Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Moza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for PC - Black
Moza RacingDesigned for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...
View full detailsNEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Frost
NEXTCompatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...
View full detailsInsignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black
InsigniaDialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black
Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsRazer - Basilisk V3 Pro 35K Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Phantom White
RazerConfigurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7700 16GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsNEXT - Mouse Shell 2-Pack for Nintendo Switch 2 - Black
NEXTMouse-Style Precision GamingTransforms your Joy-Con2 into a precise mouse-like controller. Experience enhanced accuracy and refined control - ideal...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...
View full detailsAmazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black
AMAZONDo what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...
View full detailsHyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black
HyperXCopious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...
View full detailsLG - UltraGear 27" IPS Dual Mode (4K UHD 180Hz FHD 360Hz) 1ms NVIDIA G-SYNC AMD Freesync Gaming Monitor (HDMI DP USB-C) - Black
LG27 4K Gaming—Speed Meets ClarityUltraGear's 27-inch 4K UHD gaming monitor delivers stunning native resolution with incredible clarity. With Dual Mo...
View full detailsPowerA Wireless Controller for Nintendo Switch - Mario Joy - Mario Joy
PowerAExpanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...
View full detailsPowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario and Friends
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...
View full detailsSamsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black
SamsungPowerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...
View full detailsDell - XPS 13 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 32GB Memory 1TB SSD - Graphite
DellModern sleek interiorPart of the iconic design is around the innovative interiors that are easy-to-use comfortable and streamlined. They simplify t...
View full detailsSamsung - Galaxy Watch Ultra Trail Band - White Sand
SamsungCustomize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...
View full detailsASUS - ProArt PZ13 13" OLED 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black
ASUSIntuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...
View full detailsPowerA - 4-Port Hi-Speed USB Hub for Nintendo Switch - Black
PowerAExpanded portsExpanded Ports Add four USB 2.0 ports to your Nintendo Switch to connect more PowerA Wired Controllers and other compatible accessor...
View full detailsLG - UltraWide 34" IPS FHD 100Hz 5ms Monitor with VESA DisplayHDR 400 (HDMI DisplayPort) - Black
LGWidescreen Workflows Made EffortlessUpgrade your desktop setup with a 34" 219 UltraWide Full HD display that lets you see more at once. Enjoy smoot...
View full detailsSony - 85" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)
SonyIntelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...
View full detailsSnaptain - S5C Elite 1080p Drone with Remote Controller - Black
SnaptainEasy to useSnaptain S5C Elite drone has a beginner mode. Simply press one button it will take off land or return to your command. Smart voice cont...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsRazer - Viper V3 Pro Ultra-Lightweight Optical Gaming Mouse with 95 Hour Battery Life - Wireless - White
Razer55 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...
View full detailsHori - Split Pad Compact Attachment Set for Nintendo Switch - Eevee Evolutions
HoriContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...
View full detailsPowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black
PowerAGhost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...
View full detailsPioneer - 50" Class LED 4K UHD Smart Roku TV
PioneerEndless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...
View full detailsPioneer - 40" Class LED Full HD (1080p) Smart Roku TV
PioneerEndless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...
View full detailsTCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black
TCL2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes
PowerAWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...
View full detailsLG - UltraGear 32" OLED Dual Mode (4K UHD 165Hz FHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with - Black
LG32" 4K UHD Glossy OLED DisplayExperience ultra-sharp visuals and lifelike color on a stunning 32-inch 4K UHD (3840 x 2160) glossy OLED display. Eve...
View full detailsRoku - 40" Class Select Series Full HD (1080p) LED Smart RokuTV (2025)
RokuSeamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...
View full detailsCamp Snap - Screen Free Digital Camera - Green
HomedicsMegapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...
View full detailsAmazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mickey Mouse
AMAZONFully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...
View full detailsPowerA - Wired Controller for Xbox Series XS - Red
PowerAFeaturing a vibrant deep red designDual Rumble Motors - Take your gaming experience to the next level providing tactile feedback and sensations th...
View full detailsSamsung - Galaxy Book5 Pro 360 - Copilot+ PC - 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsLenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 16GB - 512GB - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.