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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $313.99 - Original price $313.99
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Current price $313.99

JBL - PartyBox On-The-Go Essential Portable Wireless Party Speaker with Wireless Microphone - 2024 - Black

JBL

Amazing JBL pro soundFind your beat with 100 watts of powerful booming JBL pro sound. Indoors or out the JBL PartyBox On-The-Go Essential delivers ...

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Original price $313.99 - Original price $313.99
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Original price $63.99 - Original price $63.99
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The Smurfs - Dreams - Nintendo Switch

Microids

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $63.99 - Original price $63.99
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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - White

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99
Original price $1,710.99 - Original price $1,710.99
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Current price $1,710.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 32GB Memory - 1TB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,710.99 - Original price $1,710.99
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Original price $1,135.99 - Original price $1,135.99
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Current price $1,135.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Original price $222.99 - Original price $222.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $222.99 - Original price $222.99
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$222.99
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Current price $222.99
Original price $1,130.99 - Original price $1,130.99
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Current price $1,130.99

Dell - Inspiron 14 Plus Copilot+ PC - 14" 2.5K Touchscreen Laptop - Snapdragon X Plus X1P-64 2024 - 16GB Memory - 512GB Storage - Ice Blue

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,130.99 - Original price $1,130.99
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Original price $765.99 - Original price $765.99
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Current price $765.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $765.99 - Original price $765.99
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$765.99
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Original price $259.99 - Original price $259.99
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Current price $259.99

Lenovo - IdeaPad 3i Chromebook 15.6" Full HD Laptop - Intel Celeron 2021 - 4GB Memory with 64GB eMMC Storage - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $259.99 - Original price $259.99
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Original price $125.99 - Original price $125.99
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Contixo - F28 Stratus 2K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Silver

Contixo

Exceptional Camera QualityF28 Foldable GPS Drone comes equipped with a 2K Full HD Camera offering a FOV of 85 degrees and adjustable angles ranging...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $1,081.99 - Original price $1,081.99
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Current price $1,081.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,081.99 - Original price $1,081.99
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$1,081.99
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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

CORSAIR - XTM60 High Performance Thermal Paste - Gray

Corsair

Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99
Original price $1,357.99 - Original price $1,357.99
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Current price $1,357.99

ASUS - Zenbook S 16 16 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 365 - 24GB Memory - 1TB SSD - Scandinavian White

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,357.99 - Original price $1,357.99
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Current price $1,357.99
Original price $465.99 - Original price $465.99
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Current price $465.99

XFX - Mercury AMD Radeon RX 9060XT OC Gaming Edition 16GB GDDR6 PCI Express 5.0 Gaming Graphics Card - Black

XFX

GDDR6 Memory for advanced gamingEquipped with 16GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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Original price $465.99 - Original price $465.99
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$465.99
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Current price $465.99
Original price $1,777.99 - Original price $1,777.99
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Current price $1,777.99

Lenovo - Legion Tower 5i Gaming Desktop - Intel Core Ultra 7 Processor 265F - 32GB RAM - NVIDIA RTX 5060Ti 8GB - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,777.99 - Original price $1,777.99
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Current price $1,777.99
Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99

Samsung - Q-Series HW-QS750F 5.1.2 Ch Soundbar with Subwoofer and Rear Speakers - Titan Black

Samsung

Convertible FitChoose the soundbar setup that suits you whether flush against the wall or flat on a table without compromising audio quality. The b...

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Original price $819.99 - Original price $819.99
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Original price $314.99 - Original price $314.99
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Current price $314.99

Samsung - B-series HW-B650F 3.1 Ch DTS VirtualX Soundbar - Black

Samsung

3.1 Ch SoundBe part of every scene with well balanced harmonious sound delivered by three front channels and a wireless subwoofer. The built in cen...

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Original price $314.99 - Original price $314.99
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Original price $47.99 - Original price $47.99
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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
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Current price $47.99
Original price $1,357.99 - Original price $1,357.99
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Current price $1,357.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,357.99 - Original price $1,357.99
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Current price $1,357.99
Original price $915.99 - Original price $915.99
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Current price $915.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $915.99 - Original price $915.99
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$915.99
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Current price $915.99
Original price $199.99 - Original price $199.99
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$199.99
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Current price $199.99

Razer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - Black

Razer

56 g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movem...

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Original price $199.99 - Original price $199.99
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Original price $125.99 - Original price $125.99
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LEGO - Super Mario Mario Kart - Bowser's Castle 72039

Lego

Get ready to race through Bowser's Castle The LEGO Super Mario Mario Kart - Bowser's Castle (72039) building set brings one of the most iconic Mari...

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Original price $125.99 - Original price $125.99
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Original price $125.99 - Original price $125.99
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LEGO - Super Mario Prince Florian Castle Bowser 72042

Lego

Time to face the final boss The LEGO Super Mario Prince Florian and Castle Bowser (72042) boss battle building set brings the epic finale of Super ...

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Original price $125.99 - Original price $125.99
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Current price $125.99
Original price $1,814.99 - Original price $1,814.99
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Current price $1,814.99

TCL - 75" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $1,814.99 - Original price $1,814.99
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Current price $1,814.99
Original price $397.99 - Original price $397.99
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Current price $397.99

Quest 3S 256GB Get Batman Arkham Shadow and a 3-Month Trial of Meta Horizon+ Included — All-In-One Headset - White

Meta

BATMAN ARKHAM SHADOW INCLUDEDPurchase a Meta Quest 3S 256GB and get Batman Arkham Shadow included. Immerse yourself in the grit of Gotham and becom...

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Original price $397.99 - Original price $397.99
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$397.99
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Current price $397.99
Original price $241.99 - Original price $241.99
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$241.99
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Current price $241.99

ASUS - ROG Azoth X 75 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS

Stellar-Themed ROG KeycapsSpecial dye-sublimated keycaps are translucent on three sides to allow RGB lighting to pass through for a striking aesthe...

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Original price $241.99 - Original price $241.99
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$241.99
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Current price $241.99
Original price $1,937.99 - Original price $1,937.99
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Current price $1,937.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9800X3D AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,937.99 - Original price $1,937.99
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Original price $989.99 - Original price $989.99
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$989.99
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Current price $989.99

Roku - 65" Class Pro Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku

Dazzling pictureWatch larger-than-life colors pop off the QLED screen and dive into vivid highlights deeper darks and realistic depth with thousand...

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Original price $989.99 - Original price $989.99
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$989.99
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Current price $989.99
Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

Gears of War Reloaded - PlayStation 5

Microsoft

The original remasteredPowered by Unreal Engine Gears of War Reloaded is a remaster of the blockbuster first Gears of War now fully optimized for P...

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Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99
Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Current price $1,322.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Current price $1,322.99
Original price $1,135.99 - Original price $1,135.99
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$1,135.99
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Current price $1,135.99

Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,135.99 - Original price $1,135.99
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$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99
Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99

Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
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Current price $1,322.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,322.99 - Original price $1,322.99
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$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99
Original price $930.99 - Original price $930.99
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$930.99
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Current price $930.99

JBL - Partybox 520 Portable Wireless Party Speaker - 2025 - Black

JBL

Electrifying sound with AI Sound BoostPowerful sound to make your playlist shine. This sound is made to match your energy so you feel like you're h...

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Original price $930.99 - Original price $930.99
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$930.99
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Current price $930.99
Original price $87.99 - Original price $87.99
Original price
$87.99
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Current price $87.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Blush - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $87.99 - Original price $87.99
Original price
$87.99
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Current price $87.99
Original price $87.99 - Original price $87.99
Original price
$87.99
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Current price $87.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.