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Furniture

  • Original price $361.99 - Original price $361.99
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    Current price $361.99

    Sauder - Willow Place Bookcase Footboard with Storage Bins - Grand Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate FinishNumber of Shelvesbookcase footboard; kids bookshelf; bookshelf footboard; cubby bookcas...

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    Original price $361.99 - Original price $361.99
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    $361.99
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    Current price $361.99
  • Original price $439.99 - Original price $439.99
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    Sauder - Market Commons Desk Rw - SGS Rich Walnut

    Sauder

    Cubbyhole storage holds laptop office supplies etc.Adjustable shelf behind door accommodates items of various heights.Finished on all sides for ver...

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    Original price $439.99 - Original price $439.99
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  • Original price $422.99 - Original price $422.99
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    Sauder - Ambleside Lift Top Coffee Table Sw - Serene Walnut

    Sauder

    SURFACEPartial top lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top holds blankets pillows and more.DRAWERDr...

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    Original price $422.99 - Original price $422.99
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  • Original price $511.99 - Original price $511.99
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    Sauder - Aspen Post Coffee Table Pmo - Prime Oak

    Sauder

    SURFACEDurable 1" thick top for dependable display options.STORAGELarge storage drawer features full extension slides with plenty of room to stash ...

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    Original price $511.99 - Original price $511.99
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  • Original price $231.99 - Original price $231.99
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    Sauder - Briarbrook Nightstand 3a - Barrel Oak

    Sauder

    DRAWERDrawer features metal runners and safety stops for books remotes and other living essentials.BUILDDrawer can be assembled to face right left ...

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    Original price $231.99 - Original price $231.99
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  • Original price $312.99 - Original price $312.99
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    Sauder - Market Commons Lift Top Coffee Table 3a - Prime Oak

    Sauder

    SURFACETop lifts up and forward to create versatile work surface.CONSTRUCTIONTop features strong and lightweight 1" panel construction.STORAGEHidde...

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    Original price $312.99 - Original price $312.99
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  • Original price $248.99 - Original price $248.99
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    Sauder - Walter Heights Set of 2 - 3 Shelf Bookcase - Blade Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate Finish Powder Coated MetalNumber of Shelves3-Shelf Bookcase Set of 2Design StyleContemporary...

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    Original price $248.99 - Original price $248.99
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  • Original price $738.99 - Original price $738.99
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    Sauder - Nova Loft Metal Frame Desk w/ File Drawer Shelf - Kiln Acacia

    Sauder

    Construction MaterialsManufactured Wood and Metal Frame Construction with a kiln Acacia Laminate FinishShelves and StorageFile Drawer ShefDesig...

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    Original price $738.99 - Original price $738.99
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  • Original price $693.99 - Original price $693.99
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    Sauder - Canton Lane L-Shaped Metal Base Computer Desk - Brew Oak

    Sauder

    Construction MaterialsManufactured Wood and Metal Frame Construction with a Brew Oak Laminate FinishShelves and Storage2 DrawersDesign StyleBis...

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    Original price $693.99 - Original price $693.99
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  • Original price $367.99 - Original price $367.99
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    Sauder - Beginnings Corner Computer Desk w/ Hutch Shelf - Cinnamon Cherry

    Sauder

    Construction MaterialsManufactured Wood Construction with a Cinnamon Cherry Laminate FinishShelves and StorageHutch and ShelfDesign StyleTraditio...

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    Original price $367.99 - Original price $367.99
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  • Original price $368.99 - Original price $368.99
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    Sauder - Beginings Corner Computer Desk with File Drawer - Cinnamon Cherry

    Sauder

    Construction MaterialsManufactured Wood Construction with a Cinnamon Cherry Laminate FinishShelves and StorageFile Drawer ShefDesign StyleTradit...

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    Original price $368.99 - Original price $368.99
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  • Original price $623.99 - Original price $623.99
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    Sauder - Market Commons 2-Drawer Lateral File Cabinet - Prime Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionMarket CommonsDesign StyleBistro IndustrialFinishMarket CommonsAssemblyMinimal assembly requir...

