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Fitness Equipment & Tech

Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing

Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!

Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Samsung - Galaxy Watch7 Athleisure Band M/L - Silver

Samsung

Change up your style in just one clickRefresh your look in an instant with a stylish new collection of bands for Galaxy Watch7 that release with ju...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99
Original price $1,209.99 - Original price $1,209.99
Original price
$1,209.99
$1,209.99 - $1,209.99
Current price $1,209.99

ProForm Carbon TLX Treadmill - Black

Proform

Powered by iFITGet more out of ProForm with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by exp...

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Original price $1,209.99 - Original price $1,209.99
Original price
$1,209.99
$1,209.99 - $1,209.99
Current price $1,209.99
Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

ProForm Carbon TL Treadmill - Black

Proform

Powered by iFITGet more out of ProForm with iFIT — access over 10000 workouts and smart features for a personalized interactive training experience...

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Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99
Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99

NordicTrack T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack

30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...

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Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99
Original price $774.99 - Original price $774.99
Original price
$774.99
$774.99 - $774.99
Current price $774.99

NordicTrack T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

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Original price $774.99 - Original price $774.99
Original price
$774.99
$774.99 - $774.99
Current price $774.99
Original price $2,795.99 - Original price $2,795.99
Original price
$2,795.99
$2,795.99 - $2,795.99
Current price $2,795.99

NordicTrack Commercial 2450 Treadmill with 24" Pivoting Touchscreen - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

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Original price $2,795.99 - Original price $2,795.99
Original price
$2,795.99
$2,795.99 - $2,795.99
Current price $2,795.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black

Garmin

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99

Samsung - Bespoke Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99
Original price $2,045.99 - Original price $2,045.99
Original price
$2,045.99
$2,045.99 - $2,045.99
Current price $2,045.99

NordicTrack Commercial 1250 Treadmill with 10" Tilting Touchscreen - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

View full details
Original price $2,045.99 - Original price $2,045.99
Original price
$2,045.99
$2,045.99 - $2,045.99
Current price $2,045.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $1,009.99 - Original price $1,009.99
Original price
$1,009.99
$1,009.99 - $1,009.99
Current price $1,009.99

Schwinn - IC4 Indoor Cycling Exercise Bike - Gray

Bowflex

2-Month Free TrialTry our JRNY All-Access Membership for 2 months free.JRNY All-Access MembershipFitness + fun with just-for-you adaptive workouts ...

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Original price $1,009.99 - Original price $1,009.99
Original price
$1,009.99
$1,009.99 - $1,009.99
Current price $1,009.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Plum Sport Loop - Rose Gold - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99
Original price $1,209.99 - Original price $1,209.99
Original price
$1,209.99
$1,209.99 - $1,209.99
Current price $1,209.99

ProForm - Carbon TLX Treadmill - Black

Proform

If fitness was fun and convenient we’d all be in great shape. That’s what the ProForm Carbon TLX Treadmill and iFIT Train Membership (sold separate...

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Original price $1,209.99 - Original price $1,209.99
Original price
$1,209.99
$1,209.99 - $1,209.99
Current price $1,209.99
Original price $1,211.99 - Original price $1,211.99
Original price
$1,211.99
$1,211.99 - $1,211.99
Current price $1,211.99

NordicTrack T Series 10 Treadmill with iFIT - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

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Original price $1,211.99 - Original price $1,211.99
Original price
$1,211.99
$1,211.99 - $1,211.99
Current price $1,211.99
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Urevo - Spacewalk E4W Treadmill and Walking Pad - Brown

Urevo

Easy to storeThe SpaceWalk E4W can be conveniently stored in various places such as under the sofa or bed with the thickest part of the entire mach...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99
Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Samsung - Galaxy Watch FE Smartwatch 40mm BT with Blue Band - Silver

Samsung

Track workouts. Make progress.No matter what your fitness goals are making progress is easy with fitness tracking4 on Galaxy Watch FE. Get straight...

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Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Google - Pixel Watch 2 Woven Band - Bay

GOOGLE

Rock your favorite Pixel Watch band.Easily accessorize your watch for different occasions. The band is easy to switch out quickly and securely. Goo...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99
Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99

NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack

30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...

View full details
Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99
Original price $774.99 - Original price $774.99
Original price
$774.99
$774.99 - $774.99
Current price $774.99

NordicTrack - T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

View full details
Original price $774.99 - Original price $774.99
Original price
$774.99
$774.99 - $774.99
Current price $774.99
Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

ProForm - Carbon TL Treadmill - Black

Proform

If fitness were fun and convenient we’d all be in great shape. That’s what the ProForm Carbon TL Treadmill and iFIT Train Membership (sold separate...

View full details
Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Samsung - Galaxy Watch FE Smartwatch 40mm BT with Pink Band - Pink Gold

Samsung

Track workouts. Make progress.No matter what your fitness goals are making progress is easy with fitness tracking4 on Galaxy Watch FE. Get straight...

View full details
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 10 (GPS) 42mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Samsung - Galaxy Fit3 Aluminum Smartwatch 40mm BT - Dark Gray

Samsung

Track your movement. Reach your goals.Keep an eye on how much you’re moving with Daily Activity Tracker. From walking to cycling Galaxy Fit3 tracks...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - M/L - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Ink Sport Loop - Midnight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - S/M - Silver

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Samsung - Galaxy Watch Ultra Trail Band - Dark Gray

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Plum Sport Loop - Rose Gold

Apple

WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

View full details
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.