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Original price $449.99 - Original price $449.99Original price$449.99$449.99 - $449.99Current price $449.99| /
Sauder - River Ranch 6 Drawer Dresser - Grand Walnut
SauderConstruction MaterialsEngineered WoodNumber of Drawers0Design StyleBohemian TransitionalFinishGrand WalnutAssemblyMinimal assembly required. Save ...
View full detailsOriginal price $449.99 - Original price $449.99Original price$449.99$449.99 - $449.99Current price $449.99| / -
Original price $916.99 - Original price $916.99Original price$916.99$916.99 - $916.99Current price $916.99| /
Sauder - Palladia Computer Desk - White/Black
SauderConstruction materialsWood and particle board with paper laminate surfaceShelves and storageDesign styleTraditionalStorage compartments7 drawersAs...
View full detailsOriginal price $916.99 - Original price $916.99Original price$916.99$916.99 - $916.99Current price $916.99| / -
Original price $507.99 - Original price $507.99Original price$507.99$507.99 - $507.99Current price $507.99| /
Sauder - River Ranch Night Stand Dresser
SauderConstruction MaterialsEngineered WoodNumber of Drawers6Design StyleCountry Shabby Chic TransitionalFinishWhite PlankAssemblyMinimal assembly requir...
View full detailsOriginal price $507.99 - Original price $507.99Original price$507.99$507.99 - $507.99Current price $507.99| / -
Original price $342.99 - Original price $342.99Original price$342.99$342.99 - $342.99Current price $342.99| /
Sauder - 3 Shelf Display Bookcase w/ 2 Adjustable Shelves - Glacier Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves3-Shelf Display BookcaseDesign StyleCountry TransitionalFinishGlacier ...
View full detailsOriginal price $342.99 - Original price $342.99Original price$342.99$342.99 - $342.99Current price $342.99| / -
Original price $372.99 - Original price $372.99Original price$372.99$372.99 - $372.99Current price $372.99| /
Sauder - Harvey Park Full-Queen Bookcase Headboard - Brown
SauderConstruction materialsMDF with laminate finishBeds and mattress sizesFull/QueenStorage features2 Doors 2 DrawersDesign styleMid-century modernAssem...
View full detailsOriginal price $372.99 - Original price $372.99Original price$372.99$372.99 - $372.99Current price $372.99| / -
Original price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| /
Sauder - River Ranch Bookcase Full Queen Headboard - Mystic Oak
SauderConstruction materials/FinishEngineered wood with a Laminate Mystic Oak finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishMyst...
View full detailsOriginal price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| / -
Original price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| /
Sauder - 5-Shelf Display Bookcase w/ 3 adjustable Shelves - Laurel Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves5-Shelf Display BookcaseDesign StyleCoastal Cottage TransitionalFinish...
View full detailsOriginal price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| / -
Original price $121.99 - Original price $121.99Original price$121.99$121.99 - $121.99Current price $121.99| /
Sauder - River Ranch Night Stand Dresser - Sindoori Mango
SauderConstruction MaterialsEngineered WoodNumber of Drawers1Design StyleTransitionalFinishSindoori MangoAssemblyMinimal assembly required. Save time by...
View full detailsOriginal price $121.99 - Original price $121.99Original price$121.99$121.99 - $121.99Current price $121.99| / -
Original price $237.99 - Original price $237.99Original price$237.99$237.99 - $237.99Current price $237.99| /
Sauder - Boulevard Caf Collection 4-Leg Accent Chair - Camel
SauderCamel upholsteryCreates a stylish look.Wood and powder-coated metal armrestsCreate a classy appearance.4-leg baseTo balance your weight in comfort ...