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    Original price $623.99 - Original price $623.99
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  • Original price $485.99 - Original price $485.99
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    Sauder - Cottage Road 60" Hutch - White

    Sauder

    Number and Type of Shelves2 Fixed ShelvesAdditional StorageCable Management to hide all your electronic cablesMaterialsEngineered woodDesign StyleC...

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    Original price $485.99 - Original price $485.99
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  • Original price $500.99 - Original price $500.99
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    Sauder - East Rock Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable Shelves and 1 Fixed shelfMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly Required...

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    Original price $500.99 - Original price $500.99
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  • Original price $592.99 - Original price $592.99
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    Sauder - Aspen Post Office Credenza w/ File Drawer - Pebble Pine

    Sauder

    Construction MaterialsEngineered woodCollectionAspen PostDesign StyleModern FarmhouseFinishAspen PostAssemblyMinimal assembly required. Save time ...

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    Original price $592.99 - Original price $592.99
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  • Original price $614.99 - Original price $614.99
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    Sauder - Larkin 2-Door 3-Drawer Ledge Dresser - Glacier Oak

    Sauder

    Number of Shelves Drawers5Construction Materials/FinishConstructed using engineered wood metal. Finished in Glacier Oak.Design StyleCountry Tran...

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    Original price $614.99 - Original price $614.99
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  • Original price $831.99 - Original price $831.99
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    Sauder - Dixon City Office Storage File Credenza - Brushed Oak

    Sauder

    Construction MaterialsEngineered woodCollectionDixon CityDesign StyleModern FarmhouseFinishDixon CityAssemblyMinimal assembly required. Save time ...

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    Original price $831.99 - Original price $831.99
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  • Original price $553.99 - Original price $553.99
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    Sauder - Tremont Row 2-Drawer Lateral File Cabinet - Mystic Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionTremont RowDesign StyleBistro ContemporaryFinishTremont RowAssemblyMinimal assembly required. ...

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    Original price $553.99 - Original price $553.99
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  • Original price $575.99 - Original price $575.99
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    $575.99
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    Sauder - Market Commons 2-Drawer Lateral File Drawer - Rich Walnut

    Sauder

    Construction MaterialsEngineered wood MetalCollectionMarket CommonsDesign StyleBistro IndustrialFinishMarket CommonsAssemblyMinimal assembly requir...

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    Original price $575.99 - Original price $575.99
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  • Original price $512.99 - Original price $512.99
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    Sauder - Cannery Bridge 6-Drawer Dresser - Sindoori Mango

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers6Design StyleBohemian Industrial Modern FarmhouseFinishSindoori MangoAssemblyMinimal assembly...

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    Original price $512.99 - Original price $512.99
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  • Original price $312.99 - Original price $312.99
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    Sauder - Cannery Bridge Twin Metal Platform Bed w/Headboard - Bronze

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleIndustrial Modern FarmhouseAssemblyS...

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    Original price $312.99 - Original price $312.99
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  • Original price $375.99 - Original price $375.99
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    $375.99
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    Sauder - Cottage Road Library Hutch - White

    Sauder

    Number and Type of Shelves2 Fixed ShelvesMaterialsEngineered woodDesign StyleCoastal Cottage Modern Farmhouse Shabby ChicAssembly RequiredSave time...

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    Original price $375.99 - Original price $375.99
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  • Original price $667.99 - Original price $667.99
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    Sauder - Aspen Post Large Hutch - Pebble Pine

    Sauder

    Number and Type of Shelves2 Fixed ShelvesAdditional StorageCable Management to hide all your electronic cablesMaterialsEngineered wood GlassDesign ...

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    Original price $667.99 - Original price $667.99
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  • Original price $734.99 - Original price $734.99
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    Sauder - International Lux Shoe Cabinet - Sindoori Mango

    Sauder

    Number of Shelves/Drawers2 Fixed ShelvesMaterialsEngineered Wood Metal and GlassDesign StyleContemporary Mid-century ModernAssembly RequiredSave ti...

