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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

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Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Apple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Dell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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ASUS - ROG Strix G16 (2025) 16" Nebula 2.5K 240Hz Gaming Laptop- Intel Core Ultra 9 275HX- 32GB DDR5- GeForce RTX 5070- 2TB SSD - Eclipse Gray

ASUS

Advanced Windows 11 ProGame create and boost your productivity—Windows 11 Pro is the place for it all. With advanced features powerful tools to enh...

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Apple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Pioneer - 43" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Acer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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XREAL - ONE AR Glasses w/ X1 Chip 147" FHD 120Hz Display w/ Sound By Bose for iPhone 16/15 Steam ROG Ally Mac/PC/Android/iOS - Black

XREAL

XREAL X1 ChipXREAL self-developed spatial computing chip. The X1 chip pushes performance to the limit in a compact design delivering a major upgrad...

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Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Acer - Predator X27U 27" WQHD QD-OLED 280Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceEver seen an QD-OLED in action They go above and beyond colors so vivid that you might just question reality. The add...

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Lenovo - IdeaPad 1i 15.6" Full HD Laptop- Intel Core i5-1335U 2023 - 16GB Memory - 256GB SSD - Cloud Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Ultra PRO - 1/2" Lip Semi-Rigid Card Holders (200 count) for Standard Size Cards

Ultra Pro

Semi-Rigid tall sleeves are the ideal protection choice for graded card submissions.Thin sturdy and made from clear PVC.Holds cards up to 2-1/2" x ...

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Lenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...

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Logitech - G840 Cloth Gaming Mouse Pad with Rubber Base (Extra Large) - Black

Logitech

Extra large mouse padConsistent height across your desktop lets you to position your gaming keyboard however you like without it getting in the way...

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LG - UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

LG

Up to 240Hz 0.03ms For Outrageously Fast OLED GamingGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you r...

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ViewSonic - TD2760 27" LED FHD Touch Screen Monitor (HDMI VGA) - Black

ViewSonic

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.12 ms res...

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Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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ASUS - ROG Rapture GT-BE98 Pro BE30000 Quad-Band Wi-Fi 7 Gaming Router - Black

ASUS

Wireless TechnologyBeyond-fast Wi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity ...

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Razer Firefly V2 - mouse pad

Razer

Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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TCL - 65" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5090 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Thrustmaster - T.Flight Hotas 4 for PlayStation 4 PlayStation 5 and PC - Black

Thrustmaster

T.Flight Hotas 4 has a full-size detachable throttle which you can use to easily control the acceleration of your aircraftThe joystick features a r...

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CORSAIR - K70 RGB PRO Full-size Wired Mechanical Cherry MX Speed Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - Black

Corsair

The legend continuesThe K70 RGB PRO retains the iconic elements of the award-winning K70 RGB with a durable aluminum frame CHERRY MX mechanical key...

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Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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MSI MPG 341CQPX QD-OLED - OLED monitor - curved - 34.18" - HDR

MSI

MSI MPG 341CQPX QD-OLED - OLED monitor - gaming - curved - 34.18" - 3440 x 1440 UWQHD 240 Hz - 1000 cd/m² - DisplayHDR 400 True Black - 0.03 ms - ...

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Polk Audio - RC6s In-Ceiling 6.5" Stereo Speaker - Dual Channel Experience Best for Damp Humid Indoor/Outdoor Placement - White

Polk Audio

Incredible Stereo Sound From A Single Overhead SpeakerThis in-ceiling speaker plays left and right channels of a stereo signal through a single loc...

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Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Pink

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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TCL - 75" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
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TCL - 65" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
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Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Polk Audio - Signature Elite Series 12 300W Powered Subwoofer - Black

Polk Audio

Impactful Bass for Expansive SoundscapesThe Polk Audio Signature Elite ES12 Subwoofer with its high-excursion 12 woofer is designed to enhance your...

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HP - 17.3" Full HD Laptop - AMD Ryzen 5 7520U 2023 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $525.99 - Original price $525.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.