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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $1,097.99 - Original price $1,097.99
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Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz FreeSync Prem Pro and G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

Samsung

QD-OLED In Ultra-WQHDWith QD-OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to...

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Original price $1,394.99 - Original price $1,394.99
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Original price $319.99 - Original price $319.99
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AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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Original price $125.99 - Original price $125.99
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Vivitar - Sky Flow 4K Image Stabilization Aerial Camera Drone - Black

Vivitar

1 axis gyro stabilizer gimbalUnlock the potential of your aerial photography with the cutting-edge 1 Axis Gyro Stabilizer Gimbal. This advanced sta...

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Original price $125.99 - Original price $125.99
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Original price $90.99 - Original price $90.99
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CASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black

Casetify

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...

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Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Yellow

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

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Original price $137.99 - Original price $137.99
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Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $587.99 - Original price $587.99
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TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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Samsung - Galaxy Watch Ultra Marine Band - Green

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Acer - KA272 G0bi 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,526.99 - Original price $1,526.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Original price $169.99 - Original price $169.99
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TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

TCL

2.1 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $169.99 - Original price $169.99
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Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

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Original price $346.99 - Original price $346.99
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LG - UltraGear 31.5" QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 10 (HDMI DisplayPort) - Black

LG

Ascend Your Game with the Speed of UltraGearExperience next-level QHD gaming performance.Ultra-Fast at up to 180Hz 1ms GtGGear up for smooth gamep...

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Original price $346.99 - Original price $346.99
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Original price $238.99 - Original price $238.99
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Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Princess

AMAZON

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $238.99 - Original price $238.99
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Original price $255.99 - Original price $255.99
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Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Red

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

View full details
Original price $255.99 - Original price $255.99
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Original price $646.99 - Original price $646.99
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GoPro - HERO12 Creator Edition Action Camera - Black

GoPro

All-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...

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Original price $646.99 - Original price $646.99
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Original price $123.99 - Original price $123.99
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Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black

Turtle Beach

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $123.99 - Original price $123.99
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Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light

Alienware

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $158.99 - Original price $158.99
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HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Alienware - m16 R2 - 16" 2.5K Gaming Laptop - Intel Core Ultra 7 155H 2023 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB Storage - Dark Metallic Moon

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,037.99 - Original price $2,037.99
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The Karate Kid Street Rumble - PlayStation 5

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $1,297.99 - Original price $1,297.99
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Sony - ULT TOWER 10 Party Speaker with Wireless Microphone - Black

Sony

ULT Power SoundEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound powerful bass to feel the ...

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Original price $1,297.99 - Original price $1,297.99
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Original price $81.99 - Original price $81.99
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Contixo - F19 Arvo Foldable Drone with 1080P HD Camera FPV Obstacle Avoidance 2 Batteries Brushless Motors LED Lights - Silver

Contixo

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - SilverContixo F19 is equipped with 360-degree environmental perception and laser o...

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Original price $81.99 - Original price $81.99
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Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,322.99 - Original price $1,322.99
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Original price $337.99 - Original price $337.99
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eero - PoE 6 AX3000 Dual-Band Ceiling/Wall-Mountable Access Point - White

Eero

Mountable PoE Wi-Fi 6 access pointeero PoE 6 utilizes Power over Ethernet eliminating the need for a separate power supply. Easily mount to ceiling...

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Original price $337.99 - Original price $337.99
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Original price $3,289.99 - Original price $3,289.99
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Apple - Mac Studio - M4 Max - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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Original price $3,289.99 - Original price $3,289.99
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Original price $609.99 - Original price $609.99
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Panasonic - LUMIX FZ80D 18.1 Megapixels 4K Photo Point and Shoot Digital Camera with 60X Zoom Lens - Black

Panasonic

3" color touch-screen LCD displayFor clear viewing and easy navigation.High resolution 1170K-dot viewfinderClear even in bright sunlight.18.1-megap...

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Original price $609.99 - Original price $609.99
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Original price $840.99 - Original price $840.99
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Acer - Predator Gaming 34" Curved QHD QD-OLED 240Hz 0.01ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceThe QD-OLED UWQHD display guarantees exceptional contrast and cinematic color ensuring a captivating visual experience...

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Original price $840.99 - Original price $840.99
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Original price $397.99 - Original price $397.99
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Acer - Nitro-27.0 " IPS WQHD 180Hz 0.5ms FreeSync Monitor with HDR 10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $397.99 - Original price $397.99
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Original price $1,996.99 - Original price $1,996.99
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ASUS - ProArt PX13 13" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

ASUS

Copilot+ PCs. A new AI era beginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,996.99 - Original price $1,996.99
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Original price $1,084.99 - Original price $1,084.99
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Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U 2023 - 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $1,084.99 - Original price $1,084.99
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Original price $23.99 - Original price $23.99
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Disney - Lorcana Card Sleeve (Tiana)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $23.99 - Original price $23.99
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Original price $252.99 - Original price $252.99
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LG - UltraGear 27" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

LG

Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gameplay at up to 280Hz refresh rate and 1ms MBR. The faster speed and smoother action lets yo...

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Original price $252.99 - Original price $252.99
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Current price $252.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.