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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $416.99 - Original price $416.99
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Garmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Slate Aluminum Bezel with Black Nylon Band - (2025)

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

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Original price $896.99 - Original price $896.99
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TCL - 75" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $896.99 - Original price $896.99
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Roku - 55" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $494.99 - Original price $494.99
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Original price $551.99 - Original price $551.99
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TCL - 55" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $551.99 - Original price $551.99
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Original price $528.99 - Original price $528.99
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Pioneer - 70" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $528.99 - Original price $528.99
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Original price $701.99 - Original price $701.99
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JBL - Party Box 710 Portable Party Speaker - 2024 - Black

JBL

800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....

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Original price $701.99 - Original price $701.99
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Original price $334.99 - Original price $334.99
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Crucial - X9 Pro 4TB External USB-C SSD - Space Gray

Crucial

Powerful performanceWith read and write speeds up to 1050MB/s the Crucial X9 Pro Portable SSD is powerful enough for editing directly from the driv...

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Original price $206.99 - Original price $206.99
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Logitech - PRO X TKL LIGHTSPEED Wireless Mechanical Tactile Switch Gaming Keyboard with LIGHTSYNC RGB for PC - Black

Logitech

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Crucial - X10 Pro 4TB USB-C External SSD - Black

Crucial

Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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Original price $762.99 - Original price $762.99
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Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 5 - 7535HS - 8 GB RAM - 256 GB SSD - US

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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Original price $313.99 - Original price $313.99
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Acer - Nitro 31.5 WQHD Gaming Monitor AMD FreeSync (1 x DP 1.4 2 x HDMI 2.0 Ports 1 x Audio Out) - Black

Acer

Resolution MattersThe Nitro 31.5" Curved Display with WQHD (2560 x 1440) resolution offers the sharpest picture quality and provides a perfect pict...

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Original price $277.99 - Original price $277.99
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Crucial - T500 2TB Internal SSD PCIe Gen 4 x4 NVMe M.2 with 3D TLC Memory

Crucial

Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

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Logitech - G915 X LIGHTSPEED Full-size Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech

Full-size wireless keyboard for gamingThe Logitech G915 X LIGHTSPEED is built on a legacy of performance; sleek design and next-gen engineering ele...

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Original price $242.99 - Original price $242.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Graphite

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $188.99 - Original price $188.99
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SteelSeries - Alias Pro XLR Microphone - Black

Steel Series

MIC FOR GAMINGDesigned for gaming broadcasting and podcasting level up your stream with Alias Pro and free audio softwarePRO XLR MICPro-grade XLR c...

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Original price $350.99 - Original price $350.99
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Seagate - Game Drive for PlayStation Consoles 5TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White

Seagate

Build your game vault5TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...

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Original price $187.99 - Original price $187.99
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Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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ZAGG - Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 - Clear

Zagg Incorporated

Engineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...

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Original price $38.99 - Original price $38.99
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Wacom - Intuos Graphic Drawing Tablet for Mac PC Chromebook Android (Small) with Software Included (Wireless) - Black

Wacom

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

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Original price $88.99 - Original price $88.99
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Original price $194.99 - Original price $194.99
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Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate - (2022)

Garmin

CompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...

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Original price $194.99 - Original price $194.99
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Original price $575.99 - Original price $575.99
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ASUS - Vivobook Go 15" Laptop FHD - Ryzen 5 with 8GB RAM - 512GB SSD - Mixed Black

ASUS

Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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Original price $575.99 - Original price $575.99
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j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Gray

J5 Create

11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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Original price $120.99 - Original price $120.99
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Original price $185.99 - Original price $185.99
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SteelSeries - Alias USB Microphone - Black

Steel Series

DESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...

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Original price $185.99 - Original price $185.99
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Original price $336.99 - Original price $336.99
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Samsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black

Samsung

All In One DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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Original price $336.99 - Original price $336.99
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Current price $336.99
Original price $118.99 - Original price $118.99
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$118.99
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Current price $118.99

Seagate - Game Drive for PlayStation Consoles 2TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White

Seagate

Build your game vault2TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...

View full details
Original price $118.99 - Original price $118.99
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$118.99
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Current price $118.99
Original price $67.99 - Original price $67.99
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$67.99
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ZAGG - Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 ultra - Clear

Zagg Incorporated

Engineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...

View full details
Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99
Original price $334.99 - Original price $334.99
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$334.99
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Current price $334.99

NETGEAR - Wi-Fi 7 Router Nighthawk BE9300 Tri-band Router - Black

NETGEAR

BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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Original price $334.99 - Original price $334.99
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Original price $896.99 - Original price $896.99
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Lenovo ThinkCentre M75q Gen 2 - tiny Ryzen 5 Pro 5650GE 3.4 GHz - 16 GB - SSD 256 GB - US

Lenovo

Operating systemWindows 11 ProRyzen 5 PRO 5650GEEnjoy high application performance and smoother gaming experiences with AMD Ryzen 5 Pro processors ...

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Original price $896.99 - Original price $896.99
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Claw A1M 7" 120Hz FHD 1080P Gaming Handheld-Intel core CU7 155H-Intel Arc-16GB-1TBSSD - Windows

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $685.99 - Original price $685.99
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$685.99
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Original price $225.99 - Original price $225.99
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$225.99
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ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

ASUS

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $225.99 - Original price $225.99
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Original price $182.99 - Original price $182.99
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$182.99
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Logitech - PRO X TKL RAPID Wired Hall-Effect Gaming Keyboard with Magnetic Analog Switch and Customizable RGB Lighting for PC - Black

Logitech

Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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Original price $182.99 - Original price $182.99
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Original price $42.99 - Original price $42.99
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$42.99
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TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $42.99 - Original price $42.99
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Original price $243.99 - Original price $243.99
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Current price $243.99

Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Graphite

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

View full details
Original price $243.99 - Original price $243.99
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$243.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

Razer - Leviathan V2 X 2.0 Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

Razer

PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99
Original price $115.99 - Original price $115.99
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$115.99
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Logitech - G705 Aurora Collection Wireless Optical Gaming Mouse with Customizable LIGHTSYNC RGB Lighting - Wireless - White Mist

Logitech

Smaller fitCompact small gaming mouse with an intentional design crafted to fit your hand.Contoured gaming mouseWith a comfy compact and sculpted d...

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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99
Original price $741.99 - Original price $741.99
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Current price $741.99

Polk Audio - Polk Reserve R100 Bookshelf Speaker 1" Pinnacle Ring Tweeter 5.25" Turbine Cone Woofer (Pair) - Black

Polk Audio

Solid Versatile Bookshelf LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter a 5.25" Turbine Cone Woofer the technologically advanced ...

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Original price $741.99 - Original price $741.99
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Current price $741.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.