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    Original price $734.99 - Original price $734.99
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  • Original price $261.99 - Original price $261.99
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    Sauder - Aspen Post Library Hutch - Pebble Pine

    Sauder

    Number and Type of Shelves2 Adjustable ShelvesMaterialsEngineered woodDesign StyleModern FarmhouseAssembly RequiredSave time by adding a Furniture ...

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    Original price $261.99 - Original price $261.99
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  • Original price $527.99 - Original price $527.99
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    Sauder - Walter Heights 2-Drawer Lateral File Cabinet - Blade Walnut

    Sauder

    Construction MaterialsEngineered wood MetalCollectionWalter HeightsDesign StyleContemporaryFinishWalter HeightsAssemblyMinimal assembly required. ...

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    Original price $527.99 - Original price $527.99
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  • Original price $437.99 - Original price $437.99
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    Sauder - Hudson Court Lateral File Cabinet with Shelf - Pearl Oak

    Sauder

    Construction MaterialsEngineered woodCollectionHudson CourtDesign StyleContemporaryFinishHudson CourtAssemblyMinimal assembly required. Save time ...

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    Original price $437.99 - Original price $437.99
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  • Original price $792.99 - Original price $792.99
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    Sauder - Dixon City 3-Drawer Mobile File Cabinet i - Brushed Oak

    Sauder

    Construction MaterialsEngineered woodCollectionDixon CityDesign StyleModern FarmhouseFinishDixon CityAssemblyMinimal assembly required. Save time ...

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    Original price $792.99 - Original price $792.99
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  • Original price $552.99 - Original price $552.99
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    Sauder - Larkin Ledge 1-Drawer Lateral File Cabinet - Glacier Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionLarkin LedgeDesign StyleCountry TransitionalFinishLarkin LedgeAssemblyMinimal assembly require...

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    Original price $552.99 - Original price $552.99
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  • Original price $474.99 - Original price $474.99
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    Sauder - East Rock Accent Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable ShelvesMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly RequiredSave time by addin...

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    Original price $474.99 - Original price $474.99
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    $474.99
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    Current price $474.99
  • Original price $360.99 - Original price $360.99
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    Current price $360.99

    Sauder - Cannery Bridge Twin Metal Platform Bed w/Headboard - Black

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleIndustrial Modern FarmhouseAssemblyS...

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    Original price $360.99 - Original price $360.99
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    $360.99
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  • Original price $557.99 - Original price $557.99
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    Sauder - Harvey Park Queen Metal Platform Bed Frame with Headboard - Black

    Sauder

    Construction materialsmetal platform bed frame with headboardSizeAccomadates Queen Size MattressBed Style / DesignPlatrorm Bed with HeadboardDecor ...

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    Original price $557.99 - Original price $557.99
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    $557.99
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  • Original price $309.99 - Original price $309.99
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    Sauder - Harvey Park Twin Metal Platrorm Bed w/ Headboard - Black

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleMid-century ModernAssemblySave time ...

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    Original price $309.99 - Original price $309.99
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    $309.99
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  • Original price $310.99 - Original price $310.99
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    Sauder - Harvey Park Twin Metal Platrorm Bed w/ Headboard - White

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleMid-century ModernAssemblySave time ...

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    Original price $310.99 - Original price $310.99
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    $310.99
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    Current price $310.99
  • Original price $587.99 - Original price $587.99
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    Sauder - Larkin Ledge TV Credenza for TV's up to 65" - Glacier Oak

    Sauder

    Construction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleCountry Transit...

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    Original price $587.99 - Original price $587.99
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    $587.99
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  • Original price $311.99 - Original price $311.99
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    $311.99
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    Current price $311.99

    Sauder - Cannery Bridge Twin Metal Platform Bed Frame with Headboard - Black

    Sauder

    Construction materialsmetal platform bed frame with headboardSizeAccomadates Twin Size MattressBed Style / DesignPlatrorm Bed with HeadboardDecor S...

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    Original price $311.99 - Original price $311.99
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    $311.99
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    Current price $311.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.