Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060Ti 8GB 32GB DDR5 2TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsiBUYPOWER - Element Gaming Desktop PC AMD Ryzen 7 8700F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - OmniBook X 17.3" Full HD Touchscreen Laptop - Intel Core Ultra 7 (2024) - 16GB Memory - 512GB SSD - Copilot+ PC - Glacier Silver
HPIntel Core Ultra 7 256V processorWork play and create with unmatched performance with an AI accelerating Intel Core Ultra processor. Helpful assist...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5070 12GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsTurtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Super Mario Jump
Turtle BeachIconic Super Mario StyleShow off the bold Super Mario Jump design with a semi-translucent black shell vivid red accents and Mario’s classic leap fo...
View full detailsLenovo - Yoga 7a 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 2026- 24GB Memory - 512GB SSD - Seashell
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsAOC - CU34G4HV 34" VA Curved Gaming Monitor WQHD (3440x1440) 200Hz 0.5ms Freesync - Black
AOC34" WQHD Ultrawide ResolutionThe 34" WQHD 3440 x 1440 VA panel delivers expansive high-resolution visuals with increased screen real estate for imm...
View full detailsHP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White
HPIntel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...
View full detailsDell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash
DellCapture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...
View full detailsiBUYPOWER - Element Gaming Desktop PC-AMD Ryzen 5 8400F 2024 AMD Radeon RX 6500XT 4GB 16GB DDR5 RGB 1TB NVMe SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsTCL - 65" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black
ASUS27-inch 4K (3840 x 2160) QD-OLED Gaming MonitorEquipped with 240 Hz refresh rate and 0.03 ms (GTG) response time for immersive gamingASUS OLED Care...
View full detailsiBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 9 285 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsiBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsSamsung - Q-Series 7.1.2 ch Soundbar with Built-In Woofers - Graphite Black
SamsungTrue 7.1.2 Ch All-In-One SoundExperience powerful sound that spreads throughout your space. This standalone top tier soundbar features 13 built in ...
View full detailsGIGABYTE - Radeon RX 9070 XT GAMING OC ICE 16G Graphics Card - White
Gigabyte TechnologyRadeon RX 9070 XTPowered by Radeon RX 9070 XTLarge Memory InterfaceIntegrated with 16GB GDDR6 256 bit memory interfacePCIe PortsPCIe 5.0 x16Cooling...
View full detailsiBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 2TB SSD Storage - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - OmniBook X 16" 2K OLED Touchscreen Laptop - Snapdragon X2 Elite - 24GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso
HPSnapdragon X2 Elite X2E-84-100 processorEnjoy premium performance and multi-day battery life. Effortlessly multitask browse stream and run next-gen...
View full detailsLenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsLogitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - White
LogitechDUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...
View full detailsLG - 83" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)
LGBrightness BoosterBrightness Booster technology magnifies each individual pixel for luminous quality that shines with every detailBright Room Ready...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Yellow
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsAcer - Nitro 15.6" LCD FHD 165Hz FreeSync IPS Portable Gaming Monitor (USB Type-C Mini HDMI Audio Out) - Black
AcerUltra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PG1 Series portable gaming monitor. At just 2.73lbs and only 0....
View full detailsTCL - 65" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Pink (Unlocked)
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsDell - Plus - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Copilot+ PC - Midnight Blue
DellA stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...
View full detailsASUS - PRIME NVIDIA GeForce RTX 5070 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSPowered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...
View full detailsAudioQuest - Pearl 48 16.4' - Black with White Stripes
AudioQuest8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...
View full detailsSamsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black
SamsungPowerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...
View full detailsHyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black
HyperXCopious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...
View full detailsAcer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H 2026 - 16GB Memory - 1TB Storage - Basalt Gray
AcerWindows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...
View full detailsAcer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory 1TB Storage - Obsidian Black
AcerWindows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...
View full detailsLenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X 2025 - 16GB Memory - 256GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsApple - 13-inch iPad Air M4 chip Wi-Fi 512GB - Space Gray
AppleWHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
View full detailsDell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Copilot+ PC - Midnight Blue
DellImpress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.