Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Hisense - 100" Class U8 Series MiniLED QLED UHD 4K HDR Smart Google TV (2025)
HISENSEMiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...
View full detailsGIGABYTE - NVIDIA GeForce RTX 5070 Ti GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black
GIGABYTEGraphics Processing Unit (Gpu)/Clock Speedpowered by the nvidia geforce rtx 5070 ti graphics processing unit (gpu)Video Memory16gb gddr7Interface C...
View full detailsHisense - 55" Class QD7 Series MiniLED QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEMiniLED Up to 600 nits Peak brightnessSee more contrast on the field and off. Lots of tiny LEDs make a major difference when it comes to the realis...
View full detailsCync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color
GEMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailsMSI - Vector 16 HX AI 16" 144Hz FHD+ WUXGA Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti -16GB Memory - 1TB SSD - Cosmo Gray
MSIWindows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...
View full detailsSCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - Steel Gray
SCUFFaster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...
View full detailsHisense - 100" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEHi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...
View full detailsDell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Copilot+ PC - Ice Blue
DellStunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...
View full detailsMSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory- 1TB SSD - Cosmo Gray
MSIWindows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...
View full detailsHisense - 85" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEHi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...
View full detailsGIGABYTE - NVIDIA GeForce RTX 5080 GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black
GIGABYTEGraphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...
View full detailsRazer - Kraken V4 X Wired Gaming Headset for PC Mac PS5 Nintendo Switch Steam Deck Mobile and Tablet - Minecraft Edition
RazerCreepin' it RealTruly live the block life with Razer’s officially licensed gaming headset for Minecraft.Razer TriForce 40 mm Drivers for powerful l...
View full detailsASUS - ROG STRIX X870E-H (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 BE Motherboard - Black
ASUSReady for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...
View full detailsVivitar - Dual Screen Waterproof Camera with 16x Digital Zoom and HD Video Recording - Yellow
Vivitar20 Megapixel PhotosCapture sharp and vibrant 20MP photos perfect for high-resolution prints and stunning detail in every shot.Waterproof Body (3m /...
View full detailsASUS - ROG Rapture GT-BE19000AI Tri-Band Wi-Fi 7 Gaming Router - White
ASUSBeyond-FastWi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity and throughput up to...
View full detailsNeopets - Mega Mini Games Collection - Nintendo Switch
U and I EntertainmentMini games25 mini-games selected from existing Neopets games + one (26th) completely new mini-game Starlight SymphonyUpgradesAll games are adapted ...
View full detailsCORSAIR - Scimitar Elite Wireless SE MOBA/MMO Gaming Mouse with 16 Programmable Buttons - Wireless - Gun Metal Black
CorsairPhenomenally Precise 33k DPI MARKSMAN SHit headshots scan the entire map ping teammates all with amazing accuracy thanks to the MARKSMAN S 33k DPI ...
View full detailsTurtle Beach - Recon 70 Wired Gaming Headset for Nintendo Switch Nintendo Switch 2 - White
Turtle BeachOfficially Licensed Nintendo ProductOfficially licensed by Nintendo for Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED Model. This...
View full detailsHP OMEN - League of Legends Limited Edition 16" 2K Gami
HP2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...
View full detailsSnaptain - S5C Ultra 1080p Camera Drone with Remote Controller - Gray
SnaptainLightweight and compactS5C Ultra weighs under 190 g. No Need FAA/Remote ID¿Includes a storage bag for convenient portability.1080 FHD videoReal 108...
View full detailsHori - Adventure Pack (Gengar Mimikyu) - Black
HoriAdjustableDual purpose cross-body style bag for Nintendo Switch 2PortableTransport and store system accessoriesCompatibilityAlso compatible with N...
View full detailsMoza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for Windows (Pedals Wheelbase Wheel) - Black
Moza RacingDesigned for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...
View full detailsPlayStation 5 Slim Console 1TB - PlayStation 5
Sony Computer Entertainment AmSlim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...
View full detailsToshiba - 55" Class C350 Series LED 4K UHD Smart Fire TV
ToshibaREGZA Engine ZRREGZA Engine ZR is Toshiba's revolutionary Engine. With the power of precise analyzing technology it drives the maximum potential of...
View full detailsPowerA - Enhanced Wired Controller for Nintendo Switch - Various
PowerA3.5 mm audio jackMappable gaming buttonsDetachable cableDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensedOfficially licensed b...
View full detailsLogitech - G515 LIGHTSPEED TKL Wireless Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - Black
LogitechMechanical Gaming KeyboardG515 LIGHTSPEED TKL mechanical gaming keyboard offers slim profile and tenkeyless design with tri-mode connectivity via L...
View full detailsCollective Minds - Strike Pack Dominator 2 Back Paddle adapter for standard Series X S and Xbox One Controllers - White
Collective MindsOn the Fly Remappable PaddlesOn the fly paddle remapping allows you to assign any button on your controller to either one of the two paddles; This ...
View full detailsAlienware - Pro Optical Ambidextrous Gaming Mouse for PC with 6 Programmable Buttons - Wireless - Lunar Light
AlienwareNear Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...
View full detailsMONOPOLY 2024 Edition - Nintendo Switch OLED Model Nintendo Switch Nintendo Switch Lite
UbisoftA Family Game Night StapleDesigned to bring together families friends and neighbors MONOPOLY is perfect for game nights Play with up to six players...
View full detailseero - PoE 6 AX3000 Dual-Band Ceiling/Wall-Mountable Access Point - White
EeroMountable PoE Wi-Fi 6 access pointeero PoE 6 utilizes Power over Ethernet eliminating the need for a separate power supply. Easily mount to ceiling...
View full detailsLogitech - G515 LIGHTSPEED TKL Wireless Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - White
LogitechMechanical Gaming KeyboardG515 LIGHTSPEED TKL mechanical gaming keyboard offers slim profile and tenkeyless design with tri-mode connectivity via L...
View full detailsGlorious - GMMK 3 HE 75 Wired Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Black
GloriousHall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more8000 Hz Polling R...
View full detailsAcer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H - 16GB Memory - 1TB Storage - Basalt Gray
AcerWindows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...
View full detailsAcer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 7 445 - 16GB Memory 1TB Storage - Obsidian Black
AcerWindows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...
View full detailsASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSAI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...
View full detailsPNY - GeForce RTX 5060 Overclocked 8GB GDDR7 PCI Express 5.0 Graphics Card with Dual Fan - Black
PNYNVIDIA DLSS 4DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS reduce latency and improve image quality.NVID...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.