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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung
Original price $2,513.99 - Original price $2,513.99
Original price
$2,513.99
$2,513.99 - $2,513.99
Current price $2,513.99

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,513.99 - Original price $2,513.99
Original price
$2,513.99
$2,513.99 - $2,513.99
Current price $2,513.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Samsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White

Samsung
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Sleep tight with a fit that’s just rightDesigned with sleep in mind the Fabric Band provides gentle and reliable support for a restful night. Stay ...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Samsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite

Samsung
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Step out in styleThis band easily transitions from workouts to daily wear bringing effortless versatility confidence and comfort to your everyday l...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Samsung - Marine Band for Galaxy Watch Ultra - Blue

Samsung
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Lite Gray

Samsung
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Samsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver

Samsung
Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

Smart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...

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Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

Samsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)

Samsung
Original price $432.99 - Original price $432.99
Original price
$432.99
$432.99 - $432.99
Current price $432.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $432.99 - Original price $432.99
Original price
$432.99
$432.99 - $432.99
Current price $432.99

Samsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 1TB - Wi-Fi -with S-Pen - Gray

Samsung
Original price $1,699.99 - Original price $1,699.99
Original price
$1,699.99
$1,699.99 - $1,699.99
Current price $1,699.99

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,699.99 - Original price $1,699.99
Original price
$1,699.99
$1,699.99 - $1,699.99
Current price $1,699.99

Samsung - BEFX-H Series 2025 Business Pro 4k UHD LED TV 43" Class

Samsung
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Remote ManagementSamsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-realistic...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Samsung - BEFX-H Series Business Pro TV 65"

Samsung
Original price $942.99 - Original price $942.99
Original price
$942.99
$942.99 - $942.99
Current price $942.99

Samsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-realistic imagesBetter Con...

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Original price $942.99 - Original price $942.99
Original price
$942.99
$942.99 - $942.99
Current price $942.99

85 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

View full details
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Samsung - Galaxy Tab S11 - 11" 256GB - Wi-Fi -with S-Pen - Gray

Samsung
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

View full details
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Samsung - Odyssey G30D 27" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Samsung - 49" Odyssey 1000R Curved Dual QHD 240Hz 1ms FreeSync Gaming Monitor with HDR1000 (HDMI x2 DP USB) - Black

Samsung
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

View full details
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Samsung - 65 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99

Samsung - 55 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Samsung - 65 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Samsung - 43 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

SAMSUNG Q-series ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

View full details
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Samsung - 43 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Samsung - 32 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Samsung - 32" Class H5000F Series LED Full HD Smart Tizen TV (2025)

Samsung
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

HDRGet expanded contrast between the lightest and darkest parts of a scene so you can enjoy a wide spectrum of colors enhanced detail and depth. Se...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Samsung - 65 Class QN8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,193.99 - Original price $1,193.99
Original price
$1,193.99
$1,193.99 - $1,193.99
Current price $1,193.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $1,193.99 - Original price $1,193.99
Original price
$1,193.99
$1,193.99 - $1,193.99
Current price $1,193.99

Samsung - 65 Class QN7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $706.99 - Original price $706.99
Original price
$706.99
$706.99 - $706.99
Current price $706.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $706.99 - Original price $706.99
Original price
$706.99
$706.99 - $706.99
Current price $706.99

Samsung - 32 Class QN8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Samsung - 65 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

View full details
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Samsung - 58 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

View full details
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

View full details
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Samsung - Galaxy Tab S10 FE - 10.9" 256GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

View full details
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.