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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $405.99 - Original price $405.99
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$405.99
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Current price $405.99

Polk Audio - Atrium 6 Outdoor All-Weather Speakers with Bass Reflex Enclosure Speed-Lock Mounting System (Pair) - Black

Polk Audio

Exceptional Sound Indoors OutdoorsGet room-filling high-quality audio whether you set up the Atrium 6 by a pool in the patio the sunroom or office...

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Original price $405.99 - Original price $405.99
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$405.99
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Current price $405.99
Original price $1,417.99 - Original price $1,417.99
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Current price $1,417.99

TCL - 75" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,417.99 - Original price $1,417.99
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Current price $1,417.99
Original price $954.99 - Original price $954.99
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$954.99
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Current price $954.99

TCL - 85" Class Q5K Series 4K UHD QLED LED Smart Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4x the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Original price $954.99 - Original price $954.99
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$954.99
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Current price $954.99
Original price $194.99 - Original price $194.99
Original price
$194.99
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Current price $194.99

Logitech - G915 X Full-size Corded Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech

Full-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...

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Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99
Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Lavender

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99
Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99

Acer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort 2x HDMI 2.0) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...

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Original price $248.99 - Original price $248.99
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$248.99
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Current price $248.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Kodak - PIXPRO C1 Digital Camera - Black

Kodak

13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...

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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99
Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

CORSAIR - K70 CORE TKL Compact Wired RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound - Black

Corsair

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99
Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

Logitech - G915 X LIGHTSPEED Full-size Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - White

Logitech

Full-size wireless keyboard for gamingThe Logitech G915 X LIGHTSPEED is built on a legacy of performance; sleek design and next-gen engineering ele...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99
Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $216.99 - Original price $216.99
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$216.99
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Current price $216.99

NETGEAR - Nighthawk BE5000 Dual-Band Wi-Fi 7 Router - Black

NETGEAR

BE5000 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 5 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times fa...

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Original price $216.99 - Original price $216.99
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$216.99
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Current price $216.99
Original price $2,601.99 - Original price $2,601.99
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$2,601.99
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Current price $2,601.99

HP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black

HP

Get a fresh perspective with windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

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Original price $2,601.99 - Original price $2,601.99
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$2,601.99
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Current price $2,601.99
Original price $743.99 - Original price $743.99
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$743.99
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Current price $743.99

Polk Audio - Signature Elite Series 10 200W Powered Subwoofer - Black

Polk Audio

Balanced Bass for Midsize RoomsThe Polk Audio Signature Elite ES10 Subwoofer with its high-excursion 10 woofer is designed to enhance your medium t...

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Original price $743.99 - Original price $743.99
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$743.99
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Current price $743.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Logitech - G915 X Full-size Corded Mechanical GL Red Linear Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech

Full-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Kodak - PIXPRO C1 Digital Camera - Tan

Kodak

13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $4,453.99 - Original price $4,453.99
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Current price $4,453.99

MSI - EdgeXpert Mini Desktop - Arm 20 core - 128GB Memory - NVIDIA Blackwell Graphics -4TB SSD - Black

MSI

NVIDIA DGX operating systemThe NVIDIA DGX operating system is specifically optimized to deliver peak performance for AI workloads on NVIDIA DGX sys...

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Original price $4,453.99 - Original price $4,453.99
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Current price $4,453.99
Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,660.99 - Original price $1,660.99
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$1,660.99
$1,660.99 - $1,660.99
Current price $1,660.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

RS Shifter Handbrake for Logitech G RS PRO Series - PlayStation Xbox Windows - Black

Logitech

Compact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...

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Original price $194.99 - Original price $194.99
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Current price $194.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $314.99 - Original price $314.99
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Current price $314.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

MSI - NVIDIA RTX 3050 GAMING X 6G - 6GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

MSI

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $254.99 - Original price $254.99
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Current price $254.99
Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99

Crucial - X10 Pro 2TB USB-C External SSD - Black

Crucial

Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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Original price $297.99 - Original price $297.99
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$297.99
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Current price $297.99
Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99

Crucial - X9 1TB External USB-C SSD - Black

Crucial

Expand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...

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Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99
Original price $552.99 - Original price $552.99
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$552.99
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Current price $552.99

Seagate - 4TB Storage Expansion Card for Xbox Series XS NVMe SSD - Black

Seagate

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $552.99 - Original price $552.99
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$552.99
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Current price $552.99
Original price $646.99 - Original price $646.99
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$646.99
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Current price $646.99

Samsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

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Original price $646.99 - Original price $646.99
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$646.99
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Current price $646.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Garmin - Approach S44 GPS Smartwatch 43mm Anodized Aluminum - Silver Aluminum Bezel with Twilight Silicone Band - (2025)

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $518.99 - Original price $518.99
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$518.99
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Current price $518.99

Samsung - B-series HW-B750F 5.1 Ch DTS VirtualX Soundbar with Subwoofer - Black

Samsung

5.1 Ch SoundPut yourself in the heart of the action and get lost in immersive sound. With five front and side firing channels and a wireless subwoo...

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Original price $518.99 - Original price $518.99
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$518.99
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Current price $518.99
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

Garmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Cream Gold Aluminum Bezel with Nylon Band - (2025)

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

View full details
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99
Original price $385.99 - Original price $385.99
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$385.99
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Current price $385.99

MSI - NVIDIA GeForce RTX 5060 8G VENTUS 3X OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock.8GB GDDR78GB GDDR7...

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Original price $385.99 - Original price $385.99
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$385.99
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Current price $385.99
Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Black

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

View full details
Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99
Original price $242.99 - Original price $242.99
Original price
$242.99
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Current price $242.99

Samsung - B-Series HW-B550F 2.1Ch DTS VirtualX Soundbar with Subwoofer - Titan Black

Samsung

2.1 Ch SoundHear every beat rumble and roar with deep and rich bass that fills any space. With the included wireless subwoofer you'll experience po...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99
Original price $466.99 - Original price $466.99
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$466.99
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Current price $466.99

MSI - NVIDIA GeForce RTX 5060 Ti 8G GAMING OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 Ti graphics processing unit (GPU) with boost clock.8GB GDDR78GB GD...

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Original price $466.99 - Original price $466.99
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$466.99
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Current price $466.99
Original price $429.99 - Original price $429.99
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$429.99
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Current price $429.99

Crucial - X10 4TB External USB-C SSD - Blue

Crucial

Store more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...

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Original price $429.99 - Original price $429.99
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$429.99
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Current price $429.99
Original price $782.99 - Original price $782.99
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$782.99
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Current price $782.99

Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $782.99 - Original price $782.99
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$782.99
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Current price $782.99
Original price $292.99 - Original price $292.99
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$292.99
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Current price $292.99

ViewSonic - XG2431 23.8" LCD FHD FreeSync Premium Gaming Monitor with HDR (DisplayPort USB HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $292.99 - Original price $292.99
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$292.99
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Current price $292.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

ViewSonic - VX1654 16" IPS LCD FHD Portable Gaming Monitor (USB-C Mini HDMI) - Black

ViewSonic

the VX1654 portable monitor harnesses all the specs of a desktop setup for on-the-go gaming. Experience crisp graphicstear-free visualsand a respon...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.