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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

LG - 65 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)

LG
Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

Samsung - Music Studio 7 Smart Speaker 3.1.1 ch Wireless Dolby Atmos Q-Symphony WiFi and Bluetooth (2026) - Black

Samsung
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

True 3.1.1 Ch SoundExperience rich room filling 3D sound from a 3.1.1 channel Wi-Fi speaker with front -- side and up firing channels plus a built ...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Insignia - 85" Class QF Series QLED 4K UHD Smart Fire TV

Insignia
Original price $885.99 - Original price $885.99
Original price
$885.99
$885.99 - $885.99
Current price $885.99

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

View full details
Original price $885.99 - Original price $885.99
Original price
$885.99
$885.99 - $885.99
Current price $885.99

LG - 55 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)

LG
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

View full details
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Samsung - 85 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)

Samsung
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

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Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

Samsung - 55 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $1,152.99 - Original price $1,152.99
Original price
$1,152.99
$1,152.99 - $1,152.99
Current price $1,152.99

Quantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...

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Original price $1,152.99 - Original price $1,152.99
Original price
$1,152.99
$1,152.99 - $1,152.99
Current price $1,152.99

Samsung - 75 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Samsung - 85 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $3,098.99 - Original price $3,098.99
Original price
$3,098.99
$3,098.99 - $3,098.99
Current price $3,098.99

Quantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...

View full details
Original price $3,098.99 - Original price $3,098.99
Original price
$3,098.99
$3,098.99 - $3,098.99
Current price $3,098.99

Samsung - 65 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $1,316.99 - Original price $1,316.99
Original price
$1,316.99
$1,316.99 - $1,316.99
Current price $1,316.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

View full details
Original price $1,316.99 - Original price $1,316.99
Original price
$1,316.99
$1,316.99 - $1,316.99
Current price $1,316.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,337.99 - Original price $2,337.99
Original price
$2,337.99
$2,337.99 - $2,337.99
Current price $2,337.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $2,337.99 - Original price $2,337.99
Original price
$2,337.99
$2,337.99 - $2,337.99
Current price $2,337.99

ASUS - Vivobook 15 15.6" FHD Laptop - Intel Core 3 100U with 8GB Memory - 128GB SSD - Quiet Blue

ASUS
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Intuitive Windows 11 Operating SystemIntuitive navigation faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 - 24GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,445.99 - Original price $1,445.99
Original price
$1,445.99
$1,445.99 - $1,445.99
Current price $1,445.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,445.99 - Original price $1,445.99
Original price
$1,445.99
$1,445.99 - $1,445.99
Current price $1,445.99

LG - 55" Class 84B Series QNED evo AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Dynamic QNED Color ProDynamic QNED Color Pro provides a full range of colors for a vibrant crisp and accurate picture even in the brightest setting...

View full details
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Apple - MacBook Air 13-inch Laptop

Apple
Original price $1,798.99 - Original price $1,798.99
Original price
$1,798.99
$1,798.99 - $1,798.99
Current price $1,798.99

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,798.99 - Original price $1,798.99
Original price
$1,798.99
$1,798.99 - $1,798.99
Current price $1,798.99

Denon - AVR-S980H 7.2 Channel AV Receiver - Black

Denon
Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Crystal clear dialogue and precise soundClarity matters—especially when the story gets loud. With 90 watts of clean power the AVR-S980H drives spea...

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Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 7 (2025) - 16GB Memory - 512GB SSD - Mica Silver

HP
Original price $1,096.99 - Original price $1,096.99
Original price
$1,096.99
$1,096.99 - $1,096.99
Current price $1,096.99

Intel Core Ultra 7 255U processorExperience versatility with an Intel Core Ultra processor. Evolved AI that makes intelligent collaboration and cre...

View full details
Original price $1,096.99 - Original price $1,096.99
Original price
$1,096.99
$1,096.99 - $1,096.99
Current price $1,096.99

iBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060 8GB 32GB DDR5 1TB SSD Storage - Black

iBuyPower
Original price $1,809.99 - Original price $1,809.99
Original price
$1,809.99
$1,809.99 - $1,809.99
Current price $1,809.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,809.99 - Original price $1,809.99
Original price
$1,809.99
$1,809.99 - $1,809.99
Current price $1,809.99

Sony - 65" class BRAVIA 3 II 4K HDR LED Google TV with Gemini and Anti-Glare screen (2026)

Sony
Original price $1,162.99 - Original price $1,162.99
Original price
$1,162.99
$1,162.99 - $1,162.99
Current price $1,162.99

Movies included with your TV in premium picture qualityAccess SONY PICTURES CORE with Pure Stream and the largest IMAX Enhanced collection included...