View full detailsOriginal price $237.99 - Original price $237.99Original price$237.99$237.99 - $237.99Current price $237.99| / -
Original price $520.99 - Original price $520.99Original price$520.99$520.99 - $520.99Current price $520.99| /
Sauder - Computer Desk Mo W/ Ro - Mystic Oak
SauderSlide-out keyboard/mouse shelf with metal runners and safety stops.Storage area behind door holds vertical CPU tower and has an adjustable shelf.Tw...
View full detailsOriginal price $520.99 - Original price $520.99Original price$520.99$520.99 - $520.99Current price $520.99| / -
Original price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| /
Sauder - Aspen Post Night Stand Pmo - Prime Oak
SauderDURABILITYDurable 1" thick top for dependable display options.DRAWERDrawer features metal runners and safety stops for easy-glide storage.SHELVINGO...
View full detailsOriginal price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| / -
Original price $527.99 - Original price $527.99Original price$527.99$527.99 - $527.99Current price $527.99| /
Sauder - Aspen Post Storage Cabinet - Prime Oak
SauderNumber of Shelves/Drawers4 Adjustable Shelves and 1 Fixed ShelfMaterialsEngineered woodDesign StyleModern FarmhouseAssembly RequiredSave time by ad...
View full detailsOriginal price $527.99 - Original price $527.99Original price$527.99$527.99 - $527.99Current price $527.99| / -
Original price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| /
Sauder - Cottage Road Storage Coffee Table - Brown
SauderConstruction MaterialsEngineered woodShelf1Design StyleDrawers2AssemblyMinimal assembly required. Save time by adding a Furniture Assembly service...
View full detailsOriginal price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| / -
Original price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| /
Sauder - River Ranch Bookcase Full Queen Headboard - Soft White
SauderConstruction materials/FinishEngineered wood with a Laminate Soft White finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishSoft...
View full detailsOriginal price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| / -
Original price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| /
Sauder - River Ranch Night Stand Dresser - Chalked Chestnut
SauderConstruction MaterialsEngineered WoodNumber of Drawers1Design StyleCountry Shabby Chic TransitionalFinishChalked ChestnutAssemblyMinimal assembly r...
View full detailsOriginal price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| / -
Original price $521.99 - Original price $521.99Original price$521.99$521.99 - $521.99Current price $521.99| /
Sauder - Cannery Bridge Wardrobe Armoire - Sindoori Mango
SauderConstruction materialsMDF paper laminateFinishSindoori MangoDesign styleBohemian Industrial Modern FarmhouseLeg materialEngineered woodAssemblyMin...
View full detailsOriginal price $521.99 - Original price $521.99Original price$521.99$521.99 - $521.99Current price $521.99| / -
Original price $400.99 - Original price $400.99Original price$400.99$400.99 - $400.99Current price $400.99| /
Sauder - Larkin Ledge Storage Coffee Table Go - Glacier Oak
SauderSTORAGELarge storage drawer features metal runners and safety stops.SHELVINGOpen storage on opposite side includes an adjustable shelf.DESIGNTop fe...
View full detailsOriginal price $400.99 - Original price $400.99Original price$400.99$400.99 - $400.99Current price $400.99| / -
Original price $159.99 - Original price $159.99Original price$159.99$159.99 - $159.99Current price $159.99| /
Sauder - River Ranch Rustic Bookcase Full /Queen Headboard - White Plank
SauderConstruction materials/FinishEngineered wood with a Laminate White Plank finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishWhit...
View full detailsOriginal price $159.99 - Original price $159.99Original price$159.99$159.99 - $159.99Current price $159.99| / -
Original price $394.99 - Original price $394.99Original price$394.99$394.99 - $394.99Current price $394.99| /
Sauder - Cottage Road Drawer Coffee Table - White/Tan
SauderConstruction MaterialsEngineered woodShelf1Design StyleCoastal Cottage Modern Farmhouse Shabby ChicDrawers2AssemblyMinimal assembly required. Save...
