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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Purple

Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Purple

Apple
$914.99 - $914.99
$914.99
$914.99 - $914.99
$914.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$914.99 - $914.99
$914.99
$914.99 - $914.99
$914.99
HP - 14" 2K Touchscreen 2-in-1 Chromebook - Intel Core N150 - 8GB Memory - 64GB eMMC - Sky Blue

HP - 14" 2K Touchscreen 2-in-1 Chromebook - Intel Core N150 - 8GB Memory - 64GB eMMC - Sky Blue

HP
$604.99 - $604.99
$604.99
$604.99 - $604.99
$604.99

Intel N150 processorImproved graphics and performance for your everyday. Connect learn and play anywhere.14" 2K touchscreen with IPS1920 x 1200 res...

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$604.99 - $604.99
$604.99
$604.99 - $604.99
$604.99
TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26+ 6.7" Phone Case - Black

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26+ 6.7" Phone Case - Black

TORRAS
$57.99 - $57.99
$57.99
$57.99 - $57.99
$57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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$57.99 - $57.99
$57.99
$57.99 - $57.99
$57.99
TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 6.3" Phone Case - Black

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 6.3" Phone Case - Black

TORRAS
$57.99 - $57.99
$57.99
$57.99 - $57.99
$57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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$57.99 - $57.99
$57.99
$57.99 - $57.99
$57.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Sky Blue

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Sky Blue

Apple
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Starlight

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Starlight

Apple
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Starlight

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Starlight

Apple
$1,256.99 - $1,256.99
$1,256.99
$1,256.99 - $1,256.99
$1,256.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,256.99 - $1,256.99
$1,256.99
$1,256.99 - $1,256.99
$1,256.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Space Gray

Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Space Gray

Apple
$689.99 - $689.99
$689.99
$689.99 - $689.99
$689.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$689.99 - $689.99
$689.99
$689.99 - $689.99
$689.99
Samsung - Galaxy S26+ 256GB - White (ATT)

Samsung - Galaxy S26+ 256GB - White (ATT)

Samsung
$1,304.99 - $1,304.99
$1,304.99
$1,304.99 - $1,304.99
$1,304.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,304.99 - $1,304.99
$1,304.99
$1,304.99 - $1,304.99
$1,304.99
Samsung - Galaxy S26 256GB - Cobalt Violet (ATT)

Samsung - Galaxy S26 256GB - Cobalt Violet (ATT)

Samsung
$1,069.99 - $1,069.99
$1,069.99
$1,069.99 - $1,069.99
$1,069.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,069.99 - $1,069.99
$1,069.99
$1,069.99 - $1,069.99
$1,069.99
Samsung - Galaxy S26 256GB - Black (ATT)

Samsung - Galaxy S26 256GB - Black (ATT)

Samsung
$1,069.99 - $1,069.99
$1,069.99
$1,069.99 - $1,069.99
$1,069.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,069.99 - $1,069.99
$1,069.99
$1,069.99 - $1,069.99
$1,069.99
Samsung - Galaxy S26+ 512GB (Unlocked) - Sky Blue

Samsung - Galaxy S26+ 512GB (Unlocked) - Sky Blue

Samsung
$1,305.99 - $1,305.99
$1,305.99
$1,305.99 - $1,305.99
$1,305.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,305.99 - $1,305.99
$1,305.99
$1,305.99 - $1,305.99
$1,305.99
Samsung - Galaxy S26 512GB (Unlocked) - Black

Samsung - Galaxy S26 512GB (Unlocked) - Black

Samsung
$1,187.99 - $1,187.99
$1,187.99
$1,187.99 - $1,187.99
$1,187.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,187.99 - $1,187.99
$1,187.99
$1,187.99 - $1,187.99
$1,187.99
Samsung - Galaxy S26 256GB (Unlocked) - Sky Blue

Samsung - Galaxy S26 256GB (Unlocked) - Sky Blue

Samsung
$953.99 - $953.99
$953.99
$953.99 - $953.99
$953.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$953.99 - $953.99
$953.99
$953.99 - $953.99
$953.99
Samsung - Galaxy S26 512GB (Unlocked) - Cobalt Violet

Samsung - Galaxy S26 512GB (Unlocked) - Cobalt Violet

Samsung
$1,187.99 - $1,187.99
$1,187.99
$1,187.99 - $1,187.99
$1,187.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,187.99 - $1,187.99
$1,187.99
$1,187.99 - $1,187.99
$1,187.99
Samsung - Galaxy S26+ 256GB (Unlocked) - White

Samsung - Galaxy S26+ 256GB (Unlocked) - White

Samsung
$1,070.99 - $1,070.99
$1,070.99
$1,070.99 - $1,070.99
$1,070.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,070.99 - $1,070.99
$1,070.99
$1,070.99 - $1,070.99
$1,070.99
Samsung - Galaxy S26+ 256GB - Sky Blue (Verizon)

