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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $456.99 - Original price $456.99
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Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $324.99 - Original price $324.99
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Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $324.99 - Original price $324.99
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Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $303.99 - Original price $303.99
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Original price $307.99 - Original price $307.99
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Samsung - Galaxy Chromebook Go - 14" LED Laptop - Intel Celeron- 4GB Memory - 128GB Storage - Silver

Samsung

Slim. Lightweight. Ready to go.Backpack meet your new best friend. With its all-new slim design Galaxy Chromebook Go is our lightest Chromebook yet...

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Samsung - T9 Portable SSD 2TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $254.99 - Original price $254.99
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Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

Samsung

Built-In SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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Original price $497.99 - Original price $497.99
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Samsung - 9100 PRO 4TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $497.99 - Original price $497.99
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Original price $218.99 - Original price $218.99
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Samsung - 9100 PRO 1TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $520.99 - Original price $520.99
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Samsung - 9100 PRO 4TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $520.99 - Original price $520.99
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Original price $314.99 - Original price $314.99
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Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $738.99 - Original price $738.99
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Samsung - T5 EVO Portable SSD 8TB Up to 460MB/s USB 3.2 Gen 1 Ideal use for Gamers Creators - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Samsung - 990 PRO 4TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Blazing speed. Cool victory.Consider this a cheat code. Our Samsung 990 PRO Gen4 with Heatsink SSD helps you reach near max performance with light...

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Original price $1,529.99 - Original price $1,529.99
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Samsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,529.99 - Original price $1,529.99
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Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,866.99 - Original price $1,866.99
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Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,978.99 - Original price $1,978.99
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Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $589.99 - Original price $589.99
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Samsung - 27" Odyssey G7 (G70D) 4K UHD IPS AMD FreeSync Premium Pro and G-Sync Compatible Smart Gaming Monitor with HDR400 - Black

Samsung

4K UHD4K UHD resolution elevates your gaming with crystal-clear visuals that shine brighter making worlds feel more real with incredible detail.Fas...

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Samsung UN65DU8000F DU8000 Series - 65" Class (64.5" viewable) LED-backlit LCD TV - Crystal UHD - 4K

Samsung

AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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Original price $3,323.99 - Original price $3,323.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $3,323.99 - Original price $3,323.99
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Original price $589.99 - Original price $589.99
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Samsung - Odyssey Neo G7 43" Mini 4K UHD 1ms AMD FreeSync Premium Pro Smart Gaming Monitor with HDR600 - Black

Samsung

Quantum Matrix TechnologyAn unrivaled visual experience. Revolutionary Quantum Matrix Technology with Quantum Mini LEDs create controlled brightnes...

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Original price $589.99 - Original price $589.99
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Original price $2,686.99 - Original price $2,686.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,686.99 - Original price $2,686.99
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Original price $753.99 - Original price $753.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $753.99 - Original price $753.99
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Original price $226.99 - Original price $226.99
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Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $226.99 - Original price $226.99
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Original price $248.99 - Original price $248.99
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Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Purple

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

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Original price $248.99 - Original price $248.99
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Original price $391.99 - Original price $391.99
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Samsung - 990 EVO PLUS SSD 4TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $391.99 - Original price $391.99
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Original price $1,428.99 - Original price $1,428.99
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Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.8Ghz- 16GB Memory- 1TB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,428.99 - Original price $1,428.99
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Samsung - 75 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $1,312.99 - Original price $1,312.99
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Original price $190.99 - Original price $190.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $190.99 - Original price $190.99
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$190.99
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Original price $248.99 - Original price $248.99
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Current price $248.99

Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $248.99 - Original price $248.99
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$248.99
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Original price $1,244.99 - Original price $1,244.99
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Samsung - 65 Class Q80D Series QLED 4K Smart Tizen TV (2024)

Samsung

Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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Original price $1,244.99 - Original price $1,244.99
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Original price $416.99 - Original price $416.99
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Current price $416.99

Samsung - 27 Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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Original price $416.99 - Original price $416.99
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Original price $368.99 - Original price $368.99
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Samsung - Odyssey G51C 32" QHD FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts incredibly ...

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Original price $368.99 - Original price $368.99
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$368.99
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Current price $368.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Samsung - 32" Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

View full details
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $704.99 - Original price $704.99
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Current price $704.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $704.99 - Original price $704.99
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Original price $254.99 - Original price $254.99
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Current price $254.99

Samsung - 32" Odyssey G51F QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD (2560x1440)Step into a game world that's more vivid and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD...

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Original price $254.99 - Original price $254.99
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Current price $254.99
Original price $72.99 - Original price $72.99
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Current price $72.99

Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Blue

Samsung

Train harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...

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Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.