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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP
Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP
Original price $1,436.99 - Original price $1,436.99
Original price
$1,436.99
$1,436.99 - $1,436.99
Current price $1,436.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,436.99 - Original price $1,436.99
Original price
$1,436.99
$1,436.99 - $1,436.99
Current price $1,436.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP
Original price $960.99 - Original price $960.99
Original price
$960.99
$960.99 - $960.99
Current price $960.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $960.99 - Original price $960.99
Original price
$960.99
$960.99 - $960.99
Current price $960.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,770.99 - Original price $2,770.99
Original price
$2,770.99
$2,770.99 - $2,770.99
Current price $2,770.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $2,770.99 - Original price $2,770.99
Original price
$2,770.99
$2,770.99 - $2,770.99
Current price $2,770.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP
Original price $1,691.99 - Original price $1,691.99
Original price
$1,691.99
$1,691.99 - $1,691.99
Current price $1,691.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,691.99 - Original price $1,691.99
Original price
$1,691.99
$1,691.99 - $1,691.99
Current price $1,691.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
Original price $2,844.99 - Original price $2,844.99
Original price
$2,844.99
$2,844.99 - $2,844.99
Current price $2,844.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,844.99 - Original price $2,844.99
Original price
$2,844.99
$2,844.99 - $2,844.99
Current price $2,844.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP
Original price $1,416.99 - Original price $1,416.99
Original price
$1,416.99
$1,416.99 - $1,416.99
Current price $1,416.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,416.99 - Original price $1,416.99
Original price
$1,416.99
$1,416.99 - $1,416.99
Current price $1,416.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP
Original price $1,052.99 - Original price $1,052.99
Original price
$1,052.99
$1,052.99 - $1,052.99
Current price $1,052.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,052.99 - Original price $1,052.99
Original price
$1,052.99
$1,052.99 - $1,052.99
Current price $1,052.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP
Original price $975.99 - Original price $975.99
Original price
$975.99
$975.99 - $975.99
Current price $975.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $975.99 - Original price $975.99
Original price
$975.99
$975.99 - $975.99
Current price $975.99

HP - Sprocket 2" x 3" Premium Zink Sticky Backed Photo Paper Bundle - White

HP
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

2" x 3 Zink photo paperHigh-Quality Paper Lets You Print Stunning Professional Photographs from Your HP Sprocket Portable Photo Printer.Zink Zero i...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

HP Sprocket 3.5" x 4.25 Zink Sticky-backed Photo Paper (100 Sheets) for HP Sprocket 3x4 Photo Printer - White

HP
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

No film No inkZink Technology Photo Paper eliminates the need for costly film and printer cartridgesExclusivePrinter photo paper works exclusively ...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.