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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $254.99 - Original price $254.99
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Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
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Original price $451.99 - Original price $451.99
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WD - BLACK SN850X 4TB Internal SSD PCIe Gen 4 x4 NVMe

Western Digital

PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.4TB storage capacityProvides ample storage space for your music movies and ...

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Original price $451.99 - Original price $451.99
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Original price $182.99 - Original price $182.99
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$182.99
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Samsung - 990 PRO 1TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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Original price $182.99 - Original price $182.99
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Original price $180.99 - Original price $180.99
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SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $180.99 - Original price $180.99
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Original price $90.99 - Original price $90.99
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CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $90.99 - Original price $90.99
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Original price $177.99 - Original price $177.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $177.99 - Original price $177.99
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Original price $167.99 - Original price $167.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $167.99 - Original price $167.99
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Original price $357.99 - Original price $357.99
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KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

Kitchenaid

Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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Original price $357.99 - Original price $357.99
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Original price $134.99 - Original price $134.99
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Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $134.99 - Original price $134.99
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Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

Logitech

Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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Original price $146.99 - Original price $146.99
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Original price $87.99 - Original price $87.99
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$87.99
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HyperX Cloud III Gaming - headset

HyperX

HyperX Signature Comfort and DurabilityAngled 53mm Drivers Tuned for Impeccable AudioUltra-Clear Mic with LED Mute IndicatorDTS HeadphoneX Spatial ...

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Original price $87.99 - Original price $87.99
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Original price $239.99 - Original price $239.99
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SANUS Elite - Super Slim Full-Motion TV Wall Mount for TVs 40"-90" - Low Profile - Sits 1.6" From the Wall With 20" of Extension - Black

Sanus

Full-Motion TV Wall Mount Thin ProfileMount sits 1.6" from the wall for a sleek look.Increased Viewing RangeMount extends 20" and swivels from the ...

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Original price $239.99 - Original price $239.99
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Original price $218.99 - Original price $218.99
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Logitech - StreamCam Plus 1080 Webcam for Live Streaming and Content Creation - Graphite

Logitech

Full HD 1080p at 60 fpsStream and record in full 1080p HD resolution at 60 fps for sharp natural video with smooth motion for creating professional...

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Original price $218.99 - Original price $218.99
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Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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Original price $1,211.99 - Original price $1,211.99
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Original price $1,274.99 - Original price $1,274.99
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Maytag - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Extra Power Button - White

Maytag

Extra PowerExtra Power boosts drying power to get thick fabrics drier the first time.185;Wrinkle Prevent Option with SteamWith the Wrinkle Prevent ...

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Original price $1,274.99 - Original price $1,274.99
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Original price $100.99 - Original price $100.99
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Meta - Quest Link Cable - Black

Oculus

Expand your libraryAccess 1000+ PC-based VR titles in the Meta Quest Rift libraryFreedom to roamAn extra long 16 ft (5m) construction that gives yo...

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Original price $100.99 - Original price $100.99
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Original price $124.99 - Original price $124.99
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CORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - Black

Corsair

Exclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...

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Original price $124.99 - Original price $124.99
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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
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Original price $75.99 - Original price $75.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $75.99 - Original price $75.99
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Original price $81.99 - Original price $81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $81.99 - Original price $81.99
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Original price $130.99 - Original price $130.99
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Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White

Ring

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Motion-activated AlertsGet precise motion-activated ...

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Original price $130.99 - Original price $130.99
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Original price $70.99 - Original price $70.99
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CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair

Dynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

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Original price $70.99 - Original price $70.99
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Original price $59.99 - Original price $59.99
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CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

Corsair

Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

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Original price $59.99 - Original price $59.99
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Original price $262.99 - Original price $262.99
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TP-Link - Deco AX3000 (3-pack) Dual-Band Whole Home Mesh Wi-Fi 6 System Supports Gigabit Speeds - White

TP Link

Dual-Band Wi-Fi 6 speedsExperience incredible fast speeds up to 3 Gbps (3000 Mbps) perfect for 8K/4K streaming online gaming large downloads and mo...

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Original price $262.99 - Original price $262.99
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HyperDrive Next - docking station - USB-C 3.2 Gen 2 / Thunderbolt 3 / Thunderbolt 4 - 2 x HDMI

Targus

Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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Original price $116.99 - Original price $116.99
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Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

Govee

Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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Original price $121.99 - Original price $121.99
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Original price $459.99 - Original price $459.99
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Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $459.99 - Original price $459.99
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Original price $669.99 - Original price $669.99
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Epson - EpiqVision Flex CO-FH02 Full HD 1080p Smart Streaming Portable Projector 3-Chip 3LCD Android TV Bluetooth - White

Epson

Display Stunning Images up to 300"Full HD 1080p picture four times larger than a 75" flat panel delivers an immersive experience for business prese...

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Original price $669.99 - Original price $669.99
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Original price $82.99 - Original price $82.99
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SaharaCase - Business Series Folio Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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Original price $82.99 - Original price $82.99
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Original price $118.99 - Original price $118.99
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$118.99
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Current price $118.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

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Original price $118.99 - Original price $118.99
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Original price $70.99 - Original price $70.99
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$70.99
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Rocketfish - 4-Port 4K 60Hz HDMI Switch Box - Black

Rocketfish

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Original price $70.99 - Original price $70.99
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Original price $252.99 - Original price $252.99
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Manfrotto - 290 Tripod with Fluid Video Head - Black

Manfrotto

Compatible with most camcorders and cameras up to 8.8 lbs.To prevent camera shake.Aluminum constructionFor lightweight transportation and sturdy ca...

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Original price $252.99 - Original price $252.99
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$252.99
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Original price $156.99 - Original price $156.99
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$156.99
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RØDE - PSA1+ Microphone Stand

Rode

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $156.99 - Original price $156.99
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Current price $156.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.