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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $25.99 - Original price $25.99
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NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

NEXT

Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

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Original price $1,522.99 - Original price $1,522.99
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Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,522.99 - Original price $1,522.99
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Original price $46.99 - Original price $46.99
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NEXT - Wireless Pro Controller for Switch 2 Switch - Black

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $37.99 - Original price $37.99
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The Karate Kid Street Rumble - Nintendo Switch

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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Original price $568.99 - Original price $568.99
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JBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Espresso

JBL

Dual 8-inch (200mm) Polycellulose Ribbed Cone WoofersThe 280F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary mix...

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Original price $568.99 - Original price $568.99
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Original price $2,147.99 - Original price $2,147.99
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NETGEAR - Orbi 970 Series BE27000 Quad-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE27000 quad-band mesh Wi-Fi router and two satellitesOrbi 970 Series with Wi-Fi 7 unleashes speeds up to 27Gbps for unparalleled performance and c...

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Original price $497.99 - Original price $497.99
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Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $497.99 - Original price $497.99
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Original price $90.99 - Original price $90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $72.99 - Original price $72.99
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JBL - PartyLight Stick bluetooth party light stick - 2024 - Black

JBL

Take your party to the next levelThe JBL PartyLight Stick syncs automatically with the sound and lights of any JBL PartyBox turning your party into...

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NEXT - Precision Thumbstick Multi-Pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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Insignia - Desk Mat - Black

Insignia

Large size15.75 H x 31.5 W in. size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work or game.Reve...

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Original price $559.99 - Original price $559.99
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HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $559.99 - Original price $559.99
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SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Aqua

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $79.99 - Original price $79.99
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HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Original price $3,499.99 - Original price $3,499.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,499.99 - Original price $3,499.99
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Original price $2,368.99 - Original price $2,368.99
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ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,368.99 - Original price $2,368.99
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Original price $2,196.99 - Original price $2,196.99
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ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,196.99 - Original price $2,196.99
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Original price $3,272.99 - Original price $3,272.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,272.99 - Original price $3,272.99
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Original price $134.99 - Original price $134.99
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SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - FaZe Clan Limited Edition

Steel Series

FaZe Clan EditionDominate the battlefield just like FaZe with their favorite gaming mouse while repping their colors. With gear endorsed by them be...

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Original price $134.99 - Original price $134.99
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Original price $1,693.99 - Original price $1,693.99
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HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,693.99 - Original price $1,693.99
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Original price $311.99 - Original price $311.99
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$311.99
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JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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Original price $311.99 - Original price $311.99
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Original price $361.99 - Original price $361.99
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JBL - Stage 200P 10-Inch Powered Subwoofer - Latte

JBL

10-inch (250mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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Original price $361.99 - Original price $361.99
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Original price $312.99 - Original price $312.99
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JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99
Original price $260.99 - Original price $260.99
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$260.99
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JBL - Stage2 245C 2.5-Way Quad 4.5-inch (114mm) Center Channel Loudspeaker - Each - Espresso

JBL

Quad 4.5-inch (114mm) Polycellulose Ribbed Cone WoofersEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pul...

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Original price $260.99 - Original price $260.99
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Original price $216.99 - Original price $216.99
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Hisense - 5.1 Channel 540W Soundbar with Wireless 6.5" Subwoofer and 2 Rear Speakers (HS5100) - Black

HISENSE

Crank up the powerHold on to your socks. 8 speakers deliver total 540w max output power. Fill the room with sound and fall deeper into the experien...

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Original price $216.99 - Original price $216.99
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Original price $93.99 - Original price $93.99
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$93.99
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Razer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black

Razer

Fully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...

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Original price $93.99 - Original price $93.99
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Original price $1,181.99 - Original price $1,181.99
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WD - BLACK SN850X 8TB Internal SSD PCIe Gen 4 x4 NVMe

Western Digital

Gain the ultimate gaming edgeInsane speeds up to 7300MB/s (1TB - 4TB models) deliver top-tier performance with ridiculously short load times — for ...

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Original price $1,181.99 - Original price $1,181.99
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Original price $819.99 - Original price $819.99
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Samsung - 27" Odyssey G7 (G70D) 4K UHD IPS AMD FreeSync Premium Pro and G-Sync Compatible Smart Gaming Monitor with HDR400 - Black

Samsung

4K UHD4K UHD resolution elevates your gaming with crystal-clear visuals that shine brighter making worlds feel more real with incredible detail.Fas...

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Original price $819.99 - Original price $819.99
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Original price $205.99 - Original price $205.99
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Snaptain - P30 4K Drone with Camera GPS and Remote Controller - Gray

Vantop

Lightweight and compactP30 weighs under 249 g.Drone is compact foldable and easy to transport. It's the perfect travel companion for your next adve...

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Original price $205.99 - Original price $205.99
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Original price $445.99 - Original price $445.99
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$445.99
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Current price $445.99

TP-Link - Deco BE65 Pro BE11000 Tri-Band Wi-Fi 7 Whole Home Mesh Router System (3-pack) - White

TP Link

Supercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...

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Original price $445.99 - Original price $445.99
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$445.99
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Original price $26.99 - Original price $26.99
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$26.99
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Current price $26.99

KontrolFreek - No-Slip Thumbgrip 8-pack - UNI - Multicolor

KontrolFreek

Aim + AttackThe extra-grippy rubber material gives you more control and precision while aiming.Universal FitMix and match the colours on your offic...

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Original price $26.99 - Original price $26.99
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$26.99
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Current price $26.99
Original price $705.99 - Original price $705.99
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$705.99
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Current price $705.99

HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $705.99 - Original price $705.99
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$705.99
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Current price $705.99
Original price $439.99 - Original price $439.99
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$439.99
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Current price $439.99

LG - 5.1.1-Channel S70TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos WOW Orchestra - Black

LG

Perfectly Matches LG QNED Series TVWhile a great sound enhancer for any LG TV this slim and compact soundbar is especially ideal for your LG QNED. ...

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Original price $439.99 - Original price $439.99
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$439.99
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Current price $439.99
Original price $166.99 - Original price $166.99
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$166.99
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Current price $166.99

LG - 32" Class LR65 Series LED HD webOS TV (2024)

LG Electronics

High Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...

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Original price $166.99 - Original price $166.99
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$166.99
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Current price $166.99
Original price $1,259.99 - Original price $1,259.99
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Current price $1,259.99

Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,259.99 - Original price $1,259.99
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Original price $1,394.99 - Original price $1,394.99
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Current price $1,394.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.