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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $113.99 - Original price $113.99
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Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - White

Turtle Beach

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $113.99 - Original price $113.99
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Original price $35.99 - Original price $35.99
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Ultra PRO - 3" x 4" Regular Toploaders Card Sleeves 100-Count Retail Pack

Ultra Pro

Protect your valuable trading cardsWith the original Ultra PRO toploaders and "penny sleeves".Standard sizingBoth sleeves and toploaders are sized ...

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Original price $35.99 - Original price $35.99
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Original price $886.99 - Original price $886.99
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Acer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray

Acer

The Best of Google in a Laptopkeyboard a crystal clear 120Hz high-resolution display and enjoy the freedom of fast Wi-Fi 6E toGet Google AI Pro 2TB...

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Original price $886.99 - Original price $886.99
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Original price $457.99 - Original price $457.99
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Insta360 - GO 3S (128GB) Action Camera - Black

Insta360

Lightweight PortableInsta360 GO 3S is as small as your thumb. Take it anywhere for crisp 4K videos on the go.Easy POVsSnap GO 3S onto the Magnet P...

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Original price $457.99 - Original price $457.99
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Original price $114.99 - Original price $114.99
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$114.99
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Razer - Firefly V2 Pro Gaming Mouse Pad with Chroma RGB Lighting - Black

Razer

Edge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...

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Original price $114.99 - Original price $114.99
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Original price $689.99 - Original price $689.99
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Golden Tee 3D 35th Anniversary Deluxe Arcade Machine

Arcade1Up

Eight classic gamesDive into a treasure trove of eight classic games each meticulously designed to transport you back to the golden age of arcade g...

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Original price $689.99 - Original price $689.99
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Original price $46.99 - Original price $46.99
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Turtle Beach - Pure SEL Ultra-Light Wired Ergonomic RGB Gaming Mouse with 8K DPI Optical Sensor Mechanical Switches - Wired - White

Turtle Beach

Ultra LightweightWeighing in at only 49g the Pure SEL feels weightless and features a pure performance design allowing for quick flick shots and la...

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Original price $46.99 - Original price $46.99
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Original price $86.99 - Original price $86.99
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Turtle Beach - Burst II Air Ultra-Lightweight Wireless Optical Gaming Mouse with Bluetooth 120-hour battery - Wireless - White

Turtle Beach

Ultra-Lightweight DesignBurst II Air pushes weight boundaries even lower at a best-in-class 47g with a solid top shell offering the perfect balance...

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Original price $86.99 - Original price $86.99
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Original price $141.99 - Original price $141.99
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Razer - Seiren V3 Chroma Condenser USB Microphone - White

Razer

Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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Original price $32.99 - Original price $32.99
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Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

Insignia

Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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Original price $32.99 - Original price $32.99
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Original price $336.99 - Original price $336.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - White

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $336.99 - Original price $336.99
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Turtle Beach - Pure SEL Ultra-Light Wired Ergonomic RGB Gaming Mouse with 8K DPI Optical Sensor Mechanical Switches - Wired - Black

Turtle Beach

Ultra LightweightWeighing in at only 49g the Pure SEL feels weightless and features a pure performance design allowing for quick flick shots and la...

View full details
Original price $58.99 - Original price $58.99
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$58.99
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Samsung UN65DU8000F DU8000 Series - 65" Class (64.5" viewable) LED-backlit LCD TV - Crystal UHD - 4K

Samsung

AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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Original price $831.99 - Original price $831.99
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Original price $648.99 - Original price $648.99
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HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $648.99 - Original price $648.99
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Original price $417.99 - Original price $417.99
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Insta360 - X4 8K 360 Degree Action Camera - Black

Insta360

8K 360 Capture8K is here Immerse yourself in a world of unbelievable clarity and relive moments like it was the first time. Every frame of action a...

