Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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HyperX - Pulsefire Haste 2 Pro 4K Lightweight Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Slate Grey
HyperXPro-grade polling rate with super-smooth trackingThe Pulsefire Haste 2 Pro features adjustable polling rates up to 4kHz185; for super smooth mouse ...
View full detailsHyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black
HyperXCopious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...
View full detailsHyperX - Pulsefire Haste 2 Core Lightweight Wireless Optical Gaming Mouse - Wireless - Black
HyperXUp to 100 hours of battery lifeThe Pulsefire Haste 2 Core Wireless gets up to 100 hours of battery life178; on a full charge so you’ll spend more t...
View full detailsHyperX - OMEN 15.3" 2K 165Hz Gaming Laptop - Intel Core Ultra 7 255H (2025) - 12GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Shadow Black
HyperXIntel Core Ultra 7 255H processorPush on the go AI acceleration and graphics to new heights with an Intel Core Ultra processor. Scaled performance ...
View full detailsHyperX - OMEN MAX 16" 2K OLED Gaming Laptop - Intel Core Ultra 9 (2026) - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black
HyperXIntel Core Ultra 9 290HX Plus processorLevel up your HP gaming laptop with advanced performance enhanced AI and an Intel Core Ultra 9 290HX proces...
View full detailsHyperX - Alloy Rise 75 Wireless Mechanical Gaming Keyboard with RGB Lighting and Hot-Swappable Switches - Black
HyperXUp to 1500 hours of battery lifeBask in up to 80 hours of electrifying gameplay with backlighting on or p ush your endurance up to 1500 hours with ...
View full detailsHyperX - Cloud Alpha 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black
HyperXUp to 250 Hours of Battery Life on a Single ChargeEnjoy up to 250 hours in 2.4GHz mode or 125 hours with simultaneous connection keeping you powere...
View full detailsHyperX - SoloCast 2 Wired Cardioid USB-C Condenser Gaming Microphone - Black
HyperXDesigned to capture less unwanted noiseEngineered from the inside to reduce vibrations from the outside with a built-in suspension system that deli...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black
HyperXAMD Ryzen 7 8745HX processorThe AMD Ryzen 7 8745HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsHyperX - OMEN 16" 165Hz 2K Gaming Laptop - Intel Core Ultra 7 356H (2026) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black
HyperXIntel Evo platform powered by Intel Core Ultra 7 356H processorNo tradeoffs. Delivers what matters incredible battery life powerful performance bui...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 24GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
HyperXAMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsHyperX - Origins 2 Pro 65 Wired Magnetic Linear Switch Gaming Keyboard with RGB Back Lighting - Black
HyperXMagnetic MotionMagnetic linear switches reduce friction for smoother inputs and faster reactions. Each keystroke delivers a premium feel and cleane...
View full detailsHyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black
HyperXFlush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HyperXAMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.