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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Hisense - 100" Class U8 Series MiniLED QLED UHD 4K HDR Smart Google TV (2025)

HISENSE
Original price $3,147.99 - Original price $3,147.99
Original price
$3,147.99
$3,147.99 - $3,147.99
Current price $3,147.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

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Original price $3,147.99 - Original price $3,147.99
Original price
$3,147.99
$3,147.99 - $3,147.99
Current price $3,147.99

GIGABYTE - NVIDIA GeForce RTX 5070 Ti GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $1,249.99 - Original price $1,249.99
Original price
$1,249.99
$1,249.99 - $1,249.99
Current price $1,249.99

Graphics Processing Unit (Gpu)/Clock Speedpowered by the nvidia geforce rtx 5070 ti graphics processing unit (gpu)Video Memory16gb gddr7Interface C...

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Original price $1,249.99 - Original price $1,249.99
Original price
$1,249.99
$1,249.99 - $1,249.99
Current price $1,249.99

Hisense - 55" Class QD7 Series MiniLED QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $498.99 - Original price $498.99
Original price
$498.99
$498.99 - $498.99
Current price $498.99

MiniLED Up to 600 nits Peak brightnessSee more contrast on the field and off. Lots of tiny LEDs make a major difference when it comes to the realis...

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Original price $498.99 - Original price $498.99
Original price
$498.99
$498.99 - $498.99
Current price $498.99

Cync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color

GE
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ WUXGA Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti -16GB Memory - 1TB SSD - Cosmo Gray

MSI
Original price $1,942.99 - Original price $1,942.99
Original price
$1,942.99
$1,942.99 - $1,942.99
Current price $1,942.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

View full details
Original price $1,942.99 - Original price $1,942.99
Original price
$1,942.99
$1,942.99 - $1,942.99
Current price $1,942.99

SCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - Steel Gray

SCUF
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Hisense - 100" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $2,081.99 - Original price $2,081.99
Original price
$2,081.99
$2,081.99 - $2,081.99
Current price $2,081.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...

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Original price $2,081.99 - Original price $2,081.99
Original price
$2,081.99
$2,081.99 - $2,081.99
Current price $2,081.99

Dell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Copilot+ PC - Ice Blue

Dell
Original price $1,335.99 - Original price $1,335.99
Original price
$1,335.99
$1,335.99 - $1,335.99
Current price $1,335.99

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $1,335.99 - Original price $1,335.99
Original price
$1,335.99
$1,335.99 - $1,335.99
Current price $1,335.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory- 1TB SSD - Cosmo Gray

MSI
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

View full details
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

Hisense - 85" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
$1,011.99 - $1,011.99
Current price $1,011.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...

View full details
Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
$1,011.99 - $1,011.99
Current price $1,011.99

GIGABYTE - NVIDIA GeForce RTX 5080 GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $1,703.99 - Original price $1,703.99
Original price
$1,703.99
$1,703.99 - $1,703.99
Current price $1,703.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...

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Original price $1,703.99 - Original price $1,703.99
Original price
$1,703.99
$1,703.99 - $1,703.99
Current price $1,703.99

Razer - Kraken V4 X Wired Gaming Headset for PC Mac PS5 Nintendo Switch Steam Deck Mobile and Tablet - Minecraft Edition

Razer
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Creepin' it RealTruly live the block life with Razer’s officially licensed gaming headset for Minecraft.Razer TriForce 40 mm Drivers for powerful l...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

ASUS - ROG STRIX X870E-H (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 BE Motherboard - Black

ASUS
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Vivitar - Dual Screen Waterproof Camera with 16x Digital Zoom and HD Video Recording - Yellow

Vivitar
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

20 Megapixel PhotosCapture sharp and vibrant 20MP photos perfect for high-resolution prints and stunning detail in every shot.Waterproof Body (3m /...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

ASUS - ROG Rapture GT-BE19000AI Tri-Band Wi-Fi 7 Gaming Router - White

ASUS
Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Beyond-FastWi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity and throughput up to...

