Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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HP - 15.6" Chromebook Laptop - Intel Processor N200 2023 - 8GB Memory - 64GB eMMC - Natural Silver
HPRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...
View full detailsRazer - BlackWidow V3 Hyperspeed Phantom Edition 65 Mini Wireless Mechanical Gaming Keyboard with Chroma RGB Backlighting - Black
Razer65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...
View full detailsViewSonic - VA2447-MH 24" LCD FHD Adaptive Syn Monitor (HDMI VGA) - Black
ViewSonicFull HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsSamsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black
SamsungAll-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...
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PowerA - OPS v3 Pro Wireless Controller for PC and Cloud Gaming with Lumectra - Black
PowerA - OPS v3 Pro Wireless Controller for PC and Cloud Gaming with Lumectra - Black
PowerATactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...
View full detailsXbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S
MicrosoftPlay more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...
View full detailsSteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black
Steel SeriesQuick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...
View full detailsLenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - English
LenovoWindows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...
View full detailsViewSonic - VA3209M 32" IPS LED FHD Monitor (HDMI VGA) - Black
ViewSonicFull HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsViewSonic - VX2718-PC-MHD 27" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort and HDMI) - Black
ViewSonicFull HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsHP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsCanon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black
CanonHighly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...
View full detailsreMarkable - 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black
ReMarkableThe Original Paper TabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...
View full detailsHP - 15.6" Laptop - Intel N100 2023 - 4GB Memory - 128GB UFS - Natural Silver
HP15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...
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HP - 15.6" Laptop - Intel Core i3 N305 2023 - 8GB Memory - 128GB UFS - Natural Silver
HP - 15.6" Laptop - Intel Core i3 N305 2023 - 8GB Memory - 128GB UFS - Natural Silver
HP15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...
View full detailsHP - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 7520U 2023 - 8GB Memory - 512GB SSD - Natural Silver
HP15.6-in FHD touchscreen display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing a...
View full detailsHP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus 2025 - 16GB Memory - 512GB SSD - Glacier Silver
HPUp to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...
View full detailsHP - 15.6" Full HD Laptop - AMD Ryzen 7 5825U 2022 - 16GB Memory - 1TB SSD - Natural Silver
HP15.6-in FHD DisplayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD FreeSync T...
View full detailsLegion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows
LenovoDetachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...
View full detailsSteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Magneta
Steel SeriesREAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...
View full detailsHP - 17.3" Full HD Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB SSD - Natural Silver
HP17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PlayStation PC Mac Nintendo Switch Smartphone - Black
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsRoku - 55" Class Plus Series 4K QLED Mini-LED Smart RokuTV (2025)
RokuBreathtaking pictureMini-LED backlighting brings out the rich detail on this 55" flat screen 4K TV while the QLED screen and Dolby Vision technolog...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full detailsSony - Alpha 6100 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm + 55-210 Lenses Bundle - Black
SonySony E PZ 16-50mm f/3.5-5.6 OSS and E 55-210mm f/4.5-6.3 OSS lenses provide versatilityPerfect for everyday shots including everything from gorgeou...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Atmospheric Blue
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLegion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam
LenovoLenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
View full detailsLenovo - Yoga AIO 27" All-In-One - Intel Core Ultra 7 Processor 255H - 16GB Memory - 1TB SSD - Luna Grey
LenovoWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsLenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB Memory - 1TB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 226V 2024 - 16GB Memory - 512GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsLenovo - Yoga 9i 2-in-1 Aura Edition - Copilot+ PC - 14" 3K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V - 32GB - 1TB - Cosmic Blue
LenovoCopilot+ PC The Fastest Smartest Windows PCs EverCreate connect and crush your tasks with Copilot+ PCs - the smartest Windows PCs ever. Windows Stu...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.