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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Pioneer - 50" Class LED 4K UHD Smart Roku TV

Pioneer
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Camp Snap - Screen Free Digital Camera - Green

Homedics
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mickey Mouse

AMAZON
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

PowerA - Wired Controller for Xbox Series XS - Red

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Deep variant redFeaturing a vibrant deep red designDual rumble motorsDual Rumble Motors - Take your gaming experience to the next level providing ...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung
Original price $1,641.99 - Original price $1,641.99
Original price
$1,641.99
$1,641.99 - $1,641.99
Current price $1,641.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,641.99 - Original price $1,641.99
Original price
$1,641.99
$1,641.99 - $1,641.99
Current price $1,641.99

CASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black

Casetify
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

TCL
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

2.1 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

View full details
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Princess

AMAZON
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

GoPro - HERO12 Creator Edition Action Camera - Black

GoPro
Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

All-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...

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Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light

Alienware
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Sony - ULT TOWER 10 Party Speaker with Wireless Microphone - Black

Sony
Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

ULT Power SoundEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound powerful bass to feel the ...

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Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

Contixo - F19 Arvo Foldable Drone with 1080P HD Camera FPV Obstacle Avoidance 2 Batteries Brushless Motors LED Lights - Silver

Contixo
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - SilverContixo F19 is equipped with 360-degree environmental perception and laser o...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Panasonic - LUMIX FZ80D 18.1 Megapixels 4K Photo Point and Shoot Digital Camera with 60X Zoom Lens - Black

Panasonic
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

3" color touch-screen LCD displayFor clear viewing and easy navigation.High resolution 1170K-dot viewfinderClear even in bright sunlight.18.1-megap...

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Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

ASUS - ProArt PX13 13" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

ASUS
Original price $1,886.99 - Original price $1,886.99
Original price
$1,886.99
$1,886.99 - $1,886.99
Current price $1,886.99

Copilot+ PCs. A new AI era beginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,886.99 - Original price $1,886.99
Original price
$1,886.99
$1,886.99 - $1,886.99
Current price $1,886.99

Disney - Lorcana Card Sleeve (Tiana)

Lorcana
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

The Smurfs - Dreams - Nintendo Switch

Microids
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP
Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

ASUS - Zenbook S 16 16 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 365 - 24GB Memory - 1TB SSD - Scandinavian White

ASUS
Original price $1,669.99 - Original price $1,669.99
Original price
$1,669.99
$1,669.99 - $1,669.99
Current price $1,669.99

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,669.99 - Original price $1,669.99
Original price
$1,669.99
$1,669.99 - $1,669.99
Current price $1,669.99

XFX - Mercury AMD Radeon RX 9060XT OC Gaming Edition 16GB GDDR6 PCI Express 5.0 Gaming Graphics Card - Black

XFX
Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

GDDR6 Memory for advanced gamingEquipped with 16GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Samsung - Q-Series HW-QS750F 5.1.2 Ch Soundbar with Subwoofer and Rear Speakers - Titan Black

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Convertible FitChoose the soundbar setup that suits you whether flush against the wall or flat on a table without compromising audio quality. The b...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - B-series HW-B650F 3.1 Ch DTS VirtualX Soundbar - Black

Samsung
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

3.1 Ch SoundBe part of every scene with well balanced harmonious sound delivered by three front channels and a wireless subwoofer. The built in cen...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP
Original price $1,436.99 - Original price $1,436.99
Original price
$1,436.99
$1,436.99 - $1,436.99
Current price $1,436.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,436.99 - Original price $1,436.99
Original price
$1,436.99
$1,436.99 - $1,436.99
Current price $1,436.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP
Original price $960.99 - Original price $960.99
Original price
$960.99
$960.99 - $960.99
Current price $960.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $960.99 - Original price $960.99
Original price
$960.99
$960.99 - $960.99
Current price $960.99

Razer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - Black

Razer
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

56 g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movem...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

LEGO - Super Mario Mario Kart - Bowser's Castle 72039

Lego
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Get ready to race through Bowser's Castle The LEGO Super Mario Mario Kart - Bowser's Castle (72039) building set brings one of the most iconic Mari...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

TCL - 75" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,814.99 - Original price $1,814.99
Original price
$1,814.99
$1,814.99 - $1,814.99
Current price $1,814.99

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $1,814.99 - Original price $1,814.99
Original price
$1,814.99
$1,814.99 - $1,814.99
Current price $1,814.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)

Amazfit
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

View full details
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,770.99 - Original price $2,770.99
Original price
$2,770.99
$2,770.99 - $2,770.99
Current price $2,770.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $2,770.99 - Original price $2,770.99
Original price
$2,770.99
$2,770.99 - $2,770.99
Current price $2,770.99

Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

View full details
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Sony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black

Sony
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...

View full details
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.