Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
Filters
- Alamont Home (118)
- Arozzi (3)
- Corsair (2)
- Finch (2)
- Insignia (8)
- La-Z-Boy (6)
- Office Star Products (12)
- OSP Home Furnishings (133)
- Patio Sense (2)
- Pure Garden (12)
- Razer (2)
- Sanus (1)
- Sauder (60)
- Serta (13)
- Simpli Home (16)
- Steelcase (49)
- True Seating (1)
- Victor Technology (1)
- Walker Edison (71)
- X Rocker (2)
X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black
X Rocker4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...
View full detailsSauder - River Ranch 6 Drawer Dresser - Grand Walnut
SauderConstruction MaterialsEngineered WoodNumber of Drawers0Design StyleBohemian TransitionalFinishGrand WalnutAssemblyMinimal assembly required. Save ...
View full detailsArozzi - Mugello Special Edition Gaming Chair with Footrest - Red
ArozziWeight capacity tested up to 250 lbs.Reliable and comfortable seating choice that fits your needs.Five-pointed star baseMakes it easy to move aroun...
View full detailsSerta - Fairbanks Bonded Leather Big and Tall Executive Office Chair - Black
SertaFit for an ExecutiveEnhance your office experience with the comfort and luxury of the Serta Big and Tall Executive Office Chair.Big and tallSupport...
View full detailsInsignia - Computer Desk with Drawer 47" Wide - Dark Oak
InsigniaSturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...
View full details70" Boho Wall-Mounted Floating TV Stand for TVs up to 80"
Walker EdisonMinimalist profileFree up space with a stylish wall-mounted design.Entertainment hubUse the spacious surface for a soundbar or lighting set.Reliabl...
View full details80" Mid-Century Modern 2-Door TV Stand for TVs up to 90"
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
View full detailsWalker Edison - 58" Mid-Century Modern Fluted-Door TV Stand for TVs up to 65" - Coastal Oak
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
View full detailsWalker Edison - 70" Mid-Century Modern Simple 2-Door TV Stand for TVs up to 80" - Dark Walnut
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
View full detailsWalker Edison - Modern Reeded 60 Fireplace TV Stand with Removable Fireplace Insert - Costal Oak
Walker EdisonClean modern-inspired design style.Accentuate any room with the on-trend yet timelessly sophisticated design of this fireplace.On-trend reeded door...
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Walker Edison - 70" Mid-Century Modern Fluted-Door TV Stand for TVs up to 80" - Mocha
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
View full detailsWalker Edison - Modern Reeded 60 TV Stand with Open and Concealed Storage - Costal Oak
Walker EdisonOpen cubbies for added media storageDisplay your media library or your favorite consoles and devices with ample open shelves.Luxurious soft-close d...
View full detailsWalker Edison - 70" Boho Rattan-Door TV Stand for TVs up to 80" - Coastal Oak
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
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Walker Edison - 58" Mid-Century Modern Fluted-Door TV Stand for TVs up to 65" - Mocha
Walker EdisonSleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...
View full detailsLOWELL DINING CHAIR
Simpli HomeLOWELL DINING CHAIR
Simpli Home - Robbie Accent Table - Walnut Brown
Simpli Home1DIMENSIONS 16" D x 16" W x 18" H2Handcrafted with care using the finest quality richly grained solid Mango Hardwood3Hand-finished with a Walnut Br...
View full detailsSimpli Home - Artisan Large Sideboard Buffet - Russet Brown
Simpli HomeProduct dimensions17"d x 60"w x 30"hProduct detailsHandcrafted with care using the finest quality solid woodProduct descriptionHand-finished with a...
View full detailsSimpli Home - Millbury solid mango wood 36 inch wide round modern industrial drum coffee table in - Natural
Simpli HomeProduct dimensions36"d x 36" w x 14"hProduct detailsHandcrafted with care using the finest quality of solid mango woodProduct descriptionHand finis...
