Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5
SamsungNext Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...
View full detailsCORSAIR - MM200 Gaming Mouse Pad - Medium - Black
CorsairCreated For Use With Most Laser and Optical Gaming MiceFor comfort and durability.Cloth ConstructionOffers comfort for your wrist.Textile-weave Sur...
View full detailsViewSonic VX1654 - LED monitor - Full HD (1080p) - 16"
ViewSonicViewSonic VX1654 - LED monitor - gaming - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 144 Hz - 250 cd/m² - 8001 - 6 ms - Mini HD...
View full detailsNikon - Z fc 4K Video Mirrorless Camera w/ NIKKOR Z DX 16-50mm f/3.5-6.3 VR - Black/Silver
NikonNIKKOR Z DX 16-50mm f/3.5-6.3 VR - Silver Standard zoom lensGreat for everyday shots including everything from gorgeous landscapes to exceptional c...
View full detailsMount-It - Dual Monitor Desk Mount up to 32" - Black
BowerWide Compatibility and CapacityCompatible with 75mm x 75mm and 100mm x 100mm VESA patterns supporting screens from 17" to 32" and up to 17.6 lbs pe...
View full details26" Tall AV Rack 15U Stackable Skeleton Rack
SanusSANUS 26" Tall AV Rack 15U Stackable Skeleton Rack
JBL - Party Box 710 Portable Party Speaker - Black
JBL800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....
View full detailsLogitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black
LogitechImmersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...
View full detailsMobile Pixels - DUEX Plus DS 13.3" IPS LCD Monitor - Black
Trio4rd Gen 13.3-in.IPS LCD with updated display modes and thinner bezel than previous gen product; 1080p Full HD resolution Ideal for 13-in. to 14-in....
View full detailsCanon EOS R100 - digital camera RF-S 18-45mm F4.5-6.3 IS STM lens 55-210mm F5.0-7.1 IS STM lens
CanonRF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...
View full detailsGarmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate
GarminCompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...
View full detailsSonos - Ray All-in-One Soundbar for TV and Music - White
Sonos IncJam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...
View full detailsSonos - ARC 5.0.2 Channel Smart Soundbar with Dolby Atmos - White
Sonos IncImmerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...
View full detailsSonos - Ray All-in-One Soundbar for TV and Music - Black
Sonos IncJam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...
View full detailsSonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsSonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsEdifier - R1280DB Powered Bluetooth Bookshelf Speakers Computer Speakers - 42W RMS Optical Input - Wireless Studio Monitors - Black
Edifier21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsSamsung Odyssey G5 S27CG552EN - G55C Series - LED monitor - curved - QHD - 27" - HDR
SamsungQHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...
View full detailsSamsung HW-S700D - sound bar system - wireless
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...
View full detailsSamsung HW-S800D - sound bar system - wireless
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...
View full detailsJoy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue
Nintendo of AmericaIncludes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...
View full detailsNikon - Z 30 4K Mirrorless Camera with NIKKOR Z DX 16-50mm f/3.5-6.3 VR Lens - Black
NikonNIKKOR Z DX 16-50mm f/3.5-6.3 VR includedPerfect wide-angle zoom lens for both videos and photos. Built-in Vibration Reduction image stabilization ...
View full detailsLogitech - F310 Gaming Pad - Blue/Black
LogitechBroad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...
View full detailsVankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White
VankyoBuilt In Cooling SystemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...
View full detailsTCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...
View full detailsCanon - EOS R50 4K Video Mirrorless Camera with RF-S18-45mm f/4.5-6.3 IS STM Lens - Black
CanonRF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...
View full detailsCanon - EOS R10 Mirrorless Camera with RF-S18-45 f/4.5-6.3 IS STM Lens - Black
CanonRF-S 18-45mm f/4.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-u...
View full detailsSteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White
Steel SeriesQuick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...
View full detailsTP-Link - Archer BE6500 Dual-Band Wi-Fi 7 Router - Black
TP LinkDual-Band Wi-Fi 7Upgrade your home to the next level of Wi-Fi. This system delivers speeds up to 6500 Mbps with next-gen Wi-Fi 7 and a powerful 5G ...
View full detailsCanon - EOS R7 Mirrorless Camera with RF-S18-150mm f/3.5-6.3 IS STM Lens - Black
CanonRF-S 18-150mm F/3.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-...
View full detailsCanon - EOS R100 4K Video Mirrorless Camera with RF-S18-45mm f/4.5-6.3 IS STM Lens - Black
CanonRF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...
View full detailsCanon - EOS R8 4K Video Mirrorless Camera with RF24-50mm f/4.5-6.3 IS STM Lens - Black
CanonA well-balanced standard zoom lens for lightweightThe RF24-50mm F4.5-6.3 IS STM makes for a lightweight and comfortable all-day lens whether you ar...
View full detailsCORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black
CorsairCompact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...
View full detailsInsignia - 25w (per speaker 50w total) Bluetooth Bookshelf Speakers - Black
InsigniaNear Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...
View full detailsAPC - Back-UPS 425VA 120V 6 NEMA outlets (2 surge) - Black
APC ProductsStandby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.