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Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Neopets - Mega Mini Games Collection - Nintendo Switch

U and I Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Mini games25 mini-games selected from existing Neopets games + one (26th) completely new mini-game Starlight SymphonyUpgradesAll games are adapted ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

CORSAIR - Scimitar Elite Wireless SE MOBA/MMO Gaming Mouse with 16 Programmable Buttons - Wireless - Gun Metal Black

Corsair
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Phenomenally Precise 33k DPI MARKSMAN SHit headshots scan the entire map ping teammates all with amazing accuracy thanks to the MARKSMAN S 33k DPI ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Turtle Beach - Recon 70 Wired Gaming Headset for Nintendo Switch Nintendo Switch 2 - White

Turtle Beach
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Officially Licensed Nintendo ProductOfficially licensed by Nintendo for Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED Model. This...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

HP OMEN - League of Legends Limited Edition 16" 2K Gami

HP
Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

Snaptain - S5C Ultra 1080p Camera Drone with Remote Controller - Gray

Snaptain
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Lightweight and compactS5C Ultra weighs under 190 g. No Need FAA/Remote ID¿Includes a storage bag for convenient portability.1080 FHD videoReal 108...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Hori - Adventure Pack (Gengar Mimikyu) - Black

Hori
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

AdjustableDual purpose cross-body style bag for Nintendo Switch 2PortableTransport and store system accessoriesCompatibilityAlso compatible with N...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Moza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for Windows (Pedals Wheelbase Wheel) - Black

Moza Racing
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Designed for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

PlayStation 5 Slim Console 1TB - PlayStation 5

Sony Computer Entertainment Am
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Toshiba - 55" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba
Original price $447.99 - Original price $447.99
Original price
$447.99
$447.99 - $447.99
Current price $447.99

REGZA Engine ZRREGZA Engine ZR is Toshiba's revolutionary Engine. With the power of precise analyzing technology it drives the maximum potential of...

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Original price $447.99 - Original price $447.99
Original price
$447.99
$447.99 - $447.99
Current price $447.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Various

PowerA
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

3.5 mm audio jackMappable gaming buttonsDetachable cableDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensedOfficially licensed b...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Logitech - G515 LIGHTSPEED TKL Wireless Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Mechanical Gaming KeyboardG515 LIGHTSPEED TKL mechanical gaming keyboard offers slim profile and tenkeyless design with tri-mode connectivity via L...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Collective Minds - Strike Pack Dominator 2 Back Paddle adapter for standard Series X S and Xbox One Controllers - White

Collective Minds
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

On the Fly Remappable PaddlesOn the fly paddle remapping allows you to assign any button on your controller to either one of the two paddles; This ...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Alienware - Pro Optical Ambidextrous Gaming Mouse for PC with 6 Programmable Buttons - Wireless - Lunar Light

Alienware
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

MONOPOLY 2024 Edition - Nintendo Switch OLED Model Nintendo Switch Nintendo Switch Lite

Ubisoft
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

A Family Game Night StapleDesigned to bring together families friends and neighbors MONOPOLY is perfect for game nights Play with up to six players...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

eero - PoE 6 AX3000 Dual-Band Ceiling/Wall-Mountable Access Point - White

Eero
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Mountable PoE Wi-Fi 6 access pointeero PoE 6 utilizes Power over Ethernet eliminating the need for a separate power supply. Easily mount to ceiling...

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Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Logitech - G515 LIGHTSPEED TKL Wireless Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - White

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Mechanical Gaming KeyboardG515 LIGHTSPEED TKL mechanical gaming keyboard offers slim profile and tenkeyless design with tri-mode connectivity via L...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Glorious - GMMK 3 HE 75 Wired Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Black

Glorious
Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

Hall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more8000 Hz Polling R...

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Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

Acer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H - 16GB Memory - 1TB Storage - Basalt Gray

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 7 445 - 16GB Memory 1TB Storage - Obsidian Black

Acer
Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

AI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

PNY - GeForce RTX 5060 Overclocked 8GB GDDR7 PCI Express 5.0 Graphics Card with Dual Fan - Black

PNY
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

NVIDIA DLSS 4DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS reduce latency and improve image quality.NVID...

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Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.