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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $664.99 - Original price $664.99
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Current price $664.99

Dell - Inspiron - Copilot+ PC - 14" 2K Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 512GB Storage - Titan Grey

Dell

Built For Fast-Paced LifestylesOn-device AI powered by Snapdragon X Plus gives you responsive performance and power efficiency.Ultimate MobilityThi...

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Original price $664.99 - Original price $664.99
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Original price $1,423.99 - Original price $1,423.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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ASUS - Zenbook S 14 14" 3K OLED Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Zumaia Gray

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,422.99 - Original price $1,422.99
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Original price $1,183.99 - Original price $1,183.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,183.99 - Original price $1,183.99
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Original price $1,792.99 - Original price $1,792.99
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CyberPowerPC - Gaming Desktop - Intel Core i9-14900F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,792.99 - Original price $1,792.99
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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $1,067.99 - Original price $1,067.99
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Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

Sony

ULT Button for Enhanced BassPress the ULT button to boost your bass delivering deeper and more powerful sound for a richer audio experience.360 Par...

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Original price $1,067.99 - Original price $1,067.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

GoPro - MAX 360 Action Camera - Black

GoPro

Ultra versatile 360 videoBy capturing 5.6K30 spherical video MAX gives you the freedom to stay in the moment and still get amazing footage. There’...

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Original price $359.99 - Original price $359.99
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Current price $359.99
Original price $2,102.99 - Original price $2,102.99
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Current price $2,102.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 7800X3D - AMD Radeon RX 9070 XT 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $2,102.99 - Original price $2,102.99
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$2,102.99
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Current price $2,102.99
Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Original price $626.99 - Original price $626.99
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Current price $626.99

Samsung - Galaxy Tab S10 FE+ - 13.1" 128GB - Wi-Fi - with S-Pen - Blue

Samsung

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

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Original price $626.99 - Original price $626.99
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$626.99
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Original price $313.99 - Original price $313.99
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Roku - 50" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 50" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $313.99 - Original price $313.99
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Current price $313.99
Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

TP-Link - Archer BE5000 Dual-Band Wi-Fi 7 Router - Black

TP Link

5 Gbps Lightning-Fast SpeedsEnjoy incredible Wi-Fi speeds of up to 5 Gbps — with speeds reaching 4324 Mbps on the 5 GHz band and 688 Mbps on the 2....

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Original price $158.99 - Original price $158.99
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Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99
Original price $77.99 - Original price $77.99
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Elden Ring Nightreign Deluxe Edition - Xbox Series X

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $77.99 - Original price $77.99
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Original price $69.99 - Original price $69.99
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Elden Ring Nightreign Deluxe Edition - PlayStation 5

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $69.99 - Original price $69.99
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Original price $182.99 - Original price $182.99
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Razer - BlackWidow V4 X Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Minecraft Edition

Razer

Creepin' it RealTruly live the block life with Razer’s officially licensed gaming keyboard for Minecraft.Razer Green Mechanical SwitchesWith a 1.9m...

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Original price $182.99 - Original price $182.99
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Original price $1,867.99 - Original price $1,867.99
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ASUS - TUF Gaming A16 16" FHD+ 165Hz Gaming Laptop - AMD Ryzen 9 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Jaegar Gray

ASUS

Windows 11 Home operating systemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,867.99 - Original price $1,867.99
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Original price $1,180.99 - Original price $1,180.99
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Current price $1,180.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" Full HD LCD Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,180.99 - Original price $1,180.99
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Original price $2,072.99 - Original price $2,072.99
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Current price $2,072.99

Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 32GB Memory - NVIDIA RTX Geforce 5070 - 2TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $2,072.99 - Original price $2,072.99
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Current price $2,072.99
Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

Best Buy essentials - 12' 2-Slot Non-Polarized Power Cord - Black

Best Buy essentials

Compatible with select devicesWorks with select computers monitors external power bricks gaming consoles and other electronics that require a C7 co...

