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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $710.99 - Original price $710.99
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Current price $710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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Original price $568.99 - Original price $568.99
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ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $568.99 - Original price $568.99
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$974.99
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Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $974.99 - Original price $974.99
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Original price $245.99 - Original price $245.99
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$245.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Pale Rose Gold

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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Original price $985.99 - Original price $985.99
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NETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

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Original price $985.99 - Original price $985.99
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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $927.99 - Original price $927.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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Original price $814.99 - Original price $814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Original price $152.99 - Original price $152.99
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$152.99
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Current price $152.99

WD - BLACK SN7100 1TB Internal SSD Gen 4 x4 NVMe

Western Digital

High-octane gaming SSDExperience an exhilarating boost you can see and feel with level-conquering speeds up to 7250MB/s read and 6900MB/s write (1-...

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Original price $152.99 - Original price $152.99
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Current price $152.99
Original price $1,423.99 - Original price $1,423.99
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Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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Current price $1,088.99

CyberPowerPC - Gaming Desktop - Intel Core i5-14400F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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Current price $1,088.99
Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99
Original price $914.99 - Original price $914.99
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$914.99
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Current price $914.99

Panasonic - HD 24x Optical Zoom Digital Camcorder - Black

Panasonic

Versitile zoomThe 24x zoom lens lets you switch seamlessly between wide-angle and telephoto shots from 25mm to 600mm (35mm equivalent).Bright 3.0-i...

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Original price $914.99 - Original price $914.99
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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $1,049.99 - Original price $1,049.99
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Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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Original price $1,049.99 - Original price $1,049.99
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Original price $291.99 - Original price $291.99
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Current price $291.99

TP-Link - Archer BE9700 Tri-Band Wi-Fi 7 Router - Black

TP Link

9.7 Gbps Wi-Fi 7 SpeedsEnhanced with 6 GHz and 320 MHz ultra-wide channels BE9700 offers impressive speeds of up to 5765 Mbps on the 6 GHz band 288...

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Original price $291.99 - Original price $291.99
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Current price $291.99
Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

Elden Ring Nightreign - Xbox Series X

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $60.99 - Original price $60.99
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Current price $60.99
Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

AMD - Ryzen 5 5500 6-Core - 12 Thread 3.6 GHz (4.2 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Black

AMD

Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99
Original price $2,408.99 - Original price $2,408.99
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Current price $2,408.99

MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Ultra 7 265 processorThe Intel Ultra 7 265 processor o...

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Original price $2,408.99 - Original price $2,408.99
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Current price $2,408.99
Original price $2,663.99 - Original price $2,663.99
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Current price $2,663.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $2,663.99 - Original price $2,663.99
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$2,663.99
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Current price $2,663.99
Original price $2,273.99 - Original price $2,273.99
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Current price $2,273.99

Apple - Mac Studio - M4 Max - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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Original price $2,273.99 - Original price $2,273.99
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$2,273.99
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Current price $2,273.99
Original price $1,642.99 - Original price $1,642.99
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$1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
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Current price $1,642.99
Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99

PowerA - Advantage Wired Controller for Xbox Series XS - Fortnite Glow

Power A

Code for Bonus Virtual Item Included Moon Bounce Emote. 2 Types of Glow Bring the spirit of the arcade to your controller with a glow in the dark...

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Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99
Original price $660.99 - Original price $660.99
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$660.99
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Current price $660.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $660.99 - Original price $660.99
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$660.99
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Current price $660.99
Original price $1,385.99 - Original price $1,385.99
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$1,385.99
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Current price $1,385.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,385.99 - Original price $1,385.99
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$1,385.99
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Current price $1,385.99
Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

Elden Ring Nightreign - PlayStation 5

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99
Original price $1,233.99 - Original price $1,233.99
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$1,233.99
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Current price $1,233.99

Dell - Plus - Copilot+ PC - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,233.99 - Original price $1,233.99
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$1,233.99
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Current price $1,233.99
Original price $2,419.99 - Original price $2,419.99
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$2,419.99
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Current price $2,419.99

Lenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,419.99 - Original price $2,419.99
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$2,419.99
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Current price $2,419.99
Original price $1,984.99 - Original price $1,984.99
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$1,984.99
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Current price $1,984.99

iBUYPOWER - Element Gaming Desktop PC-Intel Core Ultra 7 265F NVIDIA GeForce RTX 5070 12GB 32GB DDR5 RGB2TB SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,984.99 - Original price $1,984.99
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$1,984.99
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Current price $1,984.99
Original price $1,764.99 - Original price $1,764.99
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Current price $1,764.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5060 Ti 16GB - 32GB DDR5 - 2TB PCIe 4 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
Original price $1,764.99 - Original price $1,764.99
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$1,764.99
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Current price $1,764.99
Original price $525.99 - Original price $525.99
Original price
$525.99
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Current price $525.99

HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $525.99 - Original price $525.99
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$525.99
$525.99 - $525.99
Current price $525.99
Original price $618.99 - Original price $618.99
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$618.99
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Current price $618.99

Lenovo - Ideapad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1334U 2023 - 16GB Memory - 512GB SSD - Abyss Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $618.99 - Original price $618.99
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$618.99
$618.99 - $618.99
Current price $618.99
Original price $2,532.99 - Original price $2,532.99
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$2,532.99
$2,532.99 - $2,532.99
Current price $2,532.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,532.99 - Original price $2,532.99
Original price
$2,532.99
$2,532.99 - $2,532.99
Current price $2,532.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.