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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - Galaxy Book4 Edge - Copilot+ PC - 15.6" LED Laptop - Snapdragon X- 16GB Memory- 512 GB Storage - Sapphire Blue

Samsung
Original price $1,050.99 - Original price $1,050.99
Original price
$1,050.99
$1,050.99 - $1,050.99
Current price $1,050.99

Revolutionary processing power evolved with AIUnleash power-packed performance with Snapdragon X. Discover new possibilities in how you create comm...

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Original price $1,050.99 - Original price $1,050.99
Original price
$1,050.99
$1,050.99 - $1,050.99
Current price $1,050.99

Golden Tee Arcade Classics - Nintendo Switch

Atari
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

IncludesThis includes Golden Tee 3D Golf Golden Tee 97 Golden Tee 98 Golden Tee 99 Golden Tee 2k Golden Tee Classic Shuffleshot and World Class Bow...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

PNY - GeForce RTX 5060 Ti Overclocked 16GB GDDR7 PCI Express 5.0 Graphics Card with Dual Fan - Black

PNY
Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99

NVIDIA DLSS 4DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS reduce latency and improve image quality.NVID...

View full details
Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99

Golden Tee Arcade Classics - PlayStation 5

Atari
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

IncludesThis includes Golden Tee 3D Golf Golden Tee 97 Golden Tee 98 Golden Tee 99 Golden Tee 2k Golden Tee Classic Shuffleshot and World Class Bow...

View full details
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Moza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for Windows (Pedals Wheelbase Steering Wheel) - Black

Moza
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

ImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Insta360 - X5 - 8K 360 Action Camera - Black

Insta360
Original price $522.99 - Original price $522.99
Original price
$522.99
$522.99 - $522.99
Current price $522.99

360 Panoramic Capture360 shooting ensures no moment is missed with features like shoot-first-frame-later and an invisible selfie stick effect for s...

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Original price $522.99 - Original price $522.99
Original price
$522.99
$522.99 - $522.99
Current price $522.99

Hori - Dual USB PlayStand for Nintendo Switch 2 - Black

Hori
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

FunctionalityConnect Switch 2 AC Adapter to play charge in Tabletop ModeConnectivityConnect up to 2 USB DevicesPowerCharges while playing (AC Adap...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra 9 (2026) - 32GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $2,293.99 - Original price $2,293.99
Original price
$2,293.99
$2,293.99 - $2,293.99
Current price $2,293.99

16-in 3K OLED touchscreen with up to 120 HzWith technology that lights each pixel separately this OLED display brings deeper blacks for richer cont...

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Original price $2,293.99 - Original price $2,293.99
Original price
$2,293.99
$2,293.99 - $2,293.99
Current price $2,293.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

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Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

Turtle Beach - Rematch Core Wired Gaming Controller for Xbox Series XS Xbox One Windows 10/11 PC - Ghost Black Camo/Green

Turtle Beach
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Patented Audio ControlsAdjust your audio on-the-fly with D-pad controls for game/chat volume mix and master volume plus a dedicated mic mute functi...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hori - USB Camera for Nintendo Switch 2

Hori
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

CompatibilityCompatible with TV mode handheld mode and tabletop modeAdjustableFlexible neck and lens coverContentsIncludes USB-C Cable and 3.5mm St...

View full details
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

HP - OmniBook X - 16" 2K OLED Touchscreen Laptop - Snapdragon X Plus (2025) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,198.99 - Original price $1,198.99
Original price
$1,198.99
$1,198.99 - $1,198.99
Current price $1,198.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920x1200 resolution and ...

View full details
Original price $1,198.99 - Original price $1,198.99
Original price
$1,198.99
$1,198.99 - $1,198.99
Current price $1,198.99

GIGABYTE - Radeon RX 9060 XT GAMING OC 8G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XT.Video Memory8GB GDDR6.Interface CompatibilityPCI Express 5.0.AMD Radeon Tech...

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Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Sony - Alpha 7 V Full-frame Interchangeable Lens Camera Kit with SEL28702 Lens - Black

Sony
Original price $3,579.99 - Original price $3,579.99
Original price
$3,579.99
$3,579.99 - $3,579.99
Current price $3,579.99

Full-frame partially stacked Exmor RS CMOS sensor with approximately 33 .0 effective megapixelsA partially stacked Exmor RS CMOS image sensor featu...

