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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 2023 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $127.99 - Original price $127.99
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Razer - BlackWidow V3 Hyperspeed Phantom Edition 65 Mini Wireless Mechanical Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...

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Original price $127.99 - Original price $127.99
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Original price $134.99 - Original price $134.99
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ViewSonic - VA2447-MH 24" LCD FHD Adaptive Syn Monitor (HDMI VGA) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $134.99 - Original price $134.99
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Original price $314.99 - Original price $314.99
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Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $314.99 - Original price $314.99
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PowerA - OPS v3 Pro Wireless Controller for PC and Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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Original price $83.99 - Original price $83.99
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Original price $531.99 - Original price $531.99
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Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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Original price $531.99 - Original price $531.99
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Original price $178.99 - Original price $178.99
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SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $1,094.99 - Original price $1,094.99
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Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - English

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...

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Original price $181.99 - Original price $181.99
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ViewSonic - VA3209M 32" IPS LED FHD Monitor (HDMI VGA) - Black

ViewSonic

Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $181.99 - Original price $181.99
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Original price $198.99 - Original price $198.99
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ViewSonic - VX2718-PC-MHD 27" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort and HDMI) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $198.99 - Original price $198.99
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Original price $847.99 - Original price $847.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $699.99 - Original price $699.99
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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $699.99 - Original price $699.99
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Original price $1,227.99 - Original price $1,227.99
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Canon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black

Canon

Highly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...

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reMarkable - 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

ReMarkable

The Original Paper TabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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Original price $677.99 - Original price $677.99
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Original price $249.99 - Original price $249.99
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HP - 15.6" Laptop - Intel N100 2023 - 4GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $249.99 - Original price $249.99
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Original price $372.99 - Original price $372.99
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HP - 15.6" Laptop - Intel Core i3 N305 2023 - 8GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $372.99 - Original price $372.99
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Original price $614.99 - Original price $614.99
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HP - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 7520U 2023 - 8GB Memory - 512GB SSD - Natural Silver

HP

15.6-in FHD touchscreen display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing a...

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Original price $614.99 - Original price $614.99
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Original price $785.99 - Original price $785.99
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HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus 2025 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Up to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...

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Original price $785.99 - Original price $785.99
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Original price $621.99 - Original price $621.99
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HP - 15.6" Full HD Laptop - AMD Ryzen 7 5825U 2022 - 16GB Memory - 1TB SSD - Natural Silver

HP

15.6-in FHD DisplayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD FreeSync T...

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Original price $621.99 - Original price $621.99
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Original price $1,279.99 - Original price $1,279.99
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Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows

Lenovo

Detachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...

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Original price $1,279.99 - Original price $1,279.99
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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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Original price $703.99 - Original price $703.99
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HP - 17.3" Full HD Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB SSD - Natural Silver

HP

17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...

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Original price $703.99 - Original price $703.99
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Original price $284.99 - Original price $284.99
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Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PlayStation PC Mac Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $284.99 - Original price $284.99
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Original price $400.99 - Original price $400.99
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Apple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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Original price $453.99 - Original price $453.99
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Roku - 55" Class Plus Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku

Breathtaking pictureMini-LED backlighting brings out the rich detail on this 55" flat screen 4K TV while the QLED screen and Dolby Vision technolog...

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Original price $453.99 - Original price $453.99
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Original price $2,078.99 - Original price $2,078.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,078.99 - Original price $2,078.99
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Original price $1,164.99 - Original price $1,164.99
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Sony - Alpha 6100 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm + 55-210 Lenses Bundle - Black

Sony

Sony E PZ 16-50mm f/3.5-5.6 OSS and E 55-210mm f/4.5-6.3 OSS lenses provide versatilityPerfect for everyday shots including everything from gorgeou...

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Original price $1,164.99 - Original price $1,164.99
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Original price $1,185.99 - Original price $1,185.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,185.99 - Original price $1,185.99
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Original price $2,887.99 - Original price $2,887.99
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HP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,887.99 - Original price $2,887.99
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Original price $761.99 - Original price $761.99
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$761.99
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Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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Original price $761.99 - Original price $761.99
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$761.99
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Original price $1,227.99 - Original price $1,227.99
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Lenovo - Yoga AIO 27" All-In-One - Intel Core Ultra 7 Processor 255H - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,227.99 - Original price $1,227.99
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Original price $1,230.99 - Original price $1,230.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,230.99 - Original price $1,230.99
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Original price $1,066.99 - Original price $1,066.99
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Current price $1,066.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 226V 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,066.99 - Original price $1,066.99
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Original price $1,738.99 - Original price $1,738.99
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Current price $1,738.99

Lenovo - Yoga 9i 2-in-1 Aura Edition - Copilot+ PC - 14" 3K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V - 32GB - 1TB - Cosmic Blue

Lenovo

Copilot+ PC The Fastest Smartest Windows PCs EverCreate connect and crush your tasks with Copilot+ PCs - the smartest Windows PCs ever. Windows Stu...

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Original price $1,738.99 - Original price $1,738.99
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Original price $361.99 - Original price $361.99
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$361.99
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Current price $361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $361.99 - Original price $361.99
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Original price $602.99 - Original price $602.99
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Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.