Skip to content
FREE SHIPPING!
FREE SHIPPING!

Furniture

  • Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99

    Insignia - Computer Desk with Drawer 47" Wide - Dark Oak

    Insignia

    Sturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...

    View full details
    Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99
  • Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99

    Insignia - TV Stand for Most TVs Up to 55 with Gaming Nook - Dark Gray

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral dark gray colorSolid dark gray finish matche...

    View full details
    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $102.99 - Original price $102.99
    Original price
    $102.99
    $102.99 - $102.99
    Current price $102.99

    Insignia - TV Stand for Most TVs Up to 55 - Black

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral black colorSolid black finish matches your e...

    View full details
    Original price $102.99 - Original price $102.99
    Original price
    $102.99
    $102.99 - $102.99
    Current price $102.99
  • Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99

    Insignia - TV Stand for Most Flat-Panel TVs Up to 75" - Gray

    Insignia

    Supports TVs up to 75"Sturdy mount and top shelf supports most flat screen TVs up to 75 in. (190.5 cm) and 100 lbs. (45.4 kg).Integrated flat-panel...

    View full details
    Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99
  • Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99

    Insignia - TV Stand for Most TVs Up to 80 with Gaming Nook - Black

    Insignia

    Supports TVs up to 80Sturdy tabletop holds most TVs up to 80 (203.2 cm) and 135 lbs. (61.24 kg).Neutral black colorBlack finish with a champagne sh...

    View full details
    Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99
  • Original price $300.99 - Original price $300.99
    Original price
    $300.99
    $300.99 - $300.99
    Current price $300.99

    Insignia - 3-in-1 TV Stand for Most TVs Up to 70 - Charcoal Gray

    Insignia

    Supports TVs up to 70Sturdy mount and top shelf support most flat screen TVs up to 70 in. (177.8 cm) and 100 lbs. (45.4 kg).3-in-1 designChoose how...

    View full details
    Original price $300.99 - Original price $300.99
    Original price
    $300.99
    $300.99 - $300.99
    Current price $300.99
  • Original price $451.99 - Original price $451.99
    Original price
    $451.99
    $451.99 - $451.99
    Current price $451.99

    Insignia - Adjustable Standing Desk with Electronic Controls - 55.1" wide - Black

    Insignia

    Raise or lower your desktop19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Memory fun...

    View full details
    Original price $451.99 - Original price $451.99
    Original price
    $451.99
    $451.99 - $451.99
    Current price $451.99
  • Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2"

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

    View full details
    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99

    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

    View full details
    Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99
  • Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99

    Insignia - Computer Desk 47" Wide - Light Oak

    Insignia

    Sturdy designMetal legs help provide stability while the tabletop provides a stable work surface that holds up to 70 lbs. (31.8 kg).Plenty of works...

    View full details
    Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $327.99 - Original price $327.99
    Original price
    $327.99
    $327.99 - $327.99
    Current price $327.99

    Insignia - L-Shaped Computer Desk with Hutch - Black

    Insignia

    Sturdy designMetal legs help provide stability while the particleboard tabletop offers a stable work surface that holds up to 100 lbs. (45.4 kg).Pl...

    View full details
    Original price $327.99 - Original price $327.99
    Original price
    $327.99
    $327.99 - $327.99
    Current price $327.99
  • Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Oak

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

    View full details
    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $425.99 - Original price $425.99
    Original price
    $425.99
    $425.99 - $425.99
    Current price $425.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Black

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

    View full details
    Original price $425.99 - Original price $425.99
    Original price
    $425.99
    $425.99 - $425.99
    Current price $425.99
  • Original price $430.99 - Original price $430.99
    Original price
    $430.99
    $430.99 - $430.99
    Current price $430.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Mahogany

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

    View full details
    Original price $430.99 - Original price $430.99
    Original price
    $430.99
    $430.99 - $430.99
    Current price $430.99
  • Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

    Insignia - Ergonomic Mesh Office Chair with Adjustable Arms - Black

    Insignia

    5-pointed star base with wheelsMakes it easy to move around your workspace.Adjustable seat and arm restFits your body’s specific needs.Swivel and t...

    View full details
    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.