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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060Ti 8GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,118.99 - Original price $2,118.99
Original price
$2,118.99
$2,118.99 - $2,118.99
Current price $2,118.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,118.99 - Original price $2,118.99
Original price
$2,118.99
$2,118.99 - $2,118.99
Current price $2,118.99

iBUYPOWER - Element Gaming Desktop PC AMD Ryzen 7 8700F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,547.99 - Original price $1,547.99
Original price
$1,547.99
$1,547.99 - $1,547.99
Current price $1,547.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,547.99 - Original price $1,547.99
Original price
$1,547.99
$1,547.99 - $1,547.99
Current price $1,547.99

HP - OmniBook X 17.3" Full HD Touchscreen Laptop - Intel Core Ultra 7 (2024) - 16GB Memory - 512GB SSD - Copilot+ PC - Glacier Silver

HP
Original price $1,648.99 - Original price $1,648.99
Original price
$1,648.99
$1,648.99 - $1,648.99
Current price $1,648.99

Intel Core Ultra 7 256V processorWork play and create with unmatched performance with an AI accelerating Intel Core Ultra processor. Helpful assist...

View full details
Original price $1,648.99 - Original price $1,648.99
Original price
$1,648.99
$1,648.99 - $1,648.99
Current price $1,648.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5070 12GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

Turtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Super Mario Jump

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Iconic Super Mario StyleShow off the bold Super Mario Jump design with a semi-translucent black shell vivid red accents and Mario’s classic leap fo...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 2026- 24GB Memory - 512GB SSD - Seashell

Lenovo
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

AOC - CU34G4HV 34" VA Curved Gaming Monitor WQHD (3440x1440) 200Hz 0.5ms Freesync - Black

AOC
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

34" WQHD Ultrawide ResolutionThe 34" WQHD 3440 x 1440 VA panel delivers expansive high-resolution visuals with increased screen real estate for imm...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

HP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White

HP
Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

Intel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...

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Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

Dell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

Capture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

View full details
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

iBUYPOWER - Element Gaming Desktop PC-AMD Ryzen 5 8400F 2024 AMD Radeon RX 6500XT 4GB 16GB DDR5 RGB 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

TCL - 65" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $1,540.99 - Original price $1,540.99
Original price
$1,540.99
$1,540.99 - $1,540.99
Current price $1,540.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $1,540.99 - Original price $1,540.99
Original price
$1,540.99
$1,540.99 - $1,540.99
Current price $1,540.99

ASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99

27-inch 4K (3840 x 2160) QD-OLED Gaming MonitorEquipped with 240 Hz refresh rate and 0.03 ms (GTG) response time for immersive gamingASUS OLED Care...

View full details
Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 9 285 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

iBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,401.99 - Original price $2,401.99
Original price
$2,401.99
$2,401.99 - $2,401.99
Current price $2,401.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,401.99 - Original price $2,401.99
Original price
$2,401.99
$2,401.99 - $2,401.99
Current price $2,401.99

Samsung - Q-Series 7.1.2 ch Soundbar with Built-In Woofers - Graphite Black

Samsung
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

True 7.1.2 Ch All-In-One SoundExperience powerful sound that spreads throughout your space. This standalone top tier soundbar features 13 built in ...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

GIGABYTE - Radeon RX 9070 XT GAMING OC ICE 16G Graphics Card - White

Gigabyte Technology
Original price $859.99 - Original price $859.99
Original price
$859.99
$859.99 - $859.99
Current price $859.99

Radeon RX 9070 XTPowered by Radeon RX 9070 XTLarge Memory InterfaceIntegrated with 16GB GDDR6 256 bit memory interfacePCIe PortsPCIe 5.0 x16Cooling...

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Original price $859.99 - Original price $859.99
Original price
$859.99
$859.99 - $859.99
Current price $859.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 2TB SSD Storage - White

iBuyPower
Original price $2,966.99 - Original price $2,966.99
Original price
$2,966.99
$2,966.99 - $2,966.99
Current price $2,966.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,966.99 - Original price $2,966.99
Original price
$2,966.99
$2,966.99 - $2,966.99
Current price $2,966.99

HP - OmniBook X 16" 2K OLED Touchscreen Laptop - Snapdragon X2 Elite - 24GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,582.99 - Original price $1,582.99
Original price
$1,582.99
$1,582.99 - $1,582.99
Current price $1,582.99

Snapdragon X2 Elite X2E-84-100 processorEnjoy premium performance and multi-day battery life. Effortlessly multitask browse stream and run next-gen...

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Original price $1,582.99 - Original price $1,582.99
Original price
$1,582.99
$1,582.99 - $1,582.99
Current price $1,582.99

Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Logitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - White

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

LG - 83" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)

LG
Original price $3,528.99 - Original price $3,528.99
Original price
$3,528.99
$3,528.99 - $3,528.99
Current price $3,528.99

Brightness BoosterBrightness Booster technology magnifies each individual pixel for luminous quality that shines with every detailBright Room Ready...

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Original price $3,528.99 - Original price $3,528.99
Original price
$3,528.99
$3,528.99 - $3,528.99
Current price $3,528.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Yellow

Apple
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Space Black

Apple
Original price $2,161.99 - Original price $2,161.99
Original price
$2,161.99
$2,161.99 - $2,161.99
Current price $2,161.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,161.99 - Original price $2,161.99
Original price
$2,161.99
$2,161.99 - $2,161.99
Current price $2,161.99

Acer - Nitro 15.6" LCD FHD 165Hz FreeSync IPS Portable Gaming Monitor (USB Type-C Mini HDMI Audio Out) - Black

Acer
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PG1 Series portable gaming monitor. At just 2.73lbs and only 0....

View full details
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

TCL - 65" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,068.99 - Original price $1,068.99
Original price
$1,068.99
$1,068.99 - $1,068.99
Current price $1,068.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,068.99 - Original price $1,068.99
Original price
$1,068.99
$1,068.99 - $1,068.99
Current price $1,068.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Pink (Unlocked)

Apple
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

Dell - Plus - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Copilot+ PC - Midnight Blue

Dell
Original price $1,878.99 - Original price $1,878.99
Original price
$1,878.99
$1,878.99 - $1,878.99
Current price $1,878.99

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

View full details
Original price $1,878.99 - Original price $1,878.99
Original price
$1,878.99
$1,878.99 - $1,878.99
Current price $1,878.99

ASUS - PRIME NVIDIA GeForce RTX 5070 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

View full details
Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

AudioQuest - Pearl 48 16.4' - Black with White Stripes

AudioQuest
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

View full details
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

View full details
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

HyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black

HyperX
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Copious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...

View full details
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Acer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H 2026 - 16GB Memory - 1TB Storage - Basalt Gray

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory 1TB Storage - Obsidian Black

Acer
Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo
Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

Apple - 13-inch iPad Air M4 chip Wi-Fi 512GB - Space Gray

Apple
Original price $1,253.99 - Original price $1,253.99
Original price
$1,253.99
$1,253.99 - $1,253.99
Current price $1,253.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
Original price $1,253.99 - Original price $1,253.99
Original price
$1,253.99
$1,253.99 - $1,253.99
Current price $1,253.99

Dell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Copilot+ PC - Midnight Blue

Dell
Original price $1,225.99 - Original price $1,225.99
Original price
$1,225.99
$1,225.99 - $1,225.99
Current price $1,225.99

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

View full details
Original price $1,225.99 - Original price $1,225.99
Original price
$1,225.99
$1,225.99 - $1,225.99
Current price $1,225.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.