Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Polk Audio - Atrium 6 Outdoor All-Weather Speakers with Bass Reflex Enclosure Speed-Lock Mounting System (Pair) - Black
Polk AudioExceptional Sound Indoors OutdoorsGet room-filling high-quality audio whether you set up the Atrium 6 by a pool in the patio the sunroom or office...
View full detailsTCL - 75" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsTCL - 85" Class Q5K Series 4K UHD QLED LED Smart Google TV (2025)
TCL4K UltraHD ResolutionExperience incredible detail with 4x the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...
View full detailsLogitech - G915 X Full-size Corded Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black
LogitechFull-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...
View full detailsSteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Lavender
Steel SeriesDual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...
View full detailsAcer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort 2x HDMI 2.0) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...
View full detailsKodak - PIXPRO C1 Digital Camera - Black
Kodak13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...
View full detailsCORSAIR - K70 CORE TKL Compact Wired RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound - Black
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
View full detailsApple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsLogitech - G915 X LIGHTSPEED Full-size Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - White
LogitechFull-size wireless keyboard for gamingThe Logitech G915 X LIGHTSPEED is built on a legacy of performance; sleek design and next-gen engineering ele...
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Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)
Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsNETGEAR - Nighthawk BE5000 Dual-Band Wi-Fi 7 Router - Black
NETGEARBE5000 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 5 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times fa...
View full detailsHP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black
HPGet a fresh perspective with windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...
View full detailsPolk Audio - Signature Elite Series 10 200W Powered Subwoofer - Black
Polk AudioBalanced Bass for Midsize RoomsThe Polk Audio Signature Elite ES10 Subwoofer with its high-excursion 10 woofer is designed to enhance your medium t...
View full detailsLogitech - G915 X Full-size Corded Mechanical GL Red Linear Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black
LogitechFull-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...
View full detailsKodak - PIXPRO C1 Digital Camera - Tan
Kodak13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...
View full detailsMSI - EdgeXpert Mini Desktop - Arm 20 core - 128GB Memory - NVIDIA Blackwell Graphics -4TB SSD - Black
MSINVIDIA DGX operating systemThe NVIDIA DGX operating system is specifically optimized to deliver peak performance for AI workloads on NVIDIA DGX sys...
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Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)
Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsRS Shifter Handbrake for Logitech G RS PRO Series - PlayStation Xbox Windows - Black
LogitechCompact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...
View full detailsLogitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White
LogitechPLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...
View full detailsMSI - NVIDIA RTX 3050 GAMING X 6G - 6GB GDDR6 - PCI Express 4.0 - Graphics Card - Black
MSINVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsCrucial - X10 Pro 2TB USB-C External SSD - Black
CrucialRaw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...
View full detailsCrucial - X9 1TB External USB-C SSD - Black
CrucialExpand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...
View full detailsSeagate - 4TB Storage Expansion Card for Xbox Series XS NVMe SSD - Black
SeagateSeamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...
View full detailsSamsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black
SamsungTrue 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...
View full detailsGarmin - Approach S44 GPS Smartwatch 43mm Anodized Aluminum - Silver Aluminum Bezel with Twilight Silicone Band - (2025)
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsSamsung - B-series HW-B750F 5.1 Ch DTS VirtualX Soundbar with Subwoofer - Black
Samsung5.1 Ch SoundPut yourself in the heart of the action and get lost in immersive sound. With five front and side firing channels and a wireless subwoo...
View full detailsGarmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Cream Gold Aluminum Bezel with Nylon Band - (2025)
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsMSI - NVIDIA GeForce RTX 5060 8G VENTUS 3X OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock.8GB GDDR78GB GDDR7...
View full detailsSteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Black
Steel SeriesDual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...
View full detailsSamsung - B-Series HW-B550F 2.1Ch DTS VirtualX Soundbar with Subwoofer - Titan Black
Samsung2.1 Ch SoundHear every beat rumble and roar with deep and rich bass that fills any space. With the included wireless subwoofer you'll experience po...
View full detailsMSI - NVIDIA GeForce RTX 5060 Ti 8G GAMING OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 Ti graphics processing unit (GPU) with boost clock.8GB GDDR78GB GD...
View full detailsCrucial - X10 4TB External USB-C SSD - Blue
CrucialStore more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...
View full detailsInsignia - 85" Class F50 Series LED 4K UHD Smart Fire TV
Insignia4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsViewSonic - XG2431 23.8" LCD FHD FreeSync Premium Gaming Monitor with HDR (DisplayPort USB HDMI) - Black
ViewSonicFull HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsViewSonic - VX1654 16" IPS LCD FHD Portable Gaming Monitor (USB-C Mini HDMI) - Black
ViewSonicthe VX1654 portable monitor harnesses all the specs of a desktop setup for on-the-go gaming. Experience crisp graphicstear-free visualsand a respon...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.