Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsJBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker - Each - Espresso
JBLDual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...
View full detailsJBL - Party Box 710 Portable Party Speaker - 2024 - Black
JBL800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....
View full detailsJBL - PartyBox Encore Essential 2 - Portable party speaker - 2025 - Black
JBLJBL Pro Sound gets an AI Sound BoostPop ballads slow jams and everything in between we've got the sound to make your playlist shine. Feel that extr...
View full detailsJBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black
JBL750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...
View full detailsJBL - PartyLight Stick bluetooth party light stick - 2024 - Black
JBLTake your party to the next levelThe JBL PartyLight Stick syncs automatically with the sound and lights of any JBL PartyBox turning your party into...
View full detailsJBL - PartyBox Digital Wireless Microphones - Black
JBLClear Voice Crisp SoundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...
View full detailsJBL - PartyBox 310 Portable Party Speaker - Black
JBLPowerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...
View full detailsJBL - Partybox Ultimate Wireless Party Speaker - 2024 - Black
JBLAll the superior original JBL pro sound you can handleThe JBL PartyBox Ultimate can cover a massive space—we're talking two basketball courts—with ...
View full detailsJBL - PartyBox 330 Portable Wireless Speaker - 2026 - Black
JBLBring the energy with JBL legendary soundCrank it up and experience what 280 watts of legendary JBL sound feels like. Dual 6.5" woofers bring deep ...
View full detailsJBL - PartyBox 130 Portable Wireless Speaker - 2026 - Black
JBLAmp up the energy with JBL Legendary SoundFeel 200 max watts of power from a pair of 5.25" woofers that bring thumping bass while two silk dome twe...
View full detailsJBL - PartyBox 720 Portable Party Speaker - 2025 - Black
JBLSuperior JBL Pro SoundWe’re cranking out 800 watts of JBL Pro Sound—loud clean and full of deep bass from those two massive 9 woofers. The tweeters...
View full detailsJBL - 2.0 Channel All-in-One Soundbar (MK2) - Black
JBLDeep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...
View full detailsJBL - PartyLight Beam bluetooth projection party light - 2024 - Black
JBLTake your party to the next levelThe JBL PartyLight Beam syncs automatically with JBL PartyBox lightshow or your music turning your party into an a...
View full detailsJBL - Cinema Soundbar 570 3.1-channel soundbar - Black
JBLDedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...
View full detailsJBL - PartyBox On-the-Go 2 Plus - 2026 - Black
JBLInstant karaoke with EasySing AI vocal removalWith EasySing built into the JBL PartyBox On-The-Go 2 Plus we can strip the lead vocals from any song...
View full detailsJBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker -Espresso
JBLDual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...
View full detailsPARTYBOX OTG2PL WIRE
JBLPARTYBOX OTG2PL WIRELESS SPEAKER
JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black
JBLPowerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...
View full detailsJBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.