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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

AMD - Ryzen 9 7900X 12-Core - 24-Thread 4.7 GHz (5.6 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

Insignia - 75" Class QF Series QLED 4K UHD Smart Fire TV

Insignia
Original price $621.99 - Original price $621.99
Original price
$621.99
$621.99 - $621.99
Current price $621.99

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $621.99 - Original price $621.99
Original price
$621.99
$621.99 - $621.99
Current price $621.99

Samsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR

Samsung
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Logitech - G923 Racing Wheel and Pedals for Xbox Series XS Xbox One and PC - Black

Logitech
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

Microsoft
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series
Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black

Steel Series
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

2-Way Speaker DriversSeparate silk dome tweeters and organic-fiber woofers enhance detail and precision across mid and high frequencies for immersi...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Sony - Cinema Line FX30 Super 35 Camera - Gray

Sony
Original price $2,889.99 - Original price $2,889.99
Original price
$2,889.99
$2,889.99 - $2,889.99
Current price $2,889.99

New 20.1 MP Exmor R APS-C image sensorSony’s new back-illuminated 20.1 megapixels APS-C Exmor R CMOS sensor (Super 35 format) achieves high sensit...

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Original price $2,889.99 - Original price $2,889.99
Original price
$2,889.99
$2,889.99 - $2,889.99
Current price $2,889.99

Klipsch - Reference Series 12" 400W Powered Subwoofer - black

Klipsch
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

New technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Klipsch - Reference Series 5-1/4" 340-Watt Passive 2-Way Bookshelf Speakers (Pair) - black

Klipsch
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Handles up to 300W peak power (75W continuous)For robust and controlled audio that is crisp and clear.5-1/4" spun copper injection molded graphite ...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

65" 4K UHD ProCentric Smart Slim Display

LG Hospitality
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

65" 4K UHD ProCentric Smart Slim Display

Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

55" 4K UHD ProCentric Enhanced- ProIdiom

LG Hospitality
Original price $949.99 - Original price $949.99
Original price
$949.99
$949.99 - $949.99
Current price $949.99

55" 4K UHD ProCentric Enhanced- ProIdiom

Original price $949.99 - Original price $949.99
Original price
$949.99
$949.99 - $949.99
Current price $949.99

LG 50UM670H0UA UM670H Series - 50" - ProCentric with Integrated ProIdiom LED-backlit LCD TV - 4K - for hotel / hospitality

LG Hospitality
Original price $800.99 - Original price $800.99
Original price
$800.99
$800.99 - $800.99
Current price $800.99

LG 50UM670H0UA - 50" Diagonal Class UM670H Series LED-backlit LCD TV - hotel / hospitality - ProCentric with Integrated ProIdiom - Smart TV - webOS...

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Original price $800.99 - Original price $800.99
Original price
$800.99
$800.99 - $800.99
Current price $800.99

LG Commercial Lite 32LT340HBUA LT340H Series - 32" LED TV - HD

LG Hospitality
Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99

LG Commercial Lite 32LT340HBUA - 32" Diagonal Class LT340H Series LED-backlit LCD TV - hotel / hospitality - 720p 1366 x 768 - direct-lit LED - cer...

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Original price $332.99 - Original price $332.99
Original price
$332.99
$332.99 - $332.99
Current price $332.99

MSI - G275L E14 27" LCD FHD 144Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Metallic Black

MSI
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Visualize your victory with MSI G275L E14 esports gaming monitor. Equipped with a 144hz Refresh rate 1ms response time IPS panel G275L E14 will giv...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

43" Commercial Lite- 4K UHD- One-pole Commercial s

LG Hospitality
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

43" Commercial Lite- 4K UHD- One-pole Commercial stand

Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

PROCENTRIC SMART SLIM DISPLAY WEBOS 5.0 4K UHD PROIDIOM B-LAN HDR10 ONE-P

LG Hospitality
Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

PROCENTRIC SMART SLIM DISPLAY WEBOS 5.0 4K UHD PROIDIOM B-LAN HDR10 ONE-P

Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

LG Commercial Lite 50UN343H0UA UN343H Series - 50" - ProCentric / hospitality

LG Hospitality
Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

LG Commercial Lite 50UN343H0UA - 50" Diagonal Class UN343H Series LED-backlit LCD TV - hotel / hospitality - ProCentric - 4K UHD (2160p) 3840 x 216...

View full details
Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

1 Year Subscription SAAS Revel

iSell
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

1 Year Subscription SAAS Revel

Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

LG Commercial Lite 43UN343H0UA UN343H Series - 43" - ProCentric LED-backlit LCD TV - 4K - for hotel / hospitality

LG Hospitality
Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

LG Commercial Lite 43UN343H0UA - 43" Diagonal Class UN343H Series LED-backlit LCD TV - hotel / hospitality - ProCentric - 4K UHD (2160p) 3840 x 216...

