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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

96 LayoutRetains all function and number keys in a more compact and efficient layout that frees up desk space with a form factor that is only 1 cm ...

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Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

ASUS
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

ASUS - DUAL NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $656.99 - Original price $656.99
Original price
$656.99
$656.99 - $656.99
Current price $656.99

AI Performance767 AI TOPSOC mode2632 MHz (OC mode)/ 2602 MHz (Default mode)Powered ByThe NVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusias...

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Original price $656.99 - Original price $656.99
Original price
$656.99
$656.99 - $656.99
Current price $656.99

ASUS - RT-BE92U BE9700 Tri-Band Wi-Fi 7 Router - Black

ASUS
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Faster Smarter Home Wi-Fi 7The ASUS RT-BE92U boasts cutting-edge Wi-Fi 7 technology with superior 6 GHz band. Enjoy next-generation speeds and conn...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

ASUS - ROG STRIX X870-F GAMING WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $483.99 - Original price $483.99
Original price
$483.99
$483.99 - $483.99
Current price $483.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $483.99 - Original price $483.99
Original price
$483.99
$483.99 - $483.99
Current price $483.99

ASUS - USB-BT500 USB 2.0 Bluetooth 5.0 Adapter - Black

ASUS
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

SpeedBluetooth 5.0SetupPlug and PlayWireless standardIEEE 802.11acUsesHighly portable and easy to useCompatibilityCompatible with Bluetooth 2.1/3.x...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

ASUS - ProArt P16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

Create Faster on a Windows 11 Home Copilot+ PCCreate faster on a Windows 11 Home Copilot+ PC powered by on-device AI that helps turn ideas into res...

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Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

ASUS - ProArt PZ14 14" 3K OLED Touchscreen Laptop - Snapdragon X2 Elite (2026) - 16GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,067.99 - Original price $2,067.99
Original price
$2,067.99
$2,067.99 - $2,067.99
Current price $2,067.99

Create Faster on a Windows 11 Home Copilot+ PCCreate faster on a Windows 11 Home Copilot+ PC powered by on-device AI that helps turn ideas into res...

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Original price $2,067.99 - Original price $2,067.99
Original price
$2,067.99
$2,067.99 - $2,067.99
Current price $2,067.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

ASUS
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core 5 120U (2024) - 8GB Memory - 128GB Storage - Staid Black

ASUS
Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

The best of Google in a laptopThe fast secure operating system from Google comes with built-in Google apps like Gmail Gemini Docs Photos YouTube an...

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Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

ASUS - ROG Strix Morph 96 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Full Customization Made EasyEasily access and reassemble every layer from top cover to PCB and beyondUnique Lighting DesignLight bars along both si...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

ASUS - ROG Harpe II Ace Ultralight Optical Gaming Mouse with ROG SpeedNova Wireless Technology - Wireless - Black

ASUS
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Shaped by Esports ProsEngineered in collaboration with world-class esports professionals perfectly balanced to enable effortless flicks and swift s...

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Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

ASUS - ROG Raikiri II Wireless Controller for ROG Xbox Ally PC Xbox Series X/S - Black

ASUS
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Versatile Tri-Mode ConnectivityUse low-latency 2.4GHz RF Bluetooth or wired USB-C to play on PC and ROG Xbox Ally; plus certified for Xbox via USB-...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS
Original price $1,839.99 - Original price $1,839.99
Original price
$1,839.99
$1,839.99 - $1,839.99
Current price $1,839.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $1,839.99 - Original price $1,839.99
Original price
$1,839.99
$1,839.99 - $1,839.99
Current price $1,839.99

ASUS - USB-AX56 Nano AX1800 Dual-Band Wi-Fi 6 USB Network Adapter - Black

ASUS
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Wireless-AX technologyDeliver up to 1201Mbps data transfer rate for high-speed wireless access.Compatible with draft 802.11nBackward compatible wit...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

ASUS - RT-BE3600 Dual-Band Wi-Fi 7 Router - Black

ASUS
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Unleashing Multi-link operation (MLO) for Ultra-Smooth ConnectivityLink to multiple bands at the same time to ensure stable internet connections an...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

ASUS - NUC 15 Pro Mini Desktop - Intel Core 5 210H - 16GB Memory - 512GB SSD - Black

ASUS
Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

Fully ConfiguredPowered by the latest Series 2 Intel Core 5 210H processor with integrated Intel Graphics 16GB DDR5 RAM 512GB PCIe 4.0 SSD and Win ...

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Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

ASUS - ROG STRIX X870E-E GAMING Wi-FI 7 NEO (Socket AM5) AMD X870E ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $685.99 - Original price $685.99
Original price
$685.99
$685.99 - $685.99
Current price $685.99

Ready for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 Socket...

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Original price $685.99 - Original price $685.99
Original price
$685.99
$685.99 - $685.99
Current price $685.99

ASUS - ROG USB-BE92 BE6500 Tri-Band Wi-Fi 7 USB Network Adapter - Black

ASUS
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Brand-new Wi-Fi StandardEnjoy ultrafast speeds up to 6500Mbps with the latest Wi-Fi 7 (802.11be) fully compatible with all standard Wi-Fi networksP...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

ASUS - ProArt 27" 4K IPS Professional Monitor with HDR (DisplayPort HDMI USB-C) - Black

ASUS
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

4K Resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality5ms Response TimeDelivers ultra-fast performanc...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

ASUS - Zenbook A16 16" 3K OLED Touch Screen Laptop - Snapdragon X2 Elite Extreme (2026) - 48GB RAM - 512GB SSD - Copilot+ PC - Zabriskie Beige

ASUS
Original price $2,009.99 - Original price $2,009.99
Original price
$2,009.99
$2,009.99 - $2,009.99
Current price $2,009.99

Copilot+ PC on Windows 11 ProAs a Copilot+ PC on Windows 11 Pro Zenbook A16 delivers up to 80 NPU TOPS of on-device AI powering faster searches ins...

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Original price $2,009.99 - Original price $2,009.99
Original price
$2,009.99
$2,009.99 - $2,009.99
Current price $2,009.99

ASUS - PRIME NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,538.99 - Original price $1,538.99
Original price
$1,538.99
$1,538.99 - $1,538.99
Current price $1,538.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-t...

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Original price $1,538.99 - Original price $1,538.99
Original price
$1,538.99
$1,538.99 - $1,538.99
Current price $1,538.99

ASUS - RT-AX57 Go AX3000 Dual-Band Wi-Fi 6 Travel Router - White

ASUS
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Mobile Internet AccessTri-mode connectivity for travel work and home with 4G/5G mobile tethering a private hotspot over public Wi-Fi (WISP mode) an...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.