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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $111.99 - Original price $111.99
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CORSAIR - VENGEANCE Series 16GB (1x16GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

Corsair

One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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Canon EOS R100 - digital camera RF-S 18-45mm F4.5-6.3 IS STM lens

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $94.99 - Original price $94.99
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ASUS - ROG Harpe Ace Aim Lab Edition Ultralight Wireless Optical Gaming Mouse with ROG SpeedNova Wireless Technology - Wireless - Black

ASUS

Compatible with WindowsWorks across a wide array of computers.ROG AimPointThe 36000-dpi ROG AimPoint optical sensor features a < 1 cpi deviation...

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Original price $94.99 - Original price $94.99
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$94.99
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Original price $287.99 - Original price $287.99
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$287.99
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ASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790

ASUS

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $199.99 - Original price $199.99
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ASUS - ZenScreen 15.6" FHD IPS 60Hz Portable Monitor with Foldable Smart Case (USB Type-C) - Dark Gray

ASUS

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

Arris

Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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Original price $983.99 - Original price $983.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $983.99 - Original price $983.99
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Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Blue (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Silver (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $870.99 - Original price $870.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $870.99 - Original price $870.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $764.99 - Original price $764.99
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AMD - Ryzen 9 9950X 16-Core - 32-Thread 4.3 GHz (5.7 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD

16-core32-Thread5.7 max boost80MB Cache170W TDP

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AMD - Ryzen 7 9700X 8-Core - 16-Thread 3.8 GHz (5.5 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD

8 cores16 Threads5.5 max boost40MB Cache65W TDP

Original price $386.99 - Original price $386.99
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Acer - Nitro 31.5 VA Curved FHD 240Hz 1ms FreeSync Premium Gaming Monitor HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe Nitro 31.5" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect pictu...

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Original price $248.99 - Original price $248.99
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Original price $225.99 - Original price $225.99
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Acer - Nitro 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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Original price $225.99 - Original price $225.99
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Original price $108.99 - Original price $108.99
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APC - Back-UPS 600VA 120V 1 USB charging port 7 NEMA outlets (2 surge) - Black

APC Products

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Resident Evil 4 Standard Edition - PlayStation 5

Capcom

Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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Original price $47.99 - Original price $47.99
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Original price $727.99 - Original price $727.99
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SAMSUNG 65 Class QLED Q7F 4K Vision AI Smart TV

Samsung

Discover a new level of visual and auditory brilliance with our next level smart TV. Powered by Pantone certified color accuracy witness over one b...

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Original price $727.99 - Original price $727.99
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Original price $459.99 - Original price $459.99
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TCL - 55" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $459.99 - Original price $459.99
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Original price $158.99 - Original price $158.99
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Logitech - POWERPLAY 2 Gaming Mouse Pad with Wireless Charging - Black

Logitech

Non-Stop Wireless ChargingThe POWERPLAY 2 gaming mouse pad features exclusive technology that continuously powers your compatible mouse while in mo...

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Original price $158.99 - Original price $158.99
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Original price $528.99 - Original price $528.99
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Insignia - 65" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $528.99 - Original price $528.99
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Original price $734.99 - Original price $734.99
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SAMSUNG 55 Class QLED Q7F 4K Vision AI Smart TV

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $734.99 - Original price $734.99
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Original price $218.99 - Original price $218.99
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Sony - PULSE Explore wireless earbuds - Midnight Black

Sony

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $218.99 - Original price $218.99
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Victrola - Powered Wireless Outdoor Speakers (Pair) - Gray

Innovative Technology

5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...

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Original price $166.99 - Original price $166.99
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Original price $225.99 - Original price $225.99
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CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $225.99 - Original price $225.99
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Original price $531.99 - Original price $531.99
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Sony - ZV-1F Vlog Camera for Content Creators and Vloggers - White

Sony

Fit everything in frameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...

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Original price $531.99 - Original price $531.99
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Original price $161.99 - Original price $161.99
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Basilisk V3 Pro Customizable Optical Gaming Mouse with Razer HyperScroll Tilt Wheel - Wireless - Black

Razer

Razer HyperScroll Tilt WheelSpeed through content with a scroll wheel that free-spins until its stopped or switch to tactile mode for more precisio...

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Original price $161.99 - Original price $161.99
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Original price $110.99 - Original price $110.99
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Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone

Logitech

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $110.99 - Original price $110.99
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Logitech - G502 HERO Wired Optical Gaming Mouse with RGB Lighting - Wired - Black

Logitech

HERO Gaming SensorNext generation HERO mouse sensor delivers precision tracking up to 25600 DPI with zero smoothing filtering or acceleration.11 pr...

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Original price $60.99 - Original price $60.99
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Original price $463.99 - Original price $463.99
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JBL - PartyBox 310 Portable Party Speaker - Black

JBL

Powerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...

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Original price $463.99 - Original price $463.99
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Original price $265.99 - Original price $265.99
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$265.99
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Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $265.99 - Original price $265.99
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Current price $265.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - White

Edifier

Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $393.99 - Original price $393.99
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$393.99
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ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station White - headset

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $393.99 - Original price $393.99
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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99

Samsung - 27" Odyssey QD-OLED G6 (G60SD) QHD 360Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR - Silver

Samsung

QD-OLED Picture QualitySamsung QD-OLED delivers superior brightness and dynamic contrast with an expansive spectrum of colors and nearly limitless ...

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Original price $819.99 - Original price $819.99
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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier

Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

View full details
Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99
Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Sony - PULSE Elite wireless headset - Midnight Black

Sony

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

View full details
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.