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Original price $417.99 - Original price $417.99
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Original price $2,582.99 - Original price $2,582.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,582.99 - Original price $2,582.99
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Original price $93.99 - Original price $93.99
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CORSAIR - K70 CORE RGB Mechanical Gaming Keyboard - Gray

Corsair

Magnificent mechanical keyboard experiencePre-lubricated CORSAIR Red linear mechanical switches deliver smooth responsive keystrokes enhanced by tw...

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Original price $93.99 - Original price $93.99
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Original price $131.99 - Original price $131.99
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Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Blue

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $131.99 - Original price $131.99
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Original price $26.99 - Original price $26.99
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Ultra PRO - 35-Point Magnetic UV One-Touch Retail 5-Pack

Ultra Pro

Value PackContains five (5) authentic Ultra PRO one-touch magnetic trading card holders.Standard SizingSized to fit standard size (2.5" x 3.5") spo...

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Original price $26.99 - Original price $26.99
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Original price $331.99 - Original price $331.99
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Insta360 - Ace Pro AI-Powered Waterproof Action Camera - Black

Insta360

2.4'' Flip TouchscreenHave more control with the huge flip touchscreen. This super flexible setup makes it easy to preview your shots from any angl...

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Original price $331.99 - Original price $331.99
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Original price $493.99 - Original price $493.99
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JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black

JBL

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $493.99 - Original price $493.99
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Original price $383.99 - Original price $383.99
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JBL - PartyBox Club 120 Portable Wireless Party Speaker - 2024 - Black

JBL

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $383.99 - Original price $383.99
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Original price $1,126.99 - Original price $1,126.99
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Sony - 75" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $1,126.99 - Original price $1,126.99
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Original price $239.99 - Original price $239.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

PDP

Full Wireless Wired CompatibilityWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $239.99 - Original price $239.99
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Original price $105.99 - Original price $105.99
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Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $105.99 - Original price $105.99
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Original price $440.99 - Original price $440.99
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TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

TP Link

Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

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Original price $440.99 - Original price $440.99
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Current price $440.99
Original price $42.99 - Original price $42.99
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Current price $42.99

Woojer - Vest 3 Washable Lining - Apex Hunter

Generic

Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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Original price $42.99 - Original price $42.99
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Original price $126.99 - Original price $126.99
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Current price $126.99

JBL - PartyBox Digital Wireless Microphones - Black

JBL

Clear Voice Crisp SoundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...

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Original price $126.99 - Original price $126.99
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Current price $126.99
Original price $48.99 - Original price $48.99
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Current price $48.99

SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

Steel Series

Ultra-Durable Micro-Woven ClothWith over 10 million sold the steelseries qck is the does-it-all surface empowering gamers around the world and cham...

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Original price $48.99 - Original price $48.99
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Current price $48.99
Original price $934.99 - Original price $934.99
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Current price $934.99

Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

Sony

Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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Original price $934.99 - Original price $934.99
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Original price $63.99 - Original price $63.99
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Current price $63.99

PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsNow Inc...

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Original price $63.99 - Original price $63.99
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Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Porcelain

GOOGLE

Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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Original price $305.99 - Original price $305.99
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Original price $125.99 - Original price $125.99
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$125.99
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Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Wireless - Matte Black

Glorious

Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $1,435.99 - Original price $1,435.99
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$1,435.99
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Current price $1,435.99

Canon - EOS R8 4K Video Mirrorless Camera (Body Only) - Black

Canon

24.2- Megapixel Full Frame CMOS SensorThe EOS R8 camera captures stunning detailed images with speed and accuracy even in low light due to the Cano...

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Original price $1,435.99 - Original price $1,435.99
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Current price $1,435.99
Original price $636.99 - Original price $636.99
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$636.99
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Current price $636.99

Class of '81 Ms. Pac Man /Galaga Deluxe Arcade Machine

Arcade1Up

12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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Original price $636.99 - Original price $636.99
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$636.99
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Current price $636.99
Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting and Remote Controller - White

Snaptain

720P HD cameraThe K30 has a 720P high-definition camera that allows you to see real-time flight footage helping you capture beautiful moments durin...

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Original price $70.99 - Original price $70.99
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$70.99
$70.99 - $70.99
Current price $70.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.