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Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

LG - 75" Class 74B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

LG - 85 Class NU700B Series LED Nano AI 4K UHD Smart webOS TV (2026)

LG
Original price $1,082.99 - Original price $1,082.99
Original price
$1,082.99
$1,082.99 - $1,082.99
Current price $1,082.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $1,082.99 - Original price $1,082.99
Original price
$1,082.99
$1,082.99 - $1,082.99
Current price $1,082.99

HP - OmniBook X 14" 2K OLED Touchscreen Laptop - Snapdragon X2 Plus - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,160.99 - Original price $1,160.99
Original price
$1,160.99
$1,160.99 - $1,160.99
Current price $1,160.99

14" 2K OLED touchscreen with OLEDEveryday productivity is boosted by rich colors and crisp visuals on the OLED touch display with 1920x1200 resolut...

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Original price $1,160.99 - Original price $1,160.99
Original price
$1,160.99
$1,160.99 - $1,160.99
Current price $1,160.99

LG - 55" Class G6 Series OLED evo AI 4K Smart webOS TV with Gallery Design and Flush Wall Mount (2026)

LG
Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Hyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...

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Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Sylvox - Elf S3 Bluetooth 5.3 Waterproof Outdoor Soundbar - Black

Sylvox
Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
$1,061.99 - $1,061.99
Current price $1,061.99

¿120W Peak Power Immersive Sound¿High-output performance delivers rich dynamic audio that fills outdoor spaces with clarity and impact.¿2.1 Channe...

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Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
$1,061.99 - $1,061.99
Current price $1,061.99

Insignia - Bumper with Glass Screen Protector for Apple Watch 42mm - Black and Clear

Insignia
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for Apple Watch 42mmCreates a perfect fit on your smartwatch for full coverage with precise cutouts. Two screen protectors are included in...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

LG - 50" PK340S Series UHD Signage TV LCD Display with webOS Power Management SuperSign compatible - Black

LG Electronics
Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

Convenient webOS PlatformLG webOS 25 upgraded in SoC and web engine is available on PK340S series for a smooth execution of several tasks. LG webOS...

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Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 1TB - Space Gray

Apple
Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple
Original price $715.99 - Original price $715.99
Original price
$715.99
$715.99 - $715.99
Current price $715.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $715.99 - Original price $715.99
Original price
$715.99
$715.99 - $715.99
Current price $715.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Space Gray (Unlocked)

Apple
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

ASUS - PRIME NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,697.99 - Original price $1,697.99
Original price
$1,697.99
$1,697.99 - $1,697.99
Current price $1,697.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-t...

View full details
Original price $1,697.99 - Original price $1,697.99
Original price
$1,697.99
$1,697.99 - $1,697.99
Current price $1,697.99

ASUS - ROG Strix G16 16" FHD+ 165Hz Gaming Laptop - Intel Core i9 HX - 16GB RAM - NVIDIA GeForce RTX 5060- 1TB SSD - Eclipse Gray

ASUS
Original price $2,506.99 - Original price $2,506.99
Original price
$2,506.99
$2,506.99 - $2,506.99
Current price $2,506.99

Game and create with Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new fee...

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Original price $2,506.99 - Original price $2,506.99
Original price
$2,506.99
$2,506.99 - $2,506.99
Current price $2,506.99

Crunch - V-DRIVE 2125W 2-Channel Car Audio Amplifier - Black

Crunch
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

2125W max power outputDelivers thunderous low-frequency impact for subwoofer-driven sound systems.Variable low-pass crossover (40300Hz)Lets you fin...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Glorious - Model O Lightweight Wired Optical Gaming Mouse with Customizable RGB - Wired - Black

Glorious
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Size styleAmbidextrous lightweight mouse for gaming. Built for speed control and comfort with optimal weight and high durability. Ideal for medium...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Hifonics - COLOSSUS MINI 3000W Ultra-Compact Mono Block Car Audio Amplifier - Black

Hifonics
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Compact designSmall footprint is perfect for a wide range of applications such as motorcycles UTVs and automotive vehicles.Mass-loaded heat sinkThe...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Hifonics - COLOSSUS MINI 1200W Ultra-Compact Mono Block Car Audio Amplifier - Black

Hifonics
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Compact designSmall footprint is perfect for a wide range of applications such as motorcycles UTVs and automotive vehicles.Mass-loaded heat sinkThe...

View full details
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.