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Original price $25.99 - Original price $25.99
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$25.99
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Original price $300.99 - Original price $300.99
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$300.99
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Current price $300.99

AOC - 27" Q27G40XMN Mini-LED QHD 180hz Gaming Monitor - Black

AOC

Mini-LED panel technologyExperience clarity vibrant colors and richer contrast with Mini-LED technology.Quad HD ResolutionExperience stunning clari...

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Original price $300.99 - Original price $300.99
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$300.99
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Current price $300.99
Original price $942.99 - Original price $942.99
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TCL - 55" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $942.99 - Original price $942.99
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$942.99
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Original price $1,012.99 - Original price $1,012.99
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Current price $1,012.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 340 - 16GB Memory - 512GB SSD - Seashell

Lenovo

Windows 11 Home OSYour time is valuable. So don’t waste it doing things the hard way. Windows 11 brings a fresh experience with new ways to get thi...

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Original price $1,012.99 - Original price $1,012.99
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Original price $511.99 - Original price $511.99
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Current price $511.99

Lenovo - IdeaPad 1 15.6" Full HD Touchscreen Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $511.99 - Original price $511.99
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$511.99
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Current price $511.99
Original price $1,082.99 - Original price $1,082.99
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Current price $1,082.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,082.99 - Original price $1,082.99
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$1,082.99
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Current price $1,082.99
Original price $1,802.99 - Original price $1,802.99
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Current price $1,802.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,802.99 - Original price $1,802.99
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$1,802.99
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Original price $2,906.99 - Original price $2,906.99
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Current price $2,906.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA RTX 5070 Ti 12GB - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,906.99 - Original price $2,906.99
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$2,906.99
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Original price $1,699.99 - Original price $1,699.99
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$1,699.99
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Current price $1,699.99

ASUS - TUF Gaming F16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Jaeger Gray

ASUS

Windows 11 Home Operating SystemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,699.99 - Original price $1,699.99
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$1,699.99
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Current price $1,699.99
Original price $1,489.99 - Original price $1,489.99
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Current price $1,489.99

ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 270 - 16GB LPDDR5X - GeForce RTX 5060 - 1TB SSD - Platinum White

ASUS

Make Gaming and Creating Easier with Windows 11 HomeGame create and maximize your productivity—Windows 11 Home is the one place for it all. With ad...

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Original price $1,489.99 - Original price $1,489.99
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$1,489.99
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Current price $1,489.99
Original price $689.99 - Original price $689.99
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$689.99
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Current price $689.99

LG - UltraGear 27" IPS Dual Mode (4K UHD 240Hz or FHD 480Hz) 1ms G-Sync Gaming Monitor with DisplayHDR 600 (DisplayPort 2.1) - Black

LG

Next-Level Gaming With 4K UHD Nano IPS BlackUnleash next-gen gaming with the UltraGear's first Nano IPS Black monitor. Play in razor-sharp 4K UHD ...

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Original price $689.99 - Original price $689.99
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$689.99
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Current price $689.99
Original price $1,532.99 - Original price $1,532.99
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Current price $1,532.99

LG - UltraGear 32" OLED Dual Mode (4K UHD 240Hz FHD 480Hz) 0.03ms G-SYNC Compatible AMD FreeSync Premium Pro Gaming Monitor - Black

LG

Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED is a VESA Certified Dual Mode gaming monitor. This innovation allows gamers to experience ...

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Original price $1,532.99 - Original price $1,532.99
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Original price $1,780.99 - Original price $1,780.99
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Current price $1,780.99

Dell - Plus - Copilot+ PC - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Midnight Blue

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

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Original price $1,780.99 - Original price $1,780.99
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$1,780.99
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Current price $1,780.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

PowerA - Advantage Plus Wired Controller for Xbox Series XS - Night Blossom

Power A

Quick-Twist Thumbsticks Easily adjust the height for each thumbstick in the middle of a game with a simple twist no need to swap out parts. 3 Heig...

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Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $3,439.99 - Original price $3,439.99
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Current price $3,439.99

Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285K 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB Storage - Black

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $3,439.99 - Original price $3,439.99
Original price
$3,439.99
$3,439.99 - $3,439.99
Current price $3,439.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.