Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99

Moza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for PC - Black

Moza Racing

Designed for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...

View full details
Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

NEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Frost

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

View full details
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

View full details
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $2,675.99 - Original price $2,675.99
Original price
$2,675.99
$2,675.99 - $2,675.99
Current price $2,675.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,675.99 - Original price $2,675.99
Original price
$2,675.99
$2,675.99 - $2,675.99
Current price $2,675.99
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Razer - Basilisk V3 Pro 35K Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Phantom White

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

View full details
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99
Original price $1,021.99 - Original price $1,021.99
Original price
$1,021.99
$1,021.99 - $1,021.99
Current price $1,021.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7700 16GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,021.99 - Original price $1,021.99
Original price
$1,021.99
$1,021.99 - $1,021.99
Current price $1,021.99
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

NEXT - Mouse Shell 2-Pack for Nintendo Switch 2 - Black

NEXT

Mouse-Style Precision GamingTransforms your Joy-Con2 into a precise mouse-like controller. Experience enhanced accuracy and refined control - ideal...

View full details
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99
Original price $2,498.99 - Original price $2,498.99
Original price
$2,498.99
$2,498.99 - $2,498.99
Current price $2,498.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

View full details
Original price $2,498.99 - Original price $2,498.99
Original price
$2,498.99
$2,498.99 - $2,498.99
Current price $2,498.99
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Amazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black

AMAZON

Do what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...

View full details
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

HyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black

HyperX

Copious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...

View full details
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99
Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

LG - UltraGear 27" IPS Dual Mode (4K UHD 180Hz FHD 360Hz) 1ms NVIDIA G-SYNC AMD Freesync Gaming Monitor (HDMI DP USB-C) - Black

LG

27 4K Gaming—Speed Meets ClarityUltraGear's 27-inch 4K UHD gaming monitor delivers stunning native resolution with incredible clarity. With Dual Mo...

View full details
Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PowerA Wireless Controller for Nintendo Switch - Mario Joy - Mario Joy

PowerA

Expanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...

View full details
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario and Friends

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

View full details
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99
Original price $2,107.99 - Original price $2,107.99
Original price
$2,107.99
$2,107.99 - $2,107.99
Current price $2,107.99

Dell - XPS 13 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 32GB Memory 1TB SSD - Graphite

Dell

Modern sleek interiorPart of the iconic design is around the innovative interiors that are easy-to-use comfortable and streamlined. They simplify t...

View full details
Original price $2,107.99 - Original price $2,107.99
Original price
$2,107.99
$2,107.99 - $2,107.99
Current price $2,107.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Samsung - Galaxy Watch Ultra Trail Band - White Sand

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

View full details
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99
Original price $1,148.99 - Original price $1,148.99
Original price
$1,148.99
$1,148.99 - $1,148.99
Current price $1,148.99

ASUS - ProArt PZ13 13" OLED 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

View full details
Original price $1,148.99 - Original price $1,148.99
Original price
$1,148.99
$1,148.99 - $1,148.99
Current price $1,148.99
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

PowerA - 4-Port Hi-Speed USB Hub for Nintendo Switch - Black

PowerA

Expanded portsExpanded Ports Add four USB 2.0 ports to your Nintendo Switch to connect more PowerA Wired Controllers and other compatible accessor...

View full details
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

LG - UltraWide 34" IPS FHD 100Hz 5ms Monitor with VESA DisplayHDR 400 (HDMI DisplayPort) - Black

LG

Widescreen Workflows Made EffortlessUpgrade your desktop setup with a 34" 219 UltraWide Full HD display that lets you see more at once. Enjoy smoot...

View full details
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99
Original price $2,099.99
Original price $2,099.99 - Original price $2,099.99
Original price $2,099.99
Current price $1,849.99
$1,849.99 - $1,849.99
Current price $1,849.99

Sony - 85" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

View full details
Original price $2,099.99
Original price $2,099.99 - Original price $2,099.99
Original price $2,099.99
Current price $1,849.99
$1,849.99 - $1,849.99
Current price $1,849.99
Save 12% Save %
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Snaptain - S5C Elite 1080p Drone with Remote Controller - Black

Snaptain

Easy to useSnaptain S5C Elite drone has a beginner mode. Simply press one button it will take off land or return to your command. Smart voice cont...

View full details
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99
Original price $1,221.99 - Original price $1,221.99
Original price
$1,221.99
$1,221.99 - $1,221.99
Current price $1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,221.99 - Original price $1,221.99
Original price
$1,221.99
$1,221.99 - $1,221.99
Current price $1,221.99
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Razer - Viper V3 Pro Ultra-Lightweight Optical Gaming Mouse with 95 Hour Battery Life - Wireless - White

Razer

55 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...

View full details
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Hori - Split Pad Compact Attachment Set for Nintendo Switch - Eevee Evolutions

Hori

ContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...

View full details
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

View full details
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Pioneer - 50" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Pioneer - 40" Class LED Full HD (1080p) Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

View full details
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

View full details
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

PowerA

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

LG - UltraGear 32" OLED Dual Mode (4K UHD 165Hz FHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with - Black

LG

32" 4K UHD Glossy OLED DisplayExperience ultra-sharp visuals and lifelike color on a stunning 32-inch 4K UHD (3840 x 2160) glossy OLED display. Eve...

View full details
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Roku - 40" Class Select Series Full HD (1080p) LED Smart RokuTV (2025)

Roku

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Camp Snap - Screen Free Digital Camera - Green

Homedics

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

View full details
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mickey Mouse

AMAZON

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

PowerA - Wired Controller for Xbox Series XS - Red

PowerA

Featuring a vibrant deep red designDual Rumble Motors - Take your gaming experience to the next level providing tactile feedback and sensations th...

View full details
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

Samsung - Galaxy Book5 Pro 360 - Copilot+ PC - 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 16GB - 512GB - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.