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Furniture

  • Original price $1,484.99 - Original price $1,484.99
    Original price
    $1,484.99
    $1,484.99 - $1,484.99
    Current price $1,484.99

    Yardbird - Elliot Sofa - Silver

    Yardbird

    Rounded wicker sofaCurved aluminum frames wrapped in our widest wicker and finished in a deep espresso brown colorModular DesignModular design that...

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    Original price $1,484.99 - Original price $1,484.99
    Original price
    $1,484.99
    $1,484.99 - $1,484.99
    Current price $1,484.99
  • Original price $398.99 - Original price $398.99
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    $398.99
    $398.99 - $398.99
    Current price $398.99

    Yardbird - Langdon/Waverly Ottoman - Shale

    Yardbird

    Multitone brown wickerMultitone brown wicker is handwoven around an aluminum rust-proof frameWoven high-density wickerWicker is a woven high-densit...

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    Original price $398.99 - Original price $398.99
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    $398.99
    $398.99 - $398.99
    Current price $398.99
  • Original price $1,650.99 - Original price $1,650.99
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    Yardbird - Langdon Loveseat - Silver

    Yardbird

    Made with HDPE wickerChairs are crafted from woven high-density polyethylene (HDPE) wicker.Made with sustainable materialsWicker made using 50 inte...

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    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99
  • Original price $1,648.99 - Original price $1,648.99
    Original price
    $1,648.99
    $1,648.99 - $1,648.99
    Current price $1,648.99

    Yardbird - Langdon Loveseat - Shale

    Yardbird

    Made with HDPE wickerChairs are crafted from woven high-density polyethylene (HDPE) wicker.Made with sustainable materialsWicker made using 50 inte...

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    Original price $1,648.99 - Original price $1,648.99
    Original price
    $1,648.99
    $1,648.99 - $1,648.99
    Current price $1,648.99
  • Original price $1,458.99 - Original price $1,458.99
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    $1,458.99
    $1,458.99 - $1,458.99
    Current price $1,458.99

    Yardbird - Waverly Loveseat - Shale

    Yardbird

    Made with HDPE wickerChairs are crafted from woven high-density polyethylene (HDPE) wicker.Commercial-grade aluminum designSturdy aluminum frames t...

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    Original price $1,458.99 - Original price $1,458.99
    Original price
    $1,458.99
    $1,458.99 - $1,458.99
    Current price $1,458.99
  • Original price $1,458.99 - Original price $1,458.99
    Original price
    $1,458.99
    $1,458.99 - $1,458.99
    Current price $1,458.99

    Yardbird - Waverly Loveseat - Silver

    Yardbird

    Made with HDPE wickerChairs are crafted from woven high-density polyethylene (HDPE) wicker.Commercial-grade aluminum designSturdy aluminum frames t...

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    Original price $1,458.99 - Original price $1,458.99
    Original price
    $1,458.99
    $1,458.99 - $1,458.99
    Current price $1,458.99
  • Original price $1,054.99 - Original price $1,054.99
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    Yardbird - Colby Loveseat - Shale

    Yardbird

    Commercial-grade aluminum designCommercial-grade matte dark brown aluminum frames that will never rust.Built to lastBoth frames and cushions are hi...

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    Original price $1,054.99 - Original price $1,054.99
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    $1,054.99
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    Current price $1,054.99
  • Original price $173.99 - Original price $173.99
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    Yardbird - Langdon / Waverly Side Table - Dark Brown

    Yardbird

    Built to lastRust-proof aluminum frameEasy to cleanAluminum frame is easy to cleanEndless configuration opportunitiesUse as an accent table at the ...

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    Original price $173.99 - Original price $173.99
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  • Original price $175.99 - Original price $175.99
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    Yardbird - Colby Side Table - Dark Brown

    Yardbird

    Built to lastBrown aluminum rust-proof frameEasy to cleanAluminum frame is easy to cleanEndless configuration opportunitiesUse as an accent table a...

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    Original price $175.99 - Original price $175.99
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    Current price $175.99
  • Original price $135.99 - Original price $135.99
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    Current price $135.99

    Yardbird - Classic Umbrella Base - Black

    Yardbird

    Black outdoor umbrella baseClassic 50 LB cast iron base with a black finishFlexible designMulti-purpose stem utilized for both free-standing or tab...

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    Original price $135.99 - Original price $135.99
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    Current price $135.99
  • Original price $398.99 - Original price $398.99
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    Current price $398.99

    Yardbird - Ludlow Side Table - Light Finish

    Yardbird

    Beautiful teak designAccent tables are made from premium Indonesian teak wood and are pre weathered giving the perfect light finish

    Original price $398.99 - Original price $398.99
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    $398.99 - $398.99
    Current price $398.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.