Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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View full detailsJBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Espresso
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View full detailsNETGEAR - Orbi 970 Series BE27000 Quad-Band Mesh Wi-Fi 7 System (3-pack) - White
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View full detailsSamsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe
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View full detailsJBL - PartyLight Stick bluetooth party light stick - 2024 - Black
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View full detailsNEXT - Precision Thumbstick Multi-Pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color
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View full detailsInsignia - Desk Mat - Black
InsigniaLarge size15.75 H x 31.5 W in. size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work or game.Reve...
View full detailsHP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
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View full detailsSteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Aqua
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View full detailsHP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey
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View full detailsASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White
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View full detailsASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray
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View full detailsASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray
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View full detailsASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray
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View full detailsSteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - FaZe Clan Limited Edition
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View full detailsHP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
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View full detailsJBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte
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View full detailsJBL - Stage 200P 10-Inch Powered Subwoofer - Latte
JBL10-inch (250mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...
View full detailsJBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso
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View full detailsJBL - Stage2 245C 2.5-Way Quad 4.5-inch (114mm) Center Channel Loudspeaker - Each - Espresso
JBLQuad 4.5-inch (114mm) Polycellulose Ribbed Cone WoofersEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pul...
View full detailsHisense - 5.1 Channel 540W Soundbar with Wireless 6.5" Subwoofer and 2 Rear Speakers (HS5100) - Black
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View full detailsRazer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black
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View full detailsWD - BLACK SN850X 8TB Internal SSD PCIe Gen 4 x4 NVMe
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View full detailsSamsung - 27" Odyssey G7 (G70D) 4K UHD IPS AMD FreeSync Premium Pro and G-Sync Compatible Smart Gaming Monitor with HDR400 - Black
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View full detailsSnaptain - P30 4K Drone with Camera GPS and Remote Controller - Gray
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View full detailsTP-Link - Deco BE65 Pro BE11000 Tri-Band Wi-Fi 7 Whole Home Mesh Router System (3-pack) - White
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View full detailsKontrolFreek - No-Slip Thumbgrip 8-pack - UNI - Multicolor
KontrolFreekAim + AttackThe extra-grippy rubber material gives you more control and precision while aiming.Universal FitMix and match the colours on your offic...
View full detailsHP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
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View full detailsLG - 5.1.1-Channel S70TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos WOW Orchestra - Black
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View full detailsLG - 32" Class LR65 Series LED HD webOS TV (2024)
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View full detailsDell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite
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View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Platinum
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View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.