Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Raptic - 360x for 41mm Apple Watch - Clear

Raptic
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Compatible with Apple Watch 41mmWorks with All 41mm Apple Watch Series 7Durable TPU materialSaves your smartwatch from drops and impacts.Integrate...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

WITHit - Band Kit for Fitbit Versa 3 and Fitbit Sense (3-Pack) - Black Mesh/Bluestone Sport Black Woven Silicone

WITHit
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Watchband compatibilityThis 3-pack of WITHit designer replacement bands for Fitbit Versa 3 Versa 4 Sense and Sense 2 includes a black mesh band a b...

View full details
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Audio-Technica - AT-LP70X-BZ Fully Automatic Belt-Drive Turntable - Black/bronze

Audio-Technica
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Fully automatic belt-drive turntableFully automatic belt-drive turntable operation with two speeds 33-1/3 45 RPMAT-VM95C Integral Dual Moving Magne...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Canon - EOS R100 4K Video Mirrorless Camera Double Zoom Lens Kit with RF-S18-45mm and RF75-300mm Lenses - Black

Canon
Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

View full details
Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - White

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

View full details
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Apple - 42mm Nike Sport Loop - Alpenglow Pink

Apple
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Apple Watch Models38mm 40mm 41mm 42mm

Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Best Buy essentials - Silicone Bands for Apple Watch 44mm 45mm SE 46mm Series 10 Ultra 49mm and Ultra 2 49mm (3-Pack) - Starlight Blue/Gray and Gray

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits the Apple Watch 44mm 45mm (all series) 46mm Series 10 Apple Watch SE Apple Watch Ultra 49mm and Apple Watch Ultra...

View full details
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Blue (Unlocked)

Apple
Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

Best Buy essentials - Nylon Band for Apple Watch 44mm 45mm SE 46mm Series 10 Ultra 49mm and Ultra 2 49mm (2-Pack) - Black Gray

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits Apple Watch 44mm 45mm (all series) 46mm Series 10 Apple Watch SE Apple Watch Ultra and Apple Watch Ultra 2 49mm.2...

View full details
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Best Buy essentials - Silicone Band for Apple Watch 44mm 45mm SE 46mm Series 10 Ultra 49mm and Ultra 2 49mm (3-Pack) - Navy Green and Black

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits the Apple Watch 44mm 45mm (all series) 46mm Series 10 Apple Watch SE Apple Watch Ultra 49mm and Apple Watch Ultra...

View full details
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

ZAGG - InvisibleShield Glass Elite 360 Integrated Bumper + Screen Protection for Apple Watch Series 11/10 Small - Clear

ZAGG
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Integrated Screen and Bumper CoverageThe polycarbonate bumper and glass screen protector are integrated into one piece for quick installation and a...

View full details
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Razer - Gigantus V2 Cloth Gaming Mouse Pad (XXL) - Black

Razer
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Textured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...

View full details
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

NEXT - Sport Band Watch Strap for Apple Watch 42mm 44mm and 45mm - Navy

NEXT
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Designed for Apple WatchCompatible with all versions of Apple WatchWaterproof silicone materialAllows you to wear all day and nightLightweat and Co...

View full details
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

NEXT - Sport Band Watch Strap for Apple Watch 42mm 44mm and 45mm - Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Designed for Apple WatchCompatible with all versions of Apple WatchWaterproof silicone materialAllows you to wear all day and nightLightweat and Co...

View full details
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

NEXT - Sport Band Watch Strap for Apple Watch 42mm 44mm and 45mm - Stone

NEXT
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Designed for Apple WatchCompatible with all versions of Apple WatchWaterproof silicone materialAllows you to wear all day and nightLightweat and Co...

View full details
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Audio-Technica - ATLP120XBT Bluetooth Stereo Turntable - Black

Audio-Technica
Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

Direct-drive motorFeel confident that your turntable will last thanks to the rugged direct drive system.Stereo soundEnjoy sound as it was meant to ...

View full details
Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

Stinger - Micro 5-Channel 1000W Marine and Powersports Amplifier - Silver

Stinger
Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

Compact 5-channel full range Class D amplifierLow-profile design fits easily in motorcycles ATVs marine and mobile applications with limited space....

View full details
Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

NEXT - Sport Band Watch Strap for Apple Watch 38mm 40mm and 41mm - Stone

NEXT
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Designed for Apple WatchCompatible with all versions of Apple WatchWaterproof silicone materialAllows you to wear all day and nightLightweat and Co...

View full details
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

NEXT - Sport Band DUO Watch Strap for Apple Watch 42mm 44mm and 45mm - Pink

NEXT
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Designed for Apple WatchCompatible with all versions of Apple WatchWaterproof silicone materialAllows you to wear all day and nightLightweat and Co...

View full details
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Liquipel - Liquid Screen Protector for Glass Screen Smartwatches - Transparent

Liquipel
Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

Compatible with most smartwatchesProtects your device against scratches and normal wear-and-tear.9H Sapphire HardnessProtects your device's screen ...

View full details
Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

WITHit - Fitbit Versa 3 Fitbit Sense Silicone One size fits all Watch band - Navy/Light Gray/Blush Pink

WITHit
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

CompatibilityThis stylish 3-pack of WITHit replacement bands are compatible with Fitbit Versa 3 Versa 4 Sense and Sense 2.Easy fitThe premium woven...