View full detailsOriginal price $394.99 - Original price $394.99Original price$394.99$394.99 - $394.99Current price $394.99| / -
Original price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| /
Sauder - 2-Door Storage Cabinet in Raven Oak - Raven Oak
SauderSTORAGEHidden storage behind doors to help hide the clutter and chaos.DESIGNFramed panel doors with slatted inserts.SHELVINGFull upper shelf and fo...
View full detailsOriginal price $514.99 - Original price $514.99Original price$514.99$514.99 - $514.99Current price $514.99| / -
Original price $320.99 - Original price $320.99Original price$320.99$320.99 - $320.99Current price $320.99| /
Sauder - Briarbrook Lift Top Coffee Table Bo - Barrel Oak
SauderSURFACETop lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top for games blankets and more.SHELVINGLower shelf ...
View full detailsOriginal price $320.99 - Original price $320.99Original price$320.99$320.99 - $320.99Current price $320.99| / -
Original price $338.99 - Original price $338.99Original price$338.99$338.99 - $338.99Current price $338.99| /
Sauder - 4 Shelf Display Bookcase w/ 2 Adjustable Shelves - Pacific Maple
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves3-Shelf Display BookcaseDesign StyleBohemian Coastal Cottage Scandinav...
View full detailsOriginal price $338.99 - Original price $338.99Original price$338.99$338.99 - $338.99Current price $338.99| / -
Original price $587.99 - Original price $587.99Original price$587.99$587.99 - $587.99Current price $587.99| /
Sauder - Station House 2-Drawer Lateral File Cabinet - Etched Oak
SauderConstruction MaterialsEngineered wood MetalCollectionStation HouseDesign StyleCountry Industrial Modern FarmhouseFinishStation HouseAssemblyMinimal...
View full detailsOriginal price $587.99 - Original price $587.99Original price$587.99$587.99 - $587.99Current price $587.99| / -
Original price $365.99 - Original price $365.99Original price$365.99$365.99 - $365.99Current price $365.99| /
Sauder - East Rock Writing Desk Ao - Ashen Oak
SauderSpacious work surface for laptop writing pad lamp etc.Small drawer features metal runners and safety stops.Open shelf for additional storage of lap...
View full detailsOriginal price $365.99 - Original price $365.99Original price$365.99$365.99 - $365.99Current price $365.99| / -
Original price $683.99 - Original price $683.99Original price$683.99$683.99 - $683.99Current price $683.99| /
Sauder - East Rock L-Desk Ao A2 - Ashen Oak
SauderSpacious work surface for laptop notepads lamp etc.Small drawer features metal runners and safety stops.Lower drawer with full extension slides hol...
View full detailsOriginal price $683.99 - Original price $683.99Original price$683.99$683.99 - $683.99Current price $683.99| / -
Original price $677.99 - Original price $677.99Original price$677.99$677.99 - $677.99Current price $677.99| /
Sauder - Briarbrook Single Ped Desk-Mesh Draw 3a - SGS Laminate Barrel Oak
SauderSpacious work area for laptop pens mouse and more.Large drawer/shelf features flip-down panel for keyboard/mouse.Upper storage drawer features meta...
View full detailsOriginal price $677.99 - Original price $677.99Original price$677.99$677.99 - $677.99Current price $677.99| / -
Original price $908.99 - Original price $908.99Original price$908.99$908.99 - $908.99Current price $908.99| /
Sauder - Porto Palma Desk With Credenza A2 - SGS Laminate Haze Acacia
SauderDurable 1" thick top holds laptop lamp and more.Can be configured as an L-desk with credenza on left or right.Desk and credenza can function as two...
View full detailsOriginal price $908.99 - Original price $908.99Original price$908.99$908.99 - $908.99Current price $908.99| / -
Original price $741.99 - Original price $741.99Original price$741.99$741.99 - $741.99Current price $741.99| /
Sauder - Iron City L Desk Checked Oak - SGS Mixed Mat Checked Oak
SauderDurable 1" thick top for computer folders planner and more.Two drawers; lower drawer with full extension slides holds letter-size hanging files.Cub...