Samsung - Galaxy S26+ 256GB - Sky Blue (Verizon)

Samsung
$1,277.99 - $1,277.99
$1,277.99
$1,277.99 - $1,277.99
$1,277.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,277.99 - $1,277.99
$1,277.99
$1,277.99 - $1,277.99
$1,277.99
Samsung - Galaxy S26 256GB - Cobalt Violet (Verizon)

Samsung - Galaxy S26 256GB - Cobalt Violet (Verizon)

Samsung
$1,051.99 - $1,051.99
$1,051.99
$1,051.99 - $1,051.99
$1,051.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,051.99 - $1,051.99
$1,051.99
$1,051.99 - $1,051.99
$1,051.99
Samsung - Galaxy S26 256GB - Black (Verizon)

Samsung - Galaxy S26 256GB - Black (Verizon)

Samsung
$1,052.99 - $1,052.99
$1,052.99
$1,052.99 - $1,052.99
$1,052.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
$1,052.99 - $1,052.99
$1,052.99
$1,052.99 - $1,052.99
$1,052.99
Dell - 15.6" 2K Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB Storage - Carbon Black

Dell - 15.6" 2K Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB Storage - Carbon Black

Dell
$968.99 - $968.99
$968.99
$968.99 - $968.99
$968.99

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel processors.Designed f...

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$968.99 - $968.99
$968.99
$968.99 - $968.99
$968.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Blue

Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Blue

Apple
$689.99 - $689.99
$689.99
$689.99 - $689.99
$689.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$689.99 - $689.99
$689.99
$689.99 - $689.99
$689.99
HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB UFS - Willow Green

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB UFS - Willow Green

HP
$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99
Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
$971.99 - $971.99
$971.99
$971.99 - $971.99
$971.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
$971.99 - $971.99
$971.99
$971.99 - $971.99
$971.99
Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung
$830.99 - $830.99
$830.99
$830.99 - $830.99
$830.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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$830.99 - $830.99
$830.99
$830.99 - $830.99
$830.99
Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

Samsung
$819.99 - $819.99
$819.99
$819.99 - $819.99
$819.99

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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$819.99 - $819.99
$819.99
$819.99 - $819.99
$819.99
Alienware - Pro Wireless Over-the-Ear Gaming Headset for Windows PS5 PS4 Switch and Mobile - Dark Side of the Moon

Alienware - Pro Wireless Over-the-Ear Gaming Headset for Windows PS5 PS4 Switch and Mobile - Dark Side of the Moon

Dell
$235.99 - $235.99
$235.99
$235.99 - $235.99
$235.99

Tailor your soundAlienware Command Center allows you to customize your preferences and sound experience through the integration of Dolby Atmos tech...

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$235.99 - $235.99
$235.99
$235.99 - $235.99
$235.99
Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Licensed for Xbox Series XS PC - Black

Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Licensed for Xbox Series XS PC - Black

Razer
$231.99 - $231.99
$231.99
$231.99 - $231.99
$231.99

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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$231.99 - $231.99
$231.99
$231.99 - $231.99
$231.99
Polk Audio - Polk Reserve Series R300 Compact Center Channel Speaker New 1" Pinnacle Ring Tweeter Dual 5.25" Turbine Cone Woofers - Black

Polk Audio - Polk Reserve Series R300 Compact Center Channel Speaker New 1" Pinnacle Ring Tweeter Dual 5.25" Turbine Cone Woofers - Black

Polk Audio
$534.99 - $534.99
$534.99
$534.99 - $534.99
$534.99

Modern Compact Center Channel LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter and dual 5.25" Turbine Cone Woofers the R300 Center Ch...

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$534.99 - $534.99
$534.99
$534.99 - $534.99
$534.99
Polk Audio - Polk Reserve Series R500 Floorstanding Tower Speaker New 1" Pinnacle Ring Tweeter Dual 5.25" Turbine Cone Woofers - Black

Polk Audio - Polk Reserve Series R500 Floorstanding Tower Speaker New 1" Pinnacle Ring Tweeter Dual 5.25" Turbine Cone Woofers - Black

Polk Audio
$741.99 - $741.99
$741.99
$741.99 - $741.99
$741.99

Powerful Versatile Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 5.25" Turbine Cone Woofer the technologically adv...

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$741.99 - $741.99
$741.99
$741.99 - $741.99
$741.99
Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey

Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey

Lenovo
$606.99 - $606.99
$606.99
$606.99 - $606.99
$606.99

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$606.99 - $606.99
$606.99
$606.99 - $606.99
$606.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Midnight

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Midnight

Apple
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Midnight

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Midnight

Apple
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Sky Blue

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Sky Blue

Apple
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Starlight

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Starlight

Apple
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Silver

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Silver

Apple
$1,256.99 - $1,256.99
$1,256.99
$1,256.99 - $1,256.99
$1,256.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,256.99 - $1,256.99
$1,256.99
$1,256.99 - $1,256.99
$1,256.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.