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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Roku - 32" Class Select Series HD (720p) LED Smart RokuTV (2026)

Roku
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Roku - 43" Class Select Series 4K LED Smart RokuTV (2026)

Roku
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

View full details
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Acer - KA272 P6bi 27 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black

Acer
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

HP
Original price $1,682.99 - Original price $1,682.99
Original price
$1,682.99
$1,682.99 - $1,682.99
Current price $1,682.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $1,682.99 - Original price $1,682.99
Original price
$1,682.99
$1,682.99 - $1,682.99
Current price $1,682.99

Samsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

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Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

Hisense - 100" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

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Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

Hisense - 85" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

View full details
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

HP - OmniBook X Flip 2-in-1 - 16" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,317.99 - Original price $1,317.99
Original price
$1,317.99
$1,317.99 - $1,317.99
Current price $1,317.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,317.99 - Original price $1,317.99
Original price
$1,317.99
$1,317.99 - $1,317.99
Current price $1,317.99

TCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

HP - OmniDesk Slim Desktop - Intel Core i5-14400 - 8GB DDR5 Memory - 512GB SSD - Meteor Silver

HP
Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

Intel Core i5-14400 processorThe performance you need to connect learn and play. Intel Core performance and graphics help you navigate and collabor...

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Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

HP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $776.99 - Original price $776.99
Original price
$776.99
$776.99 - $776.99
Current price $776.99

Intel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...

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Original price $776.99 - Original price $776.99
Original price
$776.99
$776.99 - $776.99
Current price $776.99

Sony - BRAVIA Theater Bar 7 with 9 speakers Dolby Atmos/DTSX compatible - Black

Sony
Original price $1,014.99 - Original price $1,014.99
Original price
$1,014.99
$1,014.99 - $1,014.99
Current price $1,014.99

Ultimate surround sound with 360 Spatial Sound MappingExperience the ultimate in home surround sound with technology that creates 5 phantom speaker...

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Original price $1,014.99 - Original price $1,014.99
Original price
$1,014.99
$1,014.99 - $1,014.99
Current price $1,014.99

Hisense - 75" Class UR8 Series RGB MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,973.99 - Original price $1,973.99
Original price
$1,973.99
$1,973.99 - $1,973.99
Current price $1,973.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

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Original price $1,973.99 - Original price $1,973.99
Original price
$1,973.99
$1,973.99 - $1,973.99
Current price $1,973.99

Sony - 85" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)

Sony
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

Big screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...

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Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

LG - 43" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Lexar - PLAY PRO microSD Express Card 512 GB

Lexar
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Revolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

iBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black

iBuyPower
Original price $1,479.99 - Original price $1,479.99
Original price
$1,479.99
$1,479.99 - $1,479.99
Current price $1,479.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,479.99 - Original price $1,479.99
Original price
$1,479.99
$1,479.99 - $1,479.99
Current price $1,479.99

TCL - 75" Class QM8L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

SteelSeries - QcK Heavy Gaming Mouse Pad Large - Magenta

Steel Series
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Legendary Micro-woven ClothAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Hisense - 75" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $1,088.99 - Original price $1,088.99
Original price
$1,088.99
$1,088.99 - $1,088.99
Current price $1,088.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $1,088.99 - Original price $1,088.99
Original price
$1,088.99
$1,088.99 - $1,088.99
Current price $1,088.99

MSI - Crosshair A16 HX 16" 2.5K QHD+ 240Hz Gaming Laptop - AMD R9 8940HX - RTX 5060 - 16GB Memory - 1TB Storage - Cosmo Gray

MSI
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

HyperX - OMEN MAX 16" 2K OLED Gaming Laptop - Intel Core Ultra 9 (2026) - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HyperX
Original price $4,130.99 - Original price $4,130.99
Original price
$4,130.99
$4,130.99 - $4,130.99
Current price $4,130.99

Intel Core Ultra 9 290HX Plus processorLevel up your HP gaming laptop with advanced performance enhanced AI and an Intel Core Ultra 9 290HX proces...

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Original price $4,130.99 - Original price $4,130.99
Original price
$4,130.99
$4,130.99 - $4,130.99
Current price $4,130.99

TP-Link - Archer BE9500 Tri-Band Wi-Fi 7 Router plus 1 Year of HomeShield Premium Service - Black

TP Link
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Maximized CoverageWith 6 optimally positioned antennas and Beamforming technology Wi-Fi signals will be automatically boosted and concentrated to r...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

TCL - 85" Class QM8L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $3,198.99 - Original price $3,198.99
Original price
$3,198.99
$3,198.99 - $3,198.99
Current price $3,198.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $3,198.99 - Original price $3,198.99
Original price
$3,198.99
$3,198.99 - $3,198.99
Current price $3,198.99

Sony - 50" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)

Sony
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Movies included with your TV in premium picture qualityAccess SONY PICTURES CORE with Pure Stream and the largest IMAX Enhanced collection included...

View full details
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Hisense - 65" Class UR9 RGB MiniLED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $2,048.99 - Original price $2,048.99
Original price
$2,048.99
$2,048.99 - $2,048.99
Current price $2,048.99

RGB MiniLEDIndependent red green and blue Mini-LED light sources generate color directly rather than filtering white backlight. This dramatically i...

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Original price $2,048.99 - Original price $2,048.99
Original price
$2,048.99
$2,048.99 - $2,048.99
Current price $2,048.99

Samsung - 32" Odyssey G5 (G50F) QHD Fast IPS 180Hz 1ms G-Sync FreeSync Compatible Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

QHDStep into a game world that's more vibrant and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD resolutio...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Samsung - 70 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)

Samsung
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

View full details
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Samsung - 55 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $932.99 - Original price $932.99
Original price
$932.99
$932.99 - $932.99
Current price $932.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $932.99 - Original price $932.99
Original price
$932.99
$932.99 - $932.99
Current price $932.99

ASUS - RT-BE59 BE5000 Dual-Band Wi-Fi 7 Router - Black

ASUS
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Ultra-Fast Wi-Fi 7Dual-band Wi-Fi 7 speeds up to 5000 Mbps with MLO and 4K-QAMIntelligent Whole-Home AiMeshAI-powered Smart AiMesh boosts coverage ...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

ASUS - Zenbook S14 14" OLED 3K Touchscreen - Intel Core Ultra 9 Processor 2026 - 32GB RAM - 1TB SSD - Copilot+ PC - Scandinavian White

ASUS
Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

Copilot+ PC on Windows 11 HomeCopilot+ PC on Windows 11 Home brings you smarter search quick summaries and seamless task assistance—right when you ...

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Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

Samsung - 50 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)

Samsung
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Samsung - 27" Odyssey G4 (G40H) Fast IPS FHD 300Hz 1ms AMD FreeSync Prem Gaming Monitor with HDR 10 (DisplayPort HDMI) - Black

Samsung
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Fast IPSEnjoy realistic game scenes on the Odyssey G4 with Fast IPS panel. The 178 wide viewing angle accurately delivers clear crisp hues that rem...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5060 Ti 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Gray

CyberPowerPC
Original price $1,833.99 - Original price $1,833.99
Original price
$1,833.99
$1,833.99 - $1,833.99
Current price $1,833.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,833.99 - Original price $1,833.99
Original price
$1,833.99
$1,833.99 - $1,833.99
Current price $1,833.99

Lexar - PLAY PRO microSD Express Card 256 GB

Lexar
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Revolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.