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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender
$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver
$958.99 - $958.99
$958.99
$958.99 - $958.99
$958.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$958.99 - $958.99
$958.99
$958.99 - $958.99
$958.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
$1,181.99 - $1,181.99
$1,181.99
$1,181.99 - $1,181.99
$1,181.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,181.99 - $1,181.99
$1,181.99
$1,181.99 - $1,181.99
$1,181.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray
$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99
HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver
$818.99 - $818.99
$818.99
$818.99 - $818.99
$818.99

HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$818.99 - $818.99
$818.99
$818.99 - $818.99
$818.99
HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green
$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
$1,183.99 - $1,183.99
$1,183.99
$1,183.99 - $1,183.99
$1,183.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,183.99 - $1,183.99
$1,183.99
$1,183.99 - $1,183.99
$1,183.99
HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99
HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
$1,832.99 - $1,832.99
$1,832.99
$1,832.99 - $1,832.99
$1,832.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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$1,832.99 - $1,832.99
$1,832.99
$1,832.99 - $1,832.99
$1,832.99
HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White
$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

View full details
$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue
$938.99 - $938.99
$938.99
$938.99 - $938.99
$938.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$938.99 - $938.99
$938.99
$938.99 - $938.99
$938.99
HP - OmniBook X Flip 2-in-1
$723.99 - $723.99
$723.99
$723.99 - $723.99
$723.99

HP - OmniBook X Flip 2-in-1

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$723.99 - $723.99
$723.99
$723.99 - $723.99
$723.99
HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White
$342.99 - $342.99
$342.99
$342.99 - $342.99
$342.99

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

View full details
$342.99 - $342.99
$342.99
$342.99 - $342.99
$342.99
HP - 14" Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Pale Rose Gold
$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99

HP - 14" Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Pale Rose Gold

HP

Intel Celeron N4500 ProcessorOffers exceptional quality and value with the processing power you need to get your work done and stay in touch on the...

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$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black
$2,498.99 - $2,498.99
$2,498.99
$2,498.99 - $2,498.99
$2,498.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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$2,498.99 - $2,498.99
$2,498.99
$2,498.99 - $2,498.99
$2,498.99
HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue
$531.99 - $531.99
$531.99
$531.99 - $531.99
$531.99

HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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$531.99 - $531.99
$531.99
$531.99 - $531.99
$531.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood
$765.99 - $765.99
$765.99
$765.99 - $765.99
$765.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$765.99 - $765.99
$765.99
$765.99 - $765.99
$765.99
HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black
$1,357.99 - $1,357.99
$1,357.99
$1,357.99 - $1,357.99
$1,357.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,357.99 - $1,357.99
$1,357.99
$1,357.99 - $1,357.99
$1,357.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White
$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99
HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
$1,857.99 - $1,857.99
$1,857.99
$1,857.99 - $1,857.99
$1,857.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,857.99 - $1,857.99
$1,857.99
$1,857.99 - $1,857.99
$1,857.99
HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
$569.99 - $569.99
$569.99
$569.99 - $569.99
$569.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$569.99 - $569.99
$569.99
$569.99 - $569.99
$569.99
HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
$1,760.99 - $1,760.99
$1,760.99
$1,760.99 - $1,760.99
$1,760.99

HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,760.99 - $1,760.99
$1,760.99
$1,760.99 - $1,760.99
$1,760.99
HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal
$1,158.99 - $1,158.99
$1,158.99
$1,158.99 - $1,158.99
$1,158.99

HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,158.99 - $1,158.99
$1,158.99
$1,158.99 - $1,158.99
$1,158.99
HP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray
$1,290.99 - $1,290.99
$1,290.99
$1,290.99 - $1,290.99
$1,290.99

HP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,290.99 - $1,290.99
$1,290.99
$1,290.99 - $1,290.99
$1,290.99
HP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black
$465.99 - $465.99
$465.99
$465.99 - $465.99
$465.99

HP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black

HP

Quad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...

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$465.99 - $465.99
$465.99
$465.99 - $465.99
$465.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
$1,328.99 - $1,328.99
$1,328.99
$1,328.99 - $1,328.99
$1,328.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,328.99 - $1,328.99
$1,328.99
$1,328.99 - $1,328.99
$1,328.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal
$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99
HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
$1,607.99 - $1,607.99
$1,607.99
$1,607.99 - $1,607.99
$1,607.99

HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,607.99 - $1,607.99
$1,607.99
$1,607.99 - $1,607.99
$1,607.99
HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
$1,307.99 - $1,307.99
$1,307.99
$1,307.99 - $1,307.99
$1,307.99

HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,307.99 - $1,307.99
$1,307.99
$1,307.99 - $1,307.99
$1,307.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White
$1,347.99 - $1,347.99
$1,347.99
$1,347.99 - $1,347.99
$1,347.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,347.99 - $1,347.99
$1,347.99
$1,347.99 - $1,347.99
$1,347.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99
HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black
$2,577.99 - $2,577.99
$2,577.99
$2,577.99 - $2,577.99
$2,577.99

HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$2,577.99 - $2,577.99
$2,577.99
$2,577.99 - $2,577.99
$2,577.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood
$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$766.99 - $766.99
$766.99
$766.99 - $766.99
$766.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$766.99 - $766.99
$766.99
$766.99 - $766.99
$766.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.