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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $1,353.99 - Original price $1,353.99
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16 P4G1i16 U7255U 16G 512GBHP SmartBuy P4G1i16 U7 255U 16 16GB/512 PC Intel U7 255U 16 WUXGA AG LED UWVA TS UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U7255U 16G 512GBHP SmartBuy P4G1i16 U7 255U 16 16GB/512 PC Intel U7 255U 16 WUXGA AG LED UWVA TS UMA Webcam 16GB DDR5 512GB SSD ax6G+BT ...

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16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt ...

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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Black

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $449.99 - Original price $449.99
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LG - 55 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Hifonics - ELITE 12" 600W Dual-Voice Subwoofer - Blue

Hifonics

Secure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...

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Crucial - T500 2TB Internal SSD PCIe Gen 4x4 NVMe M.2

Crucial

Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

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Original price $385.99 - Original price $385.99
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Polk Audio - Monitor XT70 Tower Speaker - Midnight Black

Polk Audio

High Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT70 offers smoo...

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Wacom - Intuos Graphic Drawing Tablet - Software Included (Wireless) - Black

Wacom

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

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CORSAIR - CX-M Series CX750M Semi-Modular Low-Noise ATX Power Supply - Black

Corsair

Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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Samsung - Odyssey G30D 32" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - White

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - Black

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $159.99 - Original price $159.99
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Thrustmaster - Ferrari 458 Spider Racing Wheel for Xbox One - Black/Red/Yellow

Thrustmaster

Thrustmaster Ferrari 458 Spider Racing WheelCareen around curves tear down straightaways and vie for the checkered flag with this 's rubber-texture...

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Acer - 15.6" IPS FHD FreeSync Portable Monitor (DisplayPort HDMI) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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Original price $2,846.99 - Original price $2,846.99
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ASUS - ROG Strix G16 16" 2.5K 240Hz Gaming Laptop - AMD Ryzen 9 9955HX3D with 32GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English

Lenovo

Lenovo ThinkPad E16 Gen 2 21M5 - 180-degree hinge design - AMD Ryzen 5 - 7535U / up to 4.55 GHz - Win 11 Pro - Radeon 660M - 8 GB RAM - 256 GB SSD ...

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Original price $631.99 - Original price $631.99
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Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Blue (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $35.99 - Original price $35.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Lavendar

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $35.99 - Original price $35.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Aqua

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $918.99 - Original price $918.99
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LG - 75" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $494.99 - Original price $494.99
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Roku - 55" Class Select Series 4K Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $494.99 - Original price $494.99
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Original price $106.99 - Original price $106.99
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ViewSonic - VA2247-MH 22" LCD FHD Adaptive Sync Monitor (HDMI VGA) - Black

ViewSonic

Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $106.99 - Original price $106.99
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Original price $98.99 - Original price $98.99
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Wacom

Wacom

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

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Original price $98.99 - Original price $98.99
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SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - White

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $242.99 - Original price $242.99
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NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

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Original price $242.99 - Original price $242.99
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ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

ViewSonic

24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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Original price $304.99 - Original price $304.99
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Original price $337.99 - Original price $337.99
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Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

Thrustmaster

DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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Original price $337.99 - Original price $337.99
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Original price $284.99 - Original price $284.99
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JBL LCT 81C/T - speaker

JBL Professional

JBL LCT 81C/T - Speaker - 40 Watt (grille color - white)

Original price $284.99 - Original price $284.99
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Original price $597.99 - Original price $597.99
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50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Samsung

50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

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Original price $378.99 - Original price $378.99
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Crucial - P310 4TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $378.99 - Original price $378.99
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Original price $69.99 - Original price $69.99
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SteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black

Steel Series

Designed For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...

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Original price $69.99 - Original price $69.99
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Original price $284.99 - Original price $284.99
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Current price $284.99

MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $284.99 - Original price $284.99
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Original price $159.99 - Original price $159.99
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NETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White

NETGEAR

Wi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...

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Original price $186.99 - Original price $186.99
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Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Field Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $186.99 - Original price $186.99
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Current price $186.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.