Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Apple - 13-inch iPad Air M4 chip Wi-Fi 128GB - Space Gray

Apple
Original price $914.99 - Original price $914.99
Original price
$914.99
$914.99 - $914.99
Current price $914.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
Original price $914.99 - Original price $914.99
Original price
$914.99
$914.99 - $914.99
Current price $914.99

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

Apple
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

14-inch MacBook Pro - Apple M5 Pro chip with 15-core CPU and 16-core GPU - 24GB Memory - 1TB SSD - Space Black

Apple
Original price $2,348.99 - Original price $2,348.99
Original price
$2,348.99
$2,348.99 - $2,348.99
Current price $2,348.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

View full details
Original price $2,348.99 - Original price $2,348.99
Original price
$2,348.99
$2,348.99 - $2,348.99
Current price $2,348.99

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Sky Blue

Apple
Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

Sony - Alpha 6100 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm + 55-210 Lenses Bundle - Black

Sony
Original price $1,392.99 - Original price $1,392.99
Original price
$1,392.99
$1,392.99 - $1,392.99
Current price $1,392.99

Sony E PZ 16-50mm f/3.5-5.6 OSS and E 55-210mm f/4.5-6.3 OSS lenses provide versatilityPerfect for everyday shots including everything from gorgeou...

View full details
Original price $1,392.99 - Original price $1,392.99
Original price
$1,392.99
$1,392.99 - $1,392.99
Current price $1,392.99

Samsung - Galaxy Book6 Touch - Copilot+ PC - 16" LCD Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory -512GB SSD - Gray

Samsung
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

The power your day demandsExperience incredible power with a hands on PC that matches your energy Galaxy Book6 Touch. The latest and greatest Intel...

View full details
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Samsung - 65 Class QN990F Series Neo QLED 8K Mini LED SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $2,985.99 - Original price $2,985.99
Original price
$2,985.99
$2,985.99 - $2,985.99
Current price $2,985.99

NQ8 AI Gen3 ProcessorGet brilliant 8K picture quality delivered without compromise with the most advanced AI powered processor in a Samsung TV. Eve...

View full details
Original price $2,985.99 - Original price $2,985.99
Original price
$2,985.99
$2,985.99 - $2,985.99
Current price $2,985.99

LEGO - DC Batman Batman Logo Building Toy 76330

Lego
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Stand For Truth JusticeCelebrate 20 years of LEGO DC Batman with the LEGO DC Batman Logo (76330) building toy for boys and girls 12 years old and ...

View full details
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

VITURE - Luma Pro XR Glasses - 152 inches 1200p Ultra Sharp Display 1000 Nits 52 degrees FOV Myopia Adjustments - Regular - Black

Viture
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

A 1200p ultra sharp displayStep into a jaw-dropping 152 inches virtual screen with revolutionary 1200P resolution that feels like 4K. Text is razor...

View full details
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

NETGEAR - Orbi 770 Series BE11000 Tri-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

View full details
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Samsung - 32" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

View full details
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Pioneer - 40" Class LED Full HD (1080p) Smart Roku TV

Pioneer
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

TCL - 65" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Willow Green

HP
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26+ 6.7" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

View full details
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 6.3" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

View full details
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 Ultra 6.9" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

View full details
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold

HP
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

LG - 83" Class M3 Series OLED evo 4K UHD Smart webOS TV with Wireless Connectivity (2023)

LG
Original price $3,686.99 - Original price $3,686.99
Original price
$3,686.99
$3,686.99 - $3,686.99
Current price $3,686.99

Wireless ConnectivityA wireless connectivity solution capable of real-time video and audio transmission removing the need to run cables and wires d...

View full details
Original price $3,686.99 - Original price $3,686.99
Original price
$3,686.99
$3,686.99 - $3,686.99
Current price $3,686.99

Sony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black

TEAC
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

View full details
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Glorious - GMMK Pro Barebone High Profile Gasket Mounted RGB 75 Wired Mechanical Keyboard - Black

Glorious
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Premium DesignGasket-mounted 75 percent fully modular tkl hot swappable keyboard built for everyone. Compatible with QMK VIA opensource firmware. ...

View full details
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Nikon - ZR Full-frame Mirrorless Cinema Camera 24-50mm Zoom Lens Kit for Z Mount Lenses - Black

Nikon
Original price $2,885.99 - Original price $2,885.99
Original price
$2,885.99
$2,885.99 - $2,885.99
Current price $2,885.99

Nikon ZR 6K Cinema Camera with NIKKOR Z 24-50mm f/4-6.3 Zoom LensThis Nikon ZR Kit includes the NIKKOR Z 24-50mm f/4-6.3 Zoom lens packs big optica...

View full details
Original price $2,885.99 - Original price $2,885.99
Original price
$2,885.99
$2,885.99 - $2,885.99
Current price $2,885.99

TCL - 85" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

View full details
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Bose - Bass Module 700 Wireless Subwoofer - Black

Bose
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

View full details
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

View full details
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

LG - 65" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)

LG
Original price $1,638.99 - Original price $1,638.99
Original price
$1,638.99
$1,638.99 - $1,638.99
Current price $1,638.99

Brightness BoosterBrightness Booster technology magnifies each individual pixel for luminous quality that shines with every detailBright Room Ready...

View full details
Original price $1,638.99 - Original price $1,638.99
Original price
$1,638.99
$1,638.99 - $1,638.99
Current price $1,638.99

Sony - 55" Class BRAVIA 5 Mini LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,357.99 - Original price $1,357.99
Original price
$1,357.99
$1,357.99 - $1,357.99
Current price $1,357.99

Mini LED brightness and contrastThousands of Mini LEDs are precisely controlled by XR Backlight Master Drive to deliver captivating brightness and ...

View full details
Original price $1,357.99 - Original price $1,357.99
Original price
$1,357.99
$1,357.99 - $1,357.99
Current price $1,357.99

Samsung - 85 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

View full details
Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

Samsung - 55 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $972.99 - Original price $972.99
Original price
$972.99
$972.99 - $972.99
Current price $972.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

View full details
Original price $972.99 - Original price $972.99
Original price
$972.99
$972.99 - $972.99
Current price $972.99

Samsung - 65 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

View full details
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

Sony - 75" Class BRAVIA 5 Mini LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

Mini LED brightness and contrastThousands of Mini LEDs are precisely controlled by XR Backlight Master Drive to deliver captivating brightness and ...

View full details
Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

LG - 83" Class G5 Series OLED evo AI 4K UHD Smart webOS TV with One Wall Design (2025)

LG
Original price $4,894.99 - Original price $4,894.99
Original price
$4,894.99
$4,894.99 - $4,894.99
Current price $4,894.99

Brightness Booster UltimateBrightness Booster Ultimate magnifies each individual pixel for remarkably luminous detail.Bright Room ReadyBright Room ...

View full details
Original price $4,894.99 - Original price $4,894.99
Original price
$4,894.99
$4,894.99 - $4,894.99
Current price $4,894.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.