View full detailsSimpli Home - Dafney Counter Height Stool (Set of 2) - Camel Brown
Simpli HomeProduct dimensions18.5" D x 18.5" W x 27"HProduct detailsHand Constructed using engineered wood metal foam and polyester fiber battingProduct descr...
View full detailsSimpli Home - Corbin Metal Side Table - Hammered Antique Copper
Simpli HomeProduct dimensions16" D x 16" W x 21" HProduct detailsHandcrafted with care using premium solid metalProduct descriptionHand finished in a Hammered...
View full detailsSimpli Home - Rayburn Drum Coffee Table - Natural
Simpli HomeProduct dimensions38"d x 38" w x 14"hProduct detailsHandcrafted with care using the finest quality of solid mango wood and metalProduct description...
View full detailsSerta - Garret Bonded Leather Executive Office Chair with Premium Cushioning - Space Gray
SertaContoured lumbar zoneErgonomic office chair with exceptional support for the lower backPremium CushioningLayered body pillows and padded armrestsWa...
View full detailsSauder - Briarbrook Single Ped Desk-Mesh Draw 3a - SGS Laminate Barrel Oak
SauderSpacious work area for laptop pens mouse and more.Large drawer/shelf features flip-down panel for keyboard/mouse.Upper storage drawer features meta...
View full detailsSauder - Porto Palma Desk With Credenza A2 - SGS Laminate Haze Acacia
SauderDurable 1" thick top holds laptop lamp and more.Can be configured as an L-desk with credenza on left or right.Desk and credenza can function as two...
View full detailsSauder - East Rock Writing Desk Ao - Ashen Oak
SauderSpacious work surface for laptop writing pad lamp etc.Small drawer features metal runners and safety stops.Open shelf for additional storage of lap...
View full detailsSauder - Iron City L Desk Checked Oak - SGS Mixed Mat Checked Oak
SauderDurable 1" thick top for computer folders planner and more.Two drawers; lower drawer with full extension slides holds letter-size hanging files.Cub...
View full detailsSauder - Walter Heights L-Desk Bw - SGS Blade Walnut
SauderSpacious work surface with room for multiple monitors files and more.Small drawer features metal runners and safety stops for smooth operation.Plen...
View full detailsSauder - East Rock L-Desk Ao A2 - Ashen Oak
SauderSpacious work surface for laptop notepads lamp etc.Small drawer features metal runners and safety stops.Lower drawer with full extension slides hol...
View full detailsSauder - Canton Lane Lift Top Coffee Table Gw 3a - Brew Oak
SauderSURFACEDurable 1" thick top lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top holds remotes blankets games an...
View full detailsSauder - Ambleside Lift Top Coffee Table Sw - Serene Walnut
SauderSURFACEPartial top lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top holds blankets pillows and more.DRAWERDr...
View full detailsSauder - Briarbrook Nightstand 3a - Barrel Oak
SauderDRAWERDrawer features metal runners and safety stops for books remotes and other living essentials.BUILDDrawer can be assembled to face right left ...
View full detailsSauder - Market Commons Lift Top Coffee Table 3a - Prime Oak
SauderSURFACETop lifts up and forward to create versatile work surface.CONSTRUCTIONTop features strong and lightweight 1" panel construction.STORAGEHidde...
View full detailsSauder - Aspen Post Large Hutch - Pebble Pine
SauderNumber and Type of Shelves2 Fixed ShelvesAdditional StorageCable Management to hide all your electronic cablesMaterialsEngineered wood GlassDesign ...
View full detailsSauder - Ambleside TV Credenza for TV's up to 60" - Serene Walnut
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 60" TV weighing 70 lbs. or lessDesign StyleMid-century Mod...
View full detailsSauder - East Rock TV Credenza for TV's up to 65" - Ashen Oak
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleContemporary Mi...
View full detailsSauder - International Lux Shoe Cabinet - Sindoori Mango
SauderNumber of Shelves/Drawers2 Fixed ShelvesMaterialsEngineered Wood Metal and GlassDesign StyleContemporary Mid-century ModernAssembly RequiredSave ti...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.