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Original price $3,579.99 - Original price $3,579.99
Original price
$3,579.99
$3,579.99 - $3,579.99
Current price $3,579.99

Roku - 24" Class Select Series HD (720p) LED Smart RokuTV (2026)

Roku
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Antigravity - A1 8K 360 Remote Control Drone - Infinity Bundle - White

Antigravity
Original price $1,914.99 - Original price $1,914.99
Original price
$1,914.99
$1,914.99 - $1,914.99
Current price $1,914.99

8K 360 VideoThis drone captures everything around it letting you relive your footage from every angle with exceptional clarity.Al-powered EditingCr...

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Original price $1,914.99 - Original price $1,914.99
Original price
$1,914.99
$1,914.99 - $1,914.99
Current price $1,914.99

LG - Sound Suite W7 Wireless Subwoofer - Black

LG
Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

Give Your Content an Extra BoostBuild your Sound Suite with ultra-rich powerful bass that surrounds you from every direction. Get set up in minutes...

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Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

HP - OmniBook 3 - 14" 2K Touchscreen Laptop - Snapdragon X - 16GB Memory - 512GB SSD - Copilot+ PC - Starlit Blue

HP
Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

14" 2K touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can con...

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Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

Samsung - 85 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $2,237.99 - Original price $2,237.99
Original price
$2,237.99
$2,237.99 - $2,237.99
Current price $2,237.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $2,237.99 - Original price $2,237.99
Original price
$2,237.99
$2,237.99 - $2,237.99
Current price $2,237.99

HP - OmniBook X Flip - 16" 2K Touchscreen Laptop - Intel Core Ultra 9 (2024) - 32GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray

HP
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. Plus transform your content with 1920 x...

View full details
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Eclipse Gray

HP
Original price $1,397.99 - Original price $1,397.99
Original price
$1,397.99
$1,397.99 - $1,397.99
Current price $1,397.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,397.99 - Original price $1,397.99
Original price
$1,397.99
$1,397.99 - $1,397.99
Current price $1,397.99

Acer - Chromebook 315 15.6" FHD Laptop - MediaTek Kompanio 540 4GB Memory 128GB eMMC Wi-Fi 6E - Protective Sleeve - Silver

Acer
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

The Best of Google in a LaptopThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more...

View full details
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

CORSAIR - IRONCLAW WIRELESS SE FPS/MOBA/MMO Gaming Mouse - Wireless - Black

Corsair
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Ergonomic asymmetric shapeThe IRONCLAW WIRELESS SE’s unique shape is designed for larger hands and right-handed players who prefer a palm grip. Don...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Samsung - B Series 2.0 Ch Soundbar with Built In Woofer HW-B400F/ZA 2025 - Black

Samsung
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

2.0 Ch SoundImmerse yourself in your favorite content with perfectly balanced sound and rich bass. Feel every thunderclap explosion and beat with t...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Samsung - Galaxy S26 512GB - Black (Verizon)

Samsung
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario Yoshi

PowerA
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Hall Effect Modules Say goodbye to stick drift with contract-free magnetic sensors in the thumbsticks giving you smoother control enhanced precisio...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Samsung - 50" Class M70H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Mini LED Processor 4KAt the heart of your viewing experience our powerful processor analyzes and enhances every scene delivering 3X brighter highli...

View full details
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Dell - 15.6" 2K Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512 GB Storage - Carbon Black

Dell
Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel processors.Designed f...

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Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

Samsung - 55" Class M70H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Mini LED Processor 4KAt the heart of your viewing experience our powerful processor analyzes and enhances every scene delivering 3X brighter highli...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

Apple
Original price $4,059.99 - Original price $4,059.99
Original price
$4,059.99
$4,059.99 - $4,059.99
Current price $4,059.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $4,059.99 - Original price $4,059.99
Original price
$4,059.99
$4,059.99 - $4,059.99
Current price $4,059.99

LG - 55" Class C6 Series OLED evo AI 4K Smart webOS TV (2026)

LG
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

Brightness BoosterBrighter visuals vivid detail with Brightness Booster Powered the a11 AI Processor Gen 3.Perfect Black Perfect ColorLG's flagshi...

View full details
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

Apple
Original price $4,059.99 - Original price $4,059.99
Original price
$4,059.99
$4,059.99 - $4,059.99
Current price $4,059.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

View full details
Original price $4,059.99 - Original price $4,059.99
Original price
$4,059.99
$4,059.99 - $4,059.99
Current price $4,059.99

PNY - GeForce RTX 5080 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

NVIDIA DLSS 4Supreme Speed. Superior Visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost F...

View full details
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung
Original price $1,283.99 - Original price $1,283.99
Original price
$1,283.99
$1,283.99 - $1,283.99
Current price $1,283.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,283.99 - Original price $1,283.99
Original price
$1,283.99
$1,283.99 - $1,283.99
Current price $1,283.99

ASUS - ROG Strix B850-F GAMING WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

View full details
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.