Original price $1,906.99 - Original price $1,906.99
Original price
$1,906.99
$1,906.99 - $1,906.99
Current price $1,906.99

14" U7 - 24/512 SALU

HP
Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

14" U7 - 24/512 SALUTE U7

Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

16" R5 - 16/512 KOKI

HP
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

16" R5 - 16/512 KOKI R5 LCD

Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

HP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP
Original price $887.99 - Original price $887.99
Original price
$887.99
$887.99 - $887.99
Current price $887.99

AMD Ryzen 3 30 processorEveryday performance you can count on. Multitask stream game casually and edit photos smoothly with responsive power and vi...

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Original price $887.99 - Original price $887.99
Original price
$887.99
$887.99 - $887.99
Current price $887.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,487.99 - Original price $2,487.99
Original price
$2,487.99
$2,487.99 - $2,487.99
Current price $2,487.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...

View full details
Original price $2,487.99 - Original price $2,487.99
Original price
$2,487.99
$2,487.99 - $2,487.99
Current price $2,487.99

HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black

HP
Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99

AMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...

View full details
Original price $1,292.99 - Original price $1,292.99
Original price
$1,292.99
$1,292.99 - $1,292.99
Current price $1,292.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,314.99 - Original price $1,314.99
Original price
$1,314.99
$1,314.99 - $1,314.99
Current price $1,314.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,314.99 - Original price $1,314.99
Original price
$1,314.99
$1,314.99 - $1,314.99
Current price $1,314.99

HP OMEN - League of Legends Limited Edition 16" 2K Gami

HP
Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

View full details
Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra 9 (2026) - 32GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $2,293.99 - Original price $2,293.99
Original price
$2,293.99
$2,293.99 - $2,293.99
Current price $2,293.99

16-in 3K OLED touchscreen with up to 120 HzWith technology that lights each pixel separately this OLED display brings deeper blacks for richer cont...

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Original price $2,293.99 - Original price $2,293.99
Original price
$2,293.99
$2,293.99 - $2,293.99
Current price $2,293.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

HP - OmniBook X - 16" 2K OLED Touchscreen Laptop - Snapdragon X Plus (2025) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,198.99 - Original price $1,198.99
Original price
$1,198.99
$1,198.99 - $1,198.99
Current price $1,198.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920x1200 resolution and ...

View full details
Original price $1,198.99 - Original price $1,198.99
Original price
$1,198.99
$1,198.99 - $1,198.99
Current price $1,198.99

HP - OmniBook 3 - 14" 2K Touchscreen Laptop - Snapdragon X - 16GB Memory - 512GB SSD - Copilot+ PC - Starlit Blue

HP
Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

14" 2K touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can con...

View full details
Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

HP - OmniBook X Flip - 16" 2K Touchscreen Laptop - Intel Core Ultra 9 (2024) - 32GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray

HP
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. Plus transform your content with 1920 x...

View full details
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Eclipse Gray

HP
Original price $1,397.99 - Original price $1,397.99
Original price
$1,397.99
$1,397.99 - $1,397.99
Current price $1,397.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,397.99 - Original price $1,397.99
Original price
$1,397.99
$1,397.99 - $1,397.99
Current price $1,397.99

HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,242.99 - Original price $1,242.99
Original price
$1,242.99
$1,242.99 - $1,242.99
Current price $1,242.99

14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...

View full details
Original price $1,242.99 - Original price $1,242.99
Original price
$1,242.99
$1,242.99 - $1,242.99
Current price $1,242.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 (2026) - 24GB Memory - 1TB SSD - Deep Espresso

HP
Original price $1,688.99 - Original price $1,688.99
Original price
$1,688.99
$1,688.99 - $1,688.99
Current price $1,688.99

14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...

View full details
Original price $1,688.99 - Original price $1,688.99
Original price
$1,688.99
$1,688.99 - $1,688.99
Current price $1,688.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $1,375.99 - Original price $1,375.99
Original price
$1,375.99
$1,375.99 - $1,375.99
Current price $1,375.99

Intel Core Ultra 5 325 processor with Intel AI Boost (47 NPU TOPS)Delivers what matters incredible battery life powerful performance built-in graph...

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Original price $1,375.99 - Original price $1,375.99
Original price
$1,375.99
$1,375.99 - $1,375.99
Current price $1,375.99

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB UFS - Pale Rose Gold

HP
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

HP - 14" 2K Touchscreen 2-in-1 Chromebook - Intel Core N150 - 8GB Memory - 64GB eMMC - Sky Blue

HP
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

Intel N150 processorImproved graphics and performance for your everyday. Connect learn and play anywhere.14" 2K touchscreen with IPS1920 x 1200 res...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB UFS - Willow Green

HP
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Willow Green

HP
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold

HP
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP
Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

Sprocket 3.5 x 4.25 Zink Sticky-Backed Photo Paper (100 Pack) Compatible with HP Sprocket 3x4 Photobooth - White

HP
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Bigger Is BetterMore photo more joy. Get brilliant full-color prints in a generous 3.5" x 4.25" size. Our premium paper brings your memorable momen...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $3,606.99 - Original price $3,606.99
Original price
$3,606.99
$3,606.99 - $3,606.99
Current price $3,606.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,606.99 - Original price $3,606.99
Original price
$3,606.99
$3,606.99 - $3,606.99
Current price $3,606.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP
Original price $1,938.99 - Original price $1,938.99
Original price
$1,938.99
$1,938.99 - $1,938.99
Current price $1,938.99

AMD Ryzen 5 8400F processorThe AMD Ryzen 8400F processor has high-performance processing power intense graphics capabilities and the first neural p...

View full details
Original price $1,938.99 - Original price $1,938.99
Original price
$1,938.99
$1,938.99 - $1,938.99
Current price $1,938.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP
Original price $832.99 - Original price $832.99
Original price
$832.99
$832.99 - $832.99
Current price $832.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $832.99 - Original price $832.99
Original price
$832.99
$832.99 - $832.99
Current price $832.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP
Original price $1,288.99 - Original price $1,288.99
Original price
$1,288.99
$1,288.99 - $1,288.99
Current price $1,288.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,288.99 - Original price $1,288.99
Original price
$1,288.99
$1,288.99 - $1,288.99
Current price $1,288.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $1,556.99 - Original price $1,556.99
Original price
$1,556.99
$1,556.99 - $1,556.99
Current price $1,556.99

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

View full details
Original price $1,556.99 - Original price $1,556.99
Original price
$1,556.99
$1,556.99 - $1,556.99
Current price $1,556.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.