Fitness Equipment & Tech
Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing
Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsNordicTrack - T Series 16 Folding Treadmill with Incline Decline 16" Smart HD Touchscreen Powered by iFIT - Black
NordictrackPowered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsApple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsApple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsApple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsApple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsApple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsApple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsNordicTrack - T Series 16 Treadmill with iFIT - Black
NordictrackPowered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...
View full detailsiFit - Equipment Floor Mat - Black
NordictrackTreadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage.Vinyl const...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsHorizon - Fitness T202 Treadmill - Black
HorizonBLUETOOTH CONNECTIVITYBluetooth connects to your device to stream media through integrated speakersSPEED INCLINE CONTROLSQuickly shift speed and i...
View full detailsCASETiFY - Impact Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Camo Over
CasetifyDesigned for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Premium soft fle...
View full detailsSamsung - Galaxy Watch Ultra Trail Band - White Sand
SamsungCustomize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...
View full detailsCASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black
CasetifyDesigned for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...
View full detailsSamsung - Galaxy Watch Ultra Marine Band - Green
SamsungCustomize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...
View full detailsProForm - Rapid Strike Adjustable Dumbbell Stand - Black
ProformStore Your DumbbellsThis convenient stand is compatible with both 50-pound and 55-pound Rapid Strike Adjustable DumbbellsErgonomic DesignStore your...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Blush - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsWHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity
WhoopBUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...
View full detailsAmazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)
AmazfitUp to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsAmazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)
AmazfitUp to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...
View full detailsAmazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)
AmazfitUp to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsGoogle - Pixel Watch 2 Woven Band - Compatible with the Pixel Watch Pixel Watch 2 41mm Pixel Watch 3 and 41mm Pixel Watch 4 - Bay
GOOGLERock your favorite Pixel Watch band.Easily accessorize your watch for different occasions. The band is easy to switch out quickly and securely. Goo...
View full detailsNomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black
NomadCompatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...
View full detailsNomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black
NomadCompatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...
View full detailsTonal - Intelligent Home Gym including Accessories Bundle Delivery and Install - Black
TonalDelivery and InstallationDelivery and installation are required with Best Buy purchase.Installation RequirementsTo install Tonal safely and ensure ...
View full detailsOura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.