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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

MSI - G275L E14 27" LCD FHD 144Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Metallic Black

MSI
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Visualize your victory with MSI G275L E14 esports gaming monitor. Equipped with a 144hz Refresh rate 1ms response time IPS panel G275L E14 will giv...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

MSI - Crosshair A16 HX 16" 2.5K QHD+ 240Hz Gaming Laptop - AMD R9 8940HX - RTX 5060 - 16GB Memory - 1TB Storage - Cosmo Gray

MSI
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

Claw A8 BZ2EM 8" 120Hz FHD+ 1200P Gaming Handheld - Ryzen Z2 Extreme - AMD Radeon Graphic - 24GB - 1TBSSD - Windows

MSI
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

MSI - Cubi NUC 1MG Mini Desktop - Intel Core 3-100U 2024 - 16GB Memory - Intel Graphics - 500GB Storage - Black

MSI
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.Intel Core 3-100U processorPower through your day with the ...

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Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 2TB Storage - Black

MSI
Original price $2,404.99 - Original price $2,404.99
Original price
$2,404.99
$2,404.99 - $2,404.99
Current price $2,404.99

Intel Ultra 7 265 processorThe Intel Ultra 7 265 processor offers enhanced multi-threaded performance providing a seamless multitasking experience ...

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Original price $2,404.99 - Original price $2,404.99
Original price
$2,404.99
$2,404.99 - $2,404.99
Current price $2,404.99

MSI - Codex R2 Gaming Desktop - Intel i5-14400F 2024 - 16GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Black

MSI
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresIntel Core i5-14400FThe Intel Core i5-14400F delivers fast r...

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Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Black

MSI
Original price $2,970.99 - Original price $2,970.99
Original price
$2,970.99
$2,970.99 - $2,970.99
Current price $2,970.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

View full details
Original price $2,970.99 - Original price $2,970.99
Original price
$2,970.99
$2,970.99 - $2,970.99
Current price $2,970.99

MSI - THIN A15 15.6" 144Hz FHD Gaming Laptop - AMD R5-7535HS - GeForce RTX 4050 - 8GB Memory - 512GBSSD - Black

MSI
Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ WUXGA Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti -16GB Memory - 1TB SSD - Cosmo Gray

MSI
Original price $1,942.99 - Original price $1,942.99
Original price
$1,942.99
$1,942.99 - $1,942.99
Current price $1,942.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

View full details
Original price $1,942.99 - Original price $1,942.99
Original price
$1,942.99
$1,942.99 - $1,942.99
Current price $1,942.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory- 1TB SSD - Cosmo Gray

MSI
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

View full details
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

MSI - MAG A850GL PCIE5 850W Full Modular ATX 3.1 Ready 80 Plus Gold Power Supply - Black

MSI
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

ULTRA 7 265/32GB/RTX

MSI
Original price $2,442.99 - Original price $2,442.99
Original price
$2,442.99
$2,442.99 - $2,442.99
Current price $2,442.99

ULTRA 7 265/32GB/RTX 5060TI/2TBSSD

Original price $2,442.99 - Original price $2,442.99
Original price
$2,442.99
$2,442.99 - $2,442.99
Current price $2,442.99

MSI - NVIDIA GeForce RTX 5070 12G GAMING TRIO OC 12GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI
Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5070 graphics processing unit (GPU) with boost clock12gb Gddr712gb gdd...

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Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Claw 8 AI+ A2VM 8" 120Hz FHD 1200P Gaming Handheld- Intel Core Ultra 7-258V - Intel Arc - 32GB - 1TB SSD Console - Windows

MSI
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

MSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI
Original price $1,811.99 - Original price $1,811.99
Original price
$1,811.99
$1,811.99 - $1,811.99
Current price $1,811.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...

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Original price $1,811.99 - Original price $1,811.99
Original price
$1,811.99
$1,811.99 - $1,811.99
Current price $1,811.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI
Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

View full details
Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti - 16GB Memory - 1TBSSD - Cosmo Gray

MSI
Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI
Original price $2,645.99 - Original price $2,645.99
Original price
$2,645.99
$2,645.99 - $2,645.99
Current price $2,645.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,645.99 - Original price $2,645.99
Original price
$2,645.99
$2,645.99 - $2,645.99
Current price $2,645.99

MSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

MSI
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

MSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black

MSI
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

MSI - NVIDIA RTX 3050 GAMING X 6G - 6GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

MSI
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

MSI - MAG X870E TOMAHAWK WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

MSI - MAG A850GL PCIE5 850W ATX 3.1 PCIe 5.1 Ready Full Modular 80 Plus Gold Gaming Power Supply - Black

MSI
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

View full details
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

MSI
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

View full details
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

MSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI
Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.