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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $302.99 - Original price $302.99
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Acer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $563.99 - Original price $563.99
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Arcade1Up - Infinity Game Board - Black

Arcade1Up

Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

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Original price $563.99 - Original price $563.99
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Original price $259.99 - Original price $259.99
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$259.99
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WD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $259.99 - Original price $259.99
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Original price $716.99 - Original price $716.99
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WD - BLACK SN850P 4TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $716.99 - Original price $716.99
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Original price $52.99 - Original price $52.99
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Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

Thermal Take

ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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Original price $246.99 - Original price $246.99
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ASUS - TUF Gaming 27" FHD VA 240Hz 1ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

Full HD 1920 X 1080 ResolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card1ms Respon...

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Original price $194.99 - Original price $194.99
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JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

JBL

Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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Original price $194.99 - Original price $194.99
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Original price $68.99 - Original price $68.99
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GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $1,330.99 - Original price $1,330.99
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Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,330.99 - Original price $1,330.99
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Original price $79.99 - Original price $79.99
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Oura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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Original price $320.99 - Original price $320.99
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WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $320.99 - Original price $320.99
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$320.99
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Original price $761.99 - Original price $761.99
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Sony - XV800 X-Series Bluetooth Portable Party Speaker - Black

Sony

Fill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...

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Original price $761.99 - Original price $761.99
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Original price $49.99 - Original price $49.99
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PowerA - Wired Controller for Xbox Series XS - Black

PowerA

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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Original price $49.99 - Original price $49.99
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Original price $1,948.99 - Original price $1,948.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $1,948.99 - Original price $1,948.99
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Original price $714.99 - Original price $714.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $714.99 - Original price $714.99
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Original price $315.99 - Original price $315.99
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $315.99 - Original price $315.99
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Original price $462.99 - Original price $462.99
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JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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Original price $462.99 - Original price $462.99
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Original price $58.99 - Original price $58.99
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Razer - Kraken V3 X Wired Over-the-Ear Gaming Headset for PC Mac and Playstation 4 - Black

Razer

285g ultra-light build for marathon gaming sessionsEngineered to be extremely light at just 285g experience superior audio as you game for hours wi...

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Original price $58.99 - Original price $58.99
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Original price $20.99 - Original price $20.99
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Disney - Lorcana Deck Box (Aladdin)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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Disney - Lorcana Deck Box (Tiana)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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Original price $252.99 - Original price $252.99
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Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $252.99 - Original price $252.99
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Original price $56.99 - Original price $56.99
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8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Original price $56.99 - Original price $56.99
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Original price $34.99 - Original price $34.99
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Resident Evil 2 - PlayStation 5

Capcom

Terrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...

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Original price $34.99 - Original price $34.99
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Original price $20.99 - Original price $20.99
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Disney - Lorcana Ursula’s Return - Deck Box (Snow White)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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Original price $189.99 - Original price $189.99
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$189.99
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Razer - Basilisk V3 Pro 35k Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $189.99 - Original price $189.99
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Original price $1,336.99 - Original price $1,336.99
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Nikon - Z50II Mirrorless Camera w/ 16-50mm Lens - Black

Nikon

Z50II Mirrorless Camera w/ 16-50mm LensIncluded with the Z50II Mirrorless body is the NIKKOR Z 16-50mm f/4 S lens.Megapixels / Image SensorThis Z50...

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Original price $1,336.99 - Original price $1,336.99
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Original price $2,253.99 - Original price $2,253.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,253.99 - Original price $2,253.99
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Original price $254.99 - Original price $254.99
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GoPro - HERO Action Camera - Black

GoPro

Ultra compact designWith 35 less volume and 44 less mass than HERO12 Black HERO is small and light enough to follow you on any adventure. Carry it ...

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Original price $254.99 - Original price $254.99
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Original price $151.99 - Original price $151.99
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Alienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $151.99 - Original price $151.99
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Original price $2,078.99 - Original price $2,078.99
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Current price $2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,078.99 - Original price $2,078.99
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Original price $3,598.99 - Original price $3,598.99
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Current price $3,598.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,598.99 - Original price $3,598.99
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Original price $2,565.99 - Original price $2,565.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $2,565.99 - Original price $2,565.99
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Original price $3,270.99 - Original price $3,270.99
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$3,270.99
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Current price $3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $3,270.99 - Original price $3,270.99
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Current price $3,270.99
Original price $204.99 - Original price $204.99
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$204.99
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Current price $204.99

Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Designed for Xbox Series XS PC - Black

Razer

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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Original price $204.99 - Original price $204.99
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$204.99
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Current price $204.99
Original price $1,634.99 - Original price $1,634.99
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Current price $1,634.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,634.99 - Original price $1,634.99
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$1,634.99
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Current price $1,634.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.