View full details
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

ViewSonic - VX2718-P-MHD 27" LCD FHD Adaptive Sync Gaming Monitor (HDMI and DisplayPort) - Black

ViewSonic
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Wrap-It Storage - Cable Guides - Black

Wrap-It
Original price $18.99 - Original price $18.99
Original price
$18.99
$18.99 - $18.99
Current price $18.99

Peel and StickFeatures AdhesiveGoing IncognitoDiscreetly hide cords cables and wires.Stay OrganizedUse these adhesive cable management guides for s...

View full details
Original price $18.99 - Original price $18.99
Original price
$18.99
$18.99 - $18.99
Current price $18.99

Wacom - Intuos Graphic Drawing Tablet for Mac PC Chromebook Android (Medium) with Software Included (Wireless) - Black

Wacom
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

COMPLETE CREATIVE STARTER KITRegister your Intuos tablet and gain access to some of the best creative software and online training.NATURAL PRECISE ...

View full details
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

GIGABYTE - GAMING A16 Gaming Laptop - 165Hz 1920x1200 WUXGA - NVIDIA GeForce RTX 5050 - AMD Ryzen 7 170 - 512GB SSD - Black Steel

GIGABYTE
Original price $1,233.99 - Original price $1,233.99
Original price
$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

View full details
Original price $1,233.99 - Original price $1,233.99
Original price
$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99

GIGABYTE - AERO X16; Copilot+ PC - 165Hz 2560x1600 WQXGA - NVIDIA GeForce RTX 5060 - AMD Ryzen 7 260 - 1TB SSD - Space Gray

GIGABYTE
Original price $1,773.99 - Original price $1,773.99
Original price
$1,773.99
$1,773.99 - $1,773.99
Current price $1,773.99

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

View full details
Original price $1,773.99 - Original price $1,773.99
Original price
$1,773.99
$1,773.99 - $1,773.99
Current price $1,773.99

PowerA - Advantage Wireless Controller for Xbox Series XS - Beach Vibes

PowerA
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Hall Effect Thumbsticks and Triggers Say goodbye to stick drift with contact-free magnetic sensors in the thumbsticks giving you smoother control e...

View full details
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

GameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Hall Effect Joysticks Trigger 3.5mm - Dynamic Blue

GameSir
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Officially licensed by XboxGameSir G7 SE is an licensed controller by XboxAnti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure...

View full details
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

GameSir - T7 Pro Wired Controller Xbox Series XSOne Windows 10/11 Steam Hall Effect Sticks Triggers 2 Back Buttons RGB - Green

GameSir
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Versatile CompatibilityWorks with Xbox Series XS Xbox One Windows 10/11 and Steam the T7 Pro Floral delivers an ultra-smooth low-latency gaming exp...

View full details
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HyperX
Original price $2,681.99 - Original price $2,681.99
Original price
$2,681.99
$2,681.99 - $2,681.99
Current price $2,681.99

AMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

View full details
Original price $2,681.99 - Original price $2,681.99
Original price
$2,681.99
$2,681.99 - $2,681.99
Current price $2,681.99

ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Intel Core Ultra 9 386H - 32GB Memory - 1TB SSD - Moher Gray

ASUS
Original price $2,820.99 - Original price $2,820.99
Original price
$2,820.99
$2,820.99 - $2,820.99
Current price $2,820.99

Copilot+ PC on Windows 11As a Copilot+ PC on Windows 11 Zenbook DUO delivers up to 50 TOPS of on-device AI powering faster searches instant file re...

View full details
Original price $2,820.99 - Original price $2,820.99
Original price
$2,820.99
$2,820.99 - $2,820.99
Current price $2,820.99

16 P4G1i16 U5225U 16G 512GBHP SmartBuy P4G1i16 U5 225U 16 16GB/512 PC Intel U5 225U 16 WUXGA AG LED UWVA UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

16 P4G1i16 U5225U 16G 512GBHP SmartBuy P4G1i16 U5 225U 16 16GB/512 PC Intel U5 225U 16 WUXGA AG LED UWVA UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C ...

View full details
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

TOSHIBA 65M450SU UHD

Toshiba
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

TOSHIBA 65M450SU UHD QLED FIRE TV

Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

LG 43UL3J-M UL3J Series - 43" with Integrated ProIdiom LED-backlit LCD display - 4K - for digital signage

LG
Original price $580.99 - Original price $580.99
Original price
$580.99
$580.99 - $580.99
Current price $580.99

LG 43UL3J-M - 43" Diagonal Class UL3J Series LED-backlit LCD display - digital signage with Integrated ProIdiom - webOS - 4K UHD (2160p) 3840 x 216...

View full details
Original price $580.99 - Original price $580.99
Original price
$580.99
$580.99 - $580.99
Current price $580.99

Lenovo - IdeaPad Slim 3 15.6" Full HD Laptop - AMD Ryzen 5 40 2025 - 8GB Memory- 512GB SSD - Abyss Blue

Lenovo
Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

View full details
Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

Hisense - 65" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $920.99 - Original price $920.99
Original price
$920.99
$920.99 - $920.99
Current price $920.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

View full details
Original price $920.99 - Original price $920.99
Original price
$920.99
$920.99 - $920.99
Current price $920.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.