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Original price $1,162.99 - Original price $1,162.99
Original price
$1,162.99
$1,162.99 - $1,162.99
Current price $1,162.99

HP - OmniDesk Desktop - Intel Core Ultra 5 225 - 8GB DDR5 Memory - 512GB SSD - Dark Wood

HP
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Intel Core Ultra 5 225 processor with Intel AI Boost (13 NPU TOPS)Work play and create with unmatched performance. Multilayer security and helpful ...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Lenovo - Chromebook Plus 15.3" 2K Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

View full details
Original price $570.99 - Original price $570.99
Original price
$570.99
$570.99 - $570.99
Current price $570.99

HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black

HP
Original price $719.99 - Original price $719.99
Original price
$719.99
$719.99 - $719.99
Current price $719.99

AMD Athlon Silver 10 processorBasic performance starts here with smooth reliable power for everyday multitasking streaming and productivity from th...

View full details
Original price $719.99 - Original price $719.99
Original price
$719.99
$719.99 - $719.99
Current price $719.99

Turtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Black

Turtle Beach
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

TMR ThumbsticksExperience next-level control with TMR (Tunneling Magnetoresistance) thumbsticks that are designed for better accuracy less drift an...

View full details
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

GameSir - G7 Pro 8k Wireless Controller for PC Mag-Res TMR Sticks Hall Effect Triggers 8000Hz Polling Rate Tri-Mode Connect - Black/Gold

GameSir
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Champion Edition - Inspired by World Fighting Game Champion XiaoHaiInspired by our brand ambassador and world fighting game champion XiaoHai this e...

View full details
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Turtle Beach - Afterglow Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Clear

Turtle Beach
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Custom RGB LightingGlow up your setup with adjustable 4 preset lighting modes enhanced by a clear shell that reveals the inner circuitry. Adjust br...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060Ti 8GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $1,968.99 - Original price $1,968.99
Original price
$1,968.99
$1,968.99 - $1,968.99
Current price $1,968.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,968.99 - Original price $1,968.99
Original price
$1,968.99
$1,968.99 - $1,968.99
Current price $1,968.99

iBUYPOWER - Element Gaming Desktop PC AMD Ryzen 7 8700F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,492.99 - Original price $1,492.99
Original price
$1,492.99
$1,492.99 - $1,492.99
Current price $1,492.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,492.99 - Original price $1,492.99
Original price
$1,492.99
$1,492.99 - $1,492.99
Current price $1,492.99

HP - OmniBook X 17.3" Full HD Touchscreen Laptop - Intel Core Ultra 7 (2024) - 16GB Memory - 512GB SSD - Copilot+ PC - Glacier Silver

HP
Original price $1,485.99 - Original price $1,485.99
Original price
$1,485.99
$1,485.99 - $1,485.99
Current price $1,485.99

Intel Core Ultra 7 256V processorWork play and create with unmatched performance with an AI accelerating Intel Core Ultra processor. Helpful assist...

View full details
Original price $1,485.99 - Original price $1,485.99
Original price
$1,485.99
$1,485.99 - $1,485.99
Current price $1,485.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5070 12GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $1,955.99 - Original price $1,955.99
Original price
$1,955.99
$1,955.99 - $1,955.99
Current price $1,955.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,955.99 - Original price $1,955.99
Original price
$1,955.99
$1,955.99 - $1,955.99
Current price $1,955.99

Logitech - PRO X2 SUPERSTRIKE LIGHTSPEED Lightweight Wireless Gaming Mouse with Customizable Click Haptics for PC/Mac/Laptop - Wireless - White

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Designed with pros engineered to winDesigned alongside the world’s best esports athletes the Logitech G PRO X2 SUPERSTRIKE wireless gaming mouse de...

View full details
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Turtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Super Mario Jump

Turtle Beach
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Iconic Super Mario StyleShow off the bold Super Mario Jump design with a semi-translucent black shell vivid red accents and Mario’s classic leap fo...

View full details
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 2026- 24GB Memory - 512GB SSD - Seashell

Lenovo
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

AOC - CU34G4HV 34" VA Curved Gaming Monitor WQHD (3440x1440) 200Hz 0.5ms Freesync - Black

AOC
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

34" WQHD Ultrawide ResolutionThe 34" WQHD 3440 x 1440 VA panel delivers expansive high-resolution visuals with increased screen real estate for imm...

View full details
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

HP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White

HP
Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

Intel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...

View full details
Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

Dell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

Capture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

View full details
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

iBUYPOWER - Element Gaming Desktop PC-AMD Ryzen 5 8400F 2024 AMD Radeon RX 6500XT 4GB 16GB DDR5 RGB 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,267.99 - Original price $1,267.99
Original price
$1,267.99
$1,267.99 - $1,267.99
Current price $1,267.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,267.99 - Original price $1,267.99
Original price
$1,267.99
$1,267.99 - $1,267.99
Current price $1,267.99

TCL - 65" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $1,540.99 - Original price $1,540.99
Original price
$1,540.99
$1,540.99 - $1,540.99
Current price $1,540.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

View full details
Original price $1,540.99 - Original price $1,540.99
Original price
$1,540.99
$1,540.99 - $1,540.99
Current price $1,540.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.