View full detailsOriginal price $741.99 - Original price $741.99Original price$741.99$741.99 - $741.99Current price $741.99| / -
Original price $229.99 - Original price $229.99Original price$229.99$229.99 - $229.99Current price $229.99| /
Sauder - Canton Lane Lift Top Coffee Table Gw 3a - Brew Oak
SauderSURFACEDurable 1" thick top lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top holds remotes blankets games an...
View full detailsOriginal price $229.99 - Original price $229.99Original price$229.99$229.99 - $229.99Current price $229.99| / -
Original price $682.99 - Original price $682.99Original price$682.99$682.99 - $682.99Current price $682.99| /
Sauder - Harper Heights L-Desk - SGS Laminate White
SauderSpacious work surface for laptop notepads lamp etc.Safety-tempered glass top surface.Both drawers feature full extensions slides for easy access.Lo...
View full detailsOriginal price $682.99 - Original price $682.99Original price$682.99$682.99 - $682.99Current price $682.99| / -
Original price $378.99 - Original price $378.99Original price$378.99$378.99 - $378.99Current price $378.99| /
Sauder - Walter Heights Lift Top Coffee Table Bwg - Blade Walnut
SauderSURFACETop lifts up and forward to create versatile surface for leisure or work.STORAGEHidden storage beneath top for extra organization.VERSATILIT...
View full detailsOriginal price $378.99 - Original price $378.99Original price$378.99$378.99 - $378.99Current price $378.99| / -
Original price $751.99 - Original price $751.99Original price$751.99$751.99 - $751.99Current price $751.99| /
Sauder - Willow Place L-Desk Gw A2 - Grand Walnut
SauderDurable 1" thick top for sturdy display and storage.File drawer with full extension slides holds letter-size hanging files keeping you organized.Sm...
View full detailsOriginal price $751.99 - Original price $751.99Original price$751.99$751.99 - $751.99Current price $751.99| / -
Original price $548.99 - Original price $548.99Original price$548.99$548.99 - $548.99Current price $548.99| /
Sauder - Boulevard Cafe 6 Drawer Dresser - Black
SauderConstruction MaterialsEngineered WoodNumber of Drawers6Design StyleBistro Industrial Mid-century ModernFinishBlackAssemblyMinimal assembly required...
View full detailsOriginal price $548.99 - Original price $548.99Original price$548.99$548.99 - $548.99Current price $548.99| / -
Original price $691.99 - Original price $691.99Original price$691.99$691.99 - $691.99Current price $691.99| /
Sauder - Barrister Lane Executive Desk - Gray
SauderConstruction materialsWood and particle board with paper laminate surfaceShelves and storageDesign styleCountry Industrial Modern Farmhouse Shabby ...
View full detailsOriginal price $691.99 - Original price $691.99Original price$691.99$691.99 - $691.99Current price $691.99| / -
Original price $505.99 - Original price $505.99Original price$505.99$505.99 - $505.99Current price $505.99| /
Sauder - Cottage Road Storage Cabinet - Raven Oak
SauderNumber of Shelves/Drawers4 Adjustable Shelves and 1 Fixed ShelfMaterialsEngineered woodDesign StyleCoastal Cottage Modern Farmhouse Shabby ChicAsse...
View full detailsOriginal price $505.99 - Original price $505.99Original price$505.99$505.99 - $505.99Current price $505.99| / -
Original price $446.99 - Original price $446.99Original price$446.99$446.99 - $446.99Current price $446.99| /
Sauder - Summit Station L-Shaped Desk - Gray
SauderConstruction materialsWood and particle board with paper laminate surfaceShelves and storage1 shelfDesign styleTransitionalStorage compartments1 d...
View full detailsOriginal price $446.99 - Original price $446.99Original price$446.99$446.99 - $446